r/JEENEETDOUBTS

1. Car insurance

The average American saves a whopping $410+ a YEAR when they switch auto insurance carriers.

(The reason: some carriers offer discount prices to new customers when they switch)

Take 30 seconds and go to a 3rd party comparison site (Coverage.com and Auto-Savings.com are both fine) to see if you can find cheaper rates. You’ll likely save yourself a bunch of money.

Some people suggest switching every 6 months, that's a little bit overkill imo. Once a year should be fine.

2. Credit card debt payments

If you’ve got $10k+ in unsecured debt (think credit cards, medical bills, etc), you can ask a debt relief company to come in and negotiate it for you. You typically will save around 23% on average (after their fees).

Here’s a link to a savings calculator from National Debt Relief's website if you want to see how much you could save: link here.

3. Your savings account

I'm always shocked at the number of people still using garbage savings accounts that pay 0.5% (or less) a year. There are literally hundreds of banks that will pay you 8x that, usually 10x that rate

Here's a link to a bunch of options.

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There are tons of other things (obviously) but these are the ones that I see the most. Hope that helps.