Money
Borrowing
Analysis
Home loans
Rise of the ‘gran bank’: Why helping grandkids buy a home could cost you
The bank of mum and dad may be one of the biggest lenders in Australia, but older generations are helping out too – sometimes at their own peril.
- by Rachel Lane
Latest
Opinion
Home loans
The five best quality home loans charging under 6 per cent
With rate cuts now not likely until next year, anyone who hasn’t already optimised their interest really ought to.
- by Nicole Pedersen-McKinnon
Opinion
Home loans
Parents thinking of helping kids into property must consider this
I have long been of the “help sooner rather than later” view, but if you hand over a lump sum to your children, is it going to be a gift or a loan?
- by Noel Whittaker
Opinion
Investing
Our obsession with property is pathological. Something’s gotta give
Forget the Sunday trip to Bunnings - investing in property is the greatest Australian pastime of all, and queuing for house inspections is our national sport.
- by William Bennett
Opinion
Home loans
How to get a bit of breathing space on your home loan
You can forget about pandemic-level mortgage breaks – but you can still get some reprieve on your loan if you follow these five steps.
- by Nicole Pedersen-McKinnon
Opinion
Ask an expert
Should we use savings to pay down mortgage or invest in shares?
Once you get to the point where your mortgage isn’t weighing you down, you can explore other investment options.
- by Noel Whittaker
Analysis
Mortgage brokers
Thinking about using a mortgage broker? Here’s one thing you should always ask
One-in-five mortgage brokers did not write a single loan in the six months to March 2023 and could be out of touch with the market.
- by John Collett
Analysis
BNPL
Fears as more shoppers use credit cards to buy now, pay later
Many people are using credit cards to pay off their buy now, pay later (BNPL) debt, stoking fears of a cascading “debt trap”.
- by John Collett