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    The magnificent seven tech megacaps have taken investors on a heady ride over the past few years as their values have soared.

    Where to invest as the tech megacap rally eases

    Signs that equity investors are getting cold feet over the rapid advances in artificial intelligence leaders have put a spotlight on some less obvious beneficiaries of the technology boom.

    • Sangmi Cha, Ivy Chok and Natalia Kniazhevich
    John Cachia says using a financial adviser helps him with his “blind spots”.

    ‘I’m a financial adviser but pay somebody else to manage my money’

    Thriving Wealth founder John Cachia had three good reasons to outsource his financial affairs.

    • Michelle Bowes

    If the RBA was doing its job, it would immediately lift rates

    A hot inflation figure on Wednesday would show we are in the grip of a structurally persistent crisis which has been underestimated in three of the last four quarters.

    • Christopher Joye

    Is your super fund among these winners?

    Investment chiefs of the top performers say there are still plenty of opportunities for the artificial intelligence revolution to drive up retirement savings.

    • Hannah Wootton

    Ten books that could help you become a better investor

    We asked money managers, financial advisers and a self-made multimillionaire to nominate the books that taught them the most about creating wealth.

    • Tom Richardson

    Why the beach house might be cramping your retirement style

    Holiday homes are great, but they don’t produce retirement income and might limit your age pension payments.

    • John Wasiliev

    Wealthiest Australians

    The Warwick brothers’ blockchain-based game Illuvium is launching on Thursday.

    Inside the $26b journey of this Young Rich Lister’s crypto game

    The Warwick brothers’ blockchain-based game Illuvium has finally launched, marking a new chapter in the wild ride of their billion-dollar company.

    • Yolanda Redrup
    The builder blames labour and supplies shortages.

    Rich Lister-owned home building empire faces $100m class action

    West Australian construction company BGC Housing Group – founded by the late Len Buckeridge and still controlled by the family – is facing a class action from potentially thousands of aggrieved home owners.

    • Tom Rabe
    The Captain Cook Hotel has changed hands again for $6.6m.

    Historic pub to close after Rich Lister sells building, keeps pokies

    Pub and pokies baron Bruce Mathieson exchanged contracts to buy the Captain Cook Hotel for $13.5m in late 2022. His BLM Group sold it this month for $6.6m.

    • Larry Schlesinger
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    This Month

    The change will turn Australian tax principles on their head.

    There is a simpler, fairer way to tax super above $3m

    Australia will soon become the only pension system in the world to tax unrealised capital gains.

    • Peter Burgess
    A key question is whether children have the financial literacy and emotional intelligence to handle a significant sum of money.

    Six questions to ask your adult kids before writing a will

    Not everybody has the financial literacy and emotional intelligence to handle a significant inheritance.

    • Nina Hendy
    Carol Schwartz, Reserve Bank director and Trawalla Foundation chair, is advising the She Gives campaign to lift female philanthropy.

    Women called on to make nation more generous

    Total charitable giving in Australia is just 0.81 per cent of GDP, compared to 2.1 per cent in the US, and a new campaign is targeting women to turn it around.

    • Michael Bailey
    Carol Schwartz has been a powerful advocate for lifting female participation in the workforce and giving women a stronger voice in important political and social debates.

    Why women will supercharge philanthropy

    Australian women are poised to take charge of $3.2 trillion in the next decade. This will be the greatest wealth transfer in Australia’s history.

    • Carol Schwartz
    Michael Melkin speaks to former prime minister Paul Keating at the annual Superannuation Lending Roundtable hosted by The Australian Financial Review and packaging multinational Visy in Sydney on Tuesday.

    Junk bond king says Australia could become ‘financier of Asia’

    Australia could become a financing powerhouse, says American billionaire and philanthropist Michael Milken.

    • Lucy Dean
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    AFR

    What’s a close personal relationship? The ATO has its own idea

    There are limited circumstances in which superannuation benefits can be passed on tax-free, and a lot depends on the relationship definition.

    • Peter Townsend
    Rachel Wastell, personal finance expert at Mozo, says to watch out for the loyalty tax.

    The $1 rule that can save you hundreds on your mobile phone

    Telstra’s decision to raise its plan prices above inflation is a wake-up call to Australians to shop around for a better deal on their mobile phone, savings experts say.

    • Lucy Dean
    Frugal: WiseTech co-founder Richard White with girlfriend Zena Nasser.

    WiseTech’s Richard White tries it on

    In his mind, White abhors risk. He detests excess. And he is studiously monogamous to the company he founded. The reality is far different.

    • Myriam Robin
    Private credit offers higher returns at greater risk.

    How to spot a good – or bad – private credit fund

    Growth in non-bank lending presents new opportunities for investors. But with higher returns comes added risk.

    • Michelle Bowes
    Henrik Isaksson at the Sydney Game Fishing Club jetty in Watsons Bay. “The catching of the fish itself is fun, but it’s just part of the experience – there is no better way to experience nature.”

    This managing director caught a 300kg marlin – and threw it back

    During the week, Henrik Isaksson runs the local arm of podcasting giant Acast. On the weekend, he’s into casting of a very different kind.

    • Michael Bailey
    Roughly one in four Aussie home loans are set to switch from uber-low fixed rates to heinously high variable rates this year.

    Is the CFMEU the reason none of your friends can buy a house?

    Experts say sheer union bargaining power has helped to push wages up across the entire construction industry, and that is filtering through to property prices.

    • Lucy Dean
    Words

    Revealed: Which super funds rate the best – and worst – for retirement

    Superannuation funds are going backwards in terms of preparing their customers for retirement, new research shows.

    • Hannah Wootton
    Zombie companies, low-yielding commercial property and marginal residential borrowers will become even more vulnerable.

    Second subprime crisis more likely with Trump in the White House

    Investors need to start preparing for how a re-elected Donald Trump will shape inflation, interest rates, and hence asset prices.

    • Christopher Joye
    AFR

    New $3m super tax is ‘stealing my children’s inheritance’

    Family enterprises face hard questions about whether to abandon their succession and retirement plans by selling their shops, farms and factories,

    • Duncan Hughes

    The Aussie funds that beat bitcoin and big tech

    It was often savvy bets at the smaller end of the market that shot the top-performing fund managers to the top of the leader table in the last financial year.

    • Joshua Peach
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    APRA puts onus on Cbus to ensure CFMEU directors are fit, proper

    Senators have called for the construction industry fund to cut ties with the CFMEU amid allegations of criminality at the union. The prudential regulator says it is up to superannuation fund boards.

    • Hannah Wootton
    A question of super.

    Can I put $360,000 into super before my divorce settlement?

    A reader getting $1.9 million from her ex-husband’s super fund wants advice on maximising her savings and the $15,000 she already has in her fund.

    • John Wasiliev

    ATO targets property valuations in countdown to new $3m super tax

    SMSFs are in the firing line for failing to update the market value of investment properties and commercial buildings such as farms and medical practices.

    • Duncan Hughes
    Qantas Super has managed the retirement savings of the airline’s employees for the past 85 years, but will be acquired by Australian Retirement Trust following a deal on Wednesday.

    ART closes in on AustralianSuper’s top spot with new merger

    The deal will add Qantas’ $9 billion in funds under management to the Australian Retirement Trust’s ballooning $280 billion-plus asset pool.

    • Hannah Wootton
    The Securities and Exchange Commission has been worried about a lack of clearly defined valuation procedures and protocols for mitigating private markets’ many conflicts of interest.

    Private equity has become hazardous terrain for investors

    The days of easy windfalls from freakishly loose monetary policy are gone. Now, private capital is much more hazardous terrain for investors.

    • John Plender