Yesterday
- Opinion
- Income tax
Talented people make nations pay for high taxes
The best and brightest minds globally are fleeing high-tax regimes for jurisdictions offering financial incentives.
- Christopher Joye
‘Investments of passion’: Why I spent $15,000 on wine in three years
Tim Baker was bitten by the wine bug in France.
- Louis White
February
- Opinion
- Super Q&A
How much cash can my parents pump into superannuation?
This strategy could allow a couple to contribute $940,000 to super.
- John Wasiliev
- Opinion
- Superannuation
How to take advantage of higher superannuation contribution caps
If you make voluntary pre-tax contributions, the increased cap may mean a bigger deduction and tax saving.
- Colin Lewis
How couples can narrow the gender pay gap in super
The gender pay gap and time out of the paid workforce mean women tend to retire with less superannuation, but there is a little-known strategy couples can use to even the score.
- Nicole Haddow
- Opinion
- Retirement living
Retiring wealthy? You still need a budget
Drawing up a budget and sticking to it is essential for wealth creation, regardless of income level.
- Michael Hutton
‘Transition phase’: Five steps to mentally prepare for retirement
Leaving full-time work is a massive life change for many people, but advance planning can help ease the adjustment to life in a slower lane.
- Sian Powell
Retirement income products: What are my options?
A new generation of super products is attempting to address retirees’ concerns.
- Duncan Hughes
From Sydney to Siena: Sort your finances to retire abroad
You’ve hit 60, you’ve got your super and your time is your own. Should you make that move to Tuscany?
- Sylvia Ramsey
Sisters take on extended family to win $13.5m inheritance dispute
A sharp rise in blended families is creating complex legal issues, particularly for inheritance claims.
- Duncan Hughes
- Opinion
- Investing
Why private credit is redefining fixed income
There’s a lot to like about investing in private credit but beware the shonks.
- James Weir
- Opinion
- Bonds
Macquarie secures record demand for bonds
Investors are retreating from illiquid assets in favour of high-yielding bank bonds.
- Christopher Joye
How high earners can claw back lost stage three tax cuts
Experts explain how to reclaim lost stage three tax cuts via extra superannuation contributions.
- Duncan Hughes
Is 4pc still retirement’s magic number?
American financial planner William Bengen came up with a neat answer to one of life’s thorniest financial questions – how long will my savings last in retirement? – and it took off like a rocket.
- Penny Pryor and Joanna Mather
The amount of low-tax money you can put into super is about to jump
Workers will be able to pump more money taxed at low rates into superannuation after strong wages growth triggered the first increase in contribution limits in three years.
- Joanna Mather
- Opinion
- SMSFs
Proof that SMSFs outperform when markets tank
SMSFs beat regular funds by 4.1 percentage points in the 2021-22 financial year.
- Peter Burgess
- Opinion
- Super Q&A
How to reduce tax on real estate profits in an SMSF
Carefully consider the tax implications of transferring real estate from an SMSF into your own name.
- John Wasiliev
We’ve spent $40,000 on IVF. I want to continue, but my partner wants to stop
No one’s doing fertility treatment because they want it, says psychologist Narelle Dickinson, so make time for compassionate conversations and be honest.
- Penny Wise
Banks tread softly on bad debts – but will it last?
Experts say the market could be underestimating bad debt charges for the big four.
- Stewart Oldfield
- Opinion
- Investing
This is the way to get better total portfolio returns
Don’t let the Magnificent Seven divert you from the basics of investing – everyone focuses on 2023 but ignores weakness in 2022.
- Giselle Roux