Money
Planning & budgeting
Opinion
Household debt
Six tips to help manage your cash in a cost of living crisis
Inflation may no longer trending upwards, but cost of living issues are still taking a toll across Australia.
- by Grace Bacon
Latest
Opinion
Financial planning
Reasons why you probably don’t need a financial adviser
I’m not saying there’s anything wrong with financial advisers, but many people aren’t at a stage where a financial adviser would be the best way forward.
- by Paridhi Jain
Analysis
Divorce
Helping kids into property? Watch out for divorce, parents warned
When providing financial help to adult children, it needs to be made clear what will happen in the event of a relationship breakdown.
- by John Collett
Analysis
Budgeting
Snowball or avalanche? How to pay back those stubborn debts
Changing your habits if you’re a regular borrower can be hard, but there are methods you can use to help slash your debt.
- by Nina Hendy
Endless oat lattes: What a copywriter on $67,000 spends in a week
On Money Diaries this week, a copywriter gets a Brazilian wax, enjoys oysters with a friend, and drinks many oat lattes.
Opinion
Ask an expert
My children are bad with money. How should I pass on my inheritance?
If you pass on your inheritance early, you’ll be able to guide your children in how to spend it wisely.
- by Noel Whittaker
Analysis
Capital gains tax
How you could save tax by selling your investments after June 30
Investors could save on capital gains tax by selling after June 30, when the stage three tax cuts are slated to start.
- by John Collett
Afterpay and chocolate: What a model on $45,000 spends in a week
On Money Diaries this week, a model/waitress/aspiring writer manages period pain with cranberry tablets and has plenty of cute moments with her boyfriend.
Opinion
Ask an expert
Can we get the pension if we transfer $1m to a family trust?
If your assets are well over the limit for the age pension, moving them into a family trust is unlikely to help.
- by Noel Whittaker
Analysis
Electric vehicles
Salary packaging tax break sends EV demand rocketing
The portion of EVs salary packaged with novated leases has risen to 40 per cent, following a tax change in 2022.
- by John Collett
Opinion
Weddings
$90 million nuptials: How much is too much to spend on a wedding?
Last week, a $90 million wedding bash captivated people on social media. But spending too much on your big day can leave you with a lifetime of debt.
- by Victoria Devine