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NAB boss says most of its home loans are written at a discount

NAB boss says most of its home loans are written at a discount

Chief executive Andrew Irvine reported a 13 per cent tumble in half-year profits, but said households were mostly proving resilient in the cost-of-living crisis.

  • by Millie Muroi

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Mortgage wars enter next phase as property remains a rich playground
Opinion
Home loans

Mortgage wars enter next phase as property remains a rich playground

The big banks are rethinking how much risk they can take when it comes to lending, as some say that excessive regulation is only helping wealthy borrowers while others miss out.

  • by Elizabeth Knight
When interest rates eventually fall, banks will face a critical decision

When interest rates eventually fall, banks will face a critical decision

In previous cycles of Reserve Bank interest-rate changes, the major banks often responded in ways that helped boost their profits. Would they use those tactics today and risk becoming a target for political attacks?

  • by Clancy Yeates
Banks expected to report more than $15b in half-year profits

Banks expected to report more than $15b in half-year profits

Despite continued pressure on bank profit margins, analysts expect the big four to post relatively resilient earnings over the next two weeks.

  • by Millie Muroi
Why everyone in finance is getting ripped

Why everyone in finance is getting ripped

People who spend their working lives trying to manage risk in return for long-term financial gain often fail to apply those lessons to their own health.

  • by Chris Bryant
BOQ profits stifled as inflation, higher funding costs shred margins

BOQ profits stifled as inflation, higher funding costs shred margins

The bank unveiled a cash profit of $172 million in the six months to February 29, down 33 per cent compared to the first half of last year.

  • by Sumeyya Ilanbey
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How Sicily’s mafia is tightening its grip on the economy

How Sicily’s mafia is tightening its grip on the economy

Sicily’s tourist hot spots are living an economic boom thanks to shows like The White Lotus. But behind the beauty, its underbelly is spreading its wings.

  • by Rachel Sanderson
Afterpay lifts credit limit while bracing for looming buy now, pay later laws

Afterpay lifts credit limit while bracing for looming buy now, pay later laws

Afterpay is preparing for proposed government legislation that would require buy now, pay later operators to perform credit checks on new customers.

  • by Millie Muroi
The Armaguard saga shows we’re a long way from ditching cash entirely
Opinion
Payments

The Armaguard saga shows we’re a long way from ditching cash entirely

Financial troubles at Armaguard highlight the strain on the system used to distribute cash to ATMs, supermarkets and post offices.

  • by Clancy Yeates
Scammers are becoming patient: Banks say social media giants need to step up

Scammers are becoming patient: Banks say social media giants need to step up

Experts warn scammers are targeting victims through drawn-out investment and romance scams – and say social media platforms to step up prevention.

  • by Millie Muroi
Under water and under pressure: The fight to fix flood insurance

Under water and under pressure: The fight to fix flood insurance

As climate change increases the severity and frequency of natural disasters, insurance companies face pressure to improve the handling of their claims.

  • by Sumeyya Ilanbey