Opinion
Home loans
Downsizing the Australian dream: What to consider when buying an apartment
Apartments offer a more achievable alternative for those looking for a way into the property market, but there are a few factors to consider before signing on the dotted line.
- by Dominic Powell
Latest
Opinion
Hip pocket
It’s ‘good’ debt, but should you pay your HECS off early?
Australia’s student loan system is a relatively fair scheme, but rising inflation means balances are booming. It’s time to study your options.
- by Dominic Powell
Opinion
Hip pocket
So you’ve got an offset account, but are you using it wisely?
Homeowners are squirrelling away billions in offset accounts, but many aren’t using them to their full potential and are missing out on significant home loan savings.
- by Dominic Powell
Opinion
Hip pocket
Share tactics: How to take a punt on investing and avoid backing a dud
Investing is increasingly popular, with more than 10 million Australians owning shares outside of super. But no one wants to back a loser.
- by Dominic Powell
Opinion
Hip pocket
Pets are pricey, let’s not pussyfoot around
Cats, dogs and other furry friends give endless love, but they don’t come cheap. Commit with care.
- by Dominic Powell
Opinion
Hip pocket
The overlooked tool that can guarantee your retirement income
Retirees are often wary of annuities, also known as a lifetime or fixed-term pension. Here’s what you need to know.
- by Dominic Powell
Opinion
Hip pocket
Should you DIY super? There are risks and rewards
Self-managed super funds allow you to pick exactly how your superannuation is invested – but they’re also a lot of work.
- by Dominic Powell
Opinion
Hip pocket
These schemes could help you buy a house, but caveat emptor
Shared equity schemes allow home buyers to purchase with much smaller deposits, but come with restrictions and conditions.
- by Dominic Powell
Opinion
BNPL
Just Afterpay it? If you buy now, you might pay later
Buy now, pay later services can seem like a good deal on the surface, but can be problematic if used improperly.
- by Dominic Powell
Opinion
Hip pocket
Want to pay less tax? This sacrifice could be worth making
Salary sacrificing is a concept that is still relatively poorly understood, meaning many could be missing out on potential tax benefits.
- by Dominic Powell
Opinion
Hip pocket
When it comes to this insurance, it’s time for a healthy debate
More than half of us have private health insurance, but it’s not cheap. So, do you really need it? Here are a few things to consider.
- by Dominic Powell