Home loans
Opinion
Opinion
Parents thinking of helping kids into property must consider this
I have long been of the “help sooner rather than later” view, but if you hand over a lump sum to your children, is it going to be a gift or a loan?
- by Noel Whittaker
Latest
‘Like starting again’: Melbourne upsizers priced out of the market
The cost of buying a house is nearly double that of a unit, making it much harder than a generation ago to move on from a first home.
- by Alexandra Middleton
Opinion
For subscribers
Mortgage wars enter next phase as property remains a rich playground
The big banks are rethinking how much risk they can take when it comes to lending, as some say that excessive regulation is only helping wealthy borrowers while others miss out.
- by Elizabeth Knight
Exclusive
Spending
How much the cost of living crunch has cost you – and what you have cut out
Two years of high inflation and rising interest rates has slashed our spending power. These charts show by how much.
- by Matt Wade
Sought-after Melbourne suburbs where house prices are on discount
A string of popular spots are cheaper than a year ago – but in other neighbourhoods, prices are only getting more expensive.
- by Alexandra Middleton
Property prices defy gravity as average households priced out
The average home buyer’s budget has been slashed by about 30 per cent over the past two years, but there’s little sign of house prices following suit.
- by Elizabeth Redman
Another mortgage cliff faces home buyers and the economy
The economy in 2023 survived a surge in people moving from fixed to variable rate mortgages. But there are doubts whether it can do it again in 2024.
- by Shane Wright
No mortgage? No worries: Melbourne property buyers pay cash instead
Some investors have been deterred by higher taxes, but others are snapping up properties in cash in inner-city suburbs.
- by Alexandra Middleton
Opinion
Opinion
How to get a bit of breathing space on your home loan
You can forget about pandemic-level mortgage breaks – but you can still get some reprieve on your loan if you follow these five steps.
- by Nicole Pedersen-McKinnon
Perspective
Housing affordability
Could this affordable housing model work in Brisbane?
Houses now cost 12 years of average earnings. If you don’t have the “bank of mum and dad” to help with a deposit, you might be looking at something like this.
- by Courtney Kruk
Exclusive
Credit cards
Borrower beware: default risks linger despite interest rate hiatus
Credit stress is most concentrated in Australia’s two biggest states.
- by Matt Wade