Today
- Opinion
- Superannuation
Labor’s ‘double taxation’ in super may not be as steep as you think
A 30 per cent tax rate is unlikely to ever apply to the entirety of annual earnings for people with balances above $3 million.
- John Wasiliev
My partner earns far more than me. Should we still split bills 50/50?
One partner in the relationship earns $200,000, while the other earns much less. What’s the fairest way to divide their living expenses?
- Penny Wise
Yesterday
‘Don’t waste it’: Smart ways to spend your income tax cut
Some workers will have an extra $350 a month from July 1. Don’t waste this “powerful” opportunity, experts say.
- Michelle Bowes and Lucy Dean
Forget Boomers. Millennials, your next landlord could be a best mate
For decades, Millennials and Generation Z have blamed Baby Boomers for locking them out of the housing market. But what happens when wealthy Boomers start to give their kids cash?
- Lucy Dean
This Month
How 870,000 Australians avoided budget income sting
The figure used to estimate how much retirees’ investments are earning will remain well below where it would otherwise be, easing fears of an “income cliff”.
- Lucy Dean
From babies to Boomers: what’s in the budget for you
The 2024 federal budget includes power bill relief, more training places and additional rent assistance.
- Joanna Mather and Lucy Dean
Deepfake images lure investors to bogus stock clubs
The ASX is among the latest to be exploited in frauds costing investors at least $25 million a week. Here’s how to spot a scam:
- Updated
- Duncan Hughes
Government still stumped by financial advice semantics
The government will try to head off a semantic storm over the term “qualified advisers” by replacing the words with “product adviser”.
- Joanna Mather
- Opinion
- Gold
Why superannuation funds are wrong on gold
Millions of Australians could be missing out on the benefits of gold because of a conflict of interest inherent in big super.
- Chris Brycki
- Opinion
- Investing
No, ESG funds have not had their day
Recalibration of ESG investing has been an excellent exercise in weeding out the greenwashers, bandwagon participants and naysayers.
- Amanda MacDonald
How the $3m super tax whack might hit property investors
Plans to tax unrealised gains on super balances have investors considering options. Here’s what calculations show about the potential impact of the tax.
- Duncan Hughes
- Opinion
- Interest rates
RBA’s credibility at risk as central banks confront interference
The contradictions in the Reserve Bank of Australia’s communications reveal policy conflicts that could erode its already embattled credibility.
- Christopher Joye
- Opinion
- Flat Chat
Building commissioner’s parting warning for property developers
David Chandler’s legacy includes an army of inspectors able to identify the developers most likely to produce suspect buildings.
- Jimmy Thomson
Love or money? What to tell kids about career choice
Do you tell them to do what they love or urge them to become a doctor, accountant or a lawyer because it will provide financial security?
- Bianca Hartge-Hazelman
A smarter way to tax high super balances
The government has tried to keep things simple, but in doing so fairness has gone out the window.
- Meg Heffron
How do I avoid a messy, hostile divorce?
Don’t hire a bulldog lawyer and or make any sudden moves with your finances, lawyers say.
- Penny Wise
The overlooked asset class that could set you up for retirement
Residential property investment is good for accumulating wealth, but commercial property will provide retirees with a better income stream.
- Michelle Bowes
We have $700,000 in super – can we buy investment property with it?
If you want to add a geared investment property to your retirement savings, here’s what you must think about.
- John Wasiliev
Stressed by rates and thinking about fixing? Try the sleep test first
Lenders outside the big four are offering some of their best fixed mortgage rates in more than a year, but practice extreme caution, experts say.
- Updated
- Lucy Dean
- Opinion
- Investing
The investment shift that could undermine your wealth plan
Whether to invest for income or growth is not the right question to ask for those in or moving to retirement.
- Tim Mackay
