Money
Super & retirement
Opinion
Pension
Deeming freeze a plus for pensioners, but rates can’t stagnate forever
The freezing of deeming rates has provided some certainty in an environment of rising interest rates. But at some point they will need to rise.
- by Noel Whittaker
Latest
Opinion
Pension
Want to help the housing crisis? Bring back the pensioner savings account
Part of solving the current housing crisis needs to be removing financial barriers for people who want to downsize. Pensioners are a good place to start.
- by Rachel Lane
Opinion
Ask an expert
If I drop to part-time, can I use super to top up my income?
Managing an income while drawing down from your super can be a delicate balance, but there are plenty of ways to make it work.
- by Noel Whittaker
Opinion
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If I use up my super on a lavish holiday, can I still get the pension?
Taking an expensive overseas holiday using your superannuation should have no bearing on your pension eligibility when the time comes.
- by Noel Whittaker
Opinion
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Should I move from a small super fund to a major one?
While a small fund can seem like it lags bigger ones, it can still be a winner when it comes to returns.
- by Paul Benson
Opinion
Retirement living
Seven secrets to getting juicy deals on retirement travel
The sector serving retirees with travel is packed with well-kept secrets. Today, I’m going to share a few of the finest.
- by Bec Wilson
Analysis
Aged care
How to ensure you don’t end up in aged care limbo
A retirement village with an aged care home on the same property can seem like a great long-term plan, but the financial barriers can be significant.
- by Rachel Lane
Opinion
Superannuation
Why is retirement spending so difficult to navigate?
Super through our working life is relatively straightforward. The retirement phase presents an entirely different situation.
- by Bec Wilson
Analysis
Aged care
Why are people inflating their wealth for better aged care?
Retirees are artificially inflating the value of their assets, in numerous instances borrowing money to get the accommodation of their choice.
- by Rachel Lane
Opinion
Ask an expert
I’m 40, single, and without children. Do I really need a will?
There’s no reason to put your family through additional drama when you pass away, so it’s best to make up a simple will.
- by Noel Whittaker
Opinion
Retirement living
What a modern retirement plan should look like
Retirement has gone from a time when we stepped back into the shadows to being one of the most exciting phases of our lives. Here’s how to plan for it.
- by Bec Wilson