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Humanitix founders Adam McCurdie and Joshua Ross.

A philosopher’s view on the secret to business success

Companies which donate their profits to good causes grow faster, live longer, and are more profitable, such as ticketer Humanitix.

  • Peter Singer
Rebecca Pritchard of Rising Tide Financial Services.

How couples can narrow the gender pay gap in super

The gender pay gap and time out of the paid workforce mean women tend to retire with less superannuation, but there is a little-known strategy couples can use to even the score.

  • Nicole Haddow

Retiring wealthy? You still need a budget

Drawing up a budget and sticking to it is essential for wealth creation, regardless of income level.

  • Michael Hutton

The best mix of assets for your retirement portfolio

Financial advisers say moderately wealthy Australians and those better off can afford to stay weighted to growth assets into retirement.

  • Tom Richardson

‘Transition phase’: Five steps to mentally prepare for retirement

Leaving full-time work is a massive life change for many people, but advance planning can help ease the adjustment to life in a slower lane.

  • Sian Powell

I bought Nvidia at $US200 and I’m not selling

My US equities portfolio, dominated as it is by Nvidia, returned over 100 per cent, a handsome gain.

  • Updated
  • Nicki Bourlioufas

Wealthiest Australians

Francisco Widjojo is the head of his family office Arkblu Capital, an example of the younger generation of family offices.

Wealthy families are trying something new – ditching the secrecy

There’s a new breed of private investment vehicle for the super rich. And they’re less interested in managing money out of view than making more of it.

  • Primrose Riordan

The country’s most secretive billionaires are about to get much richer

Angela Bennett never wanted the family business. The daughter of prospector Peter Wright almost sold it all. Now it’s about to become a bonanza.

  • Primrose Riordan and Tom Rabe
Goodman Group CEO Greg Goodman

$80b data centre opportunity lifts Goodman to new high

While the industrial powerhouse swung to a statutory loss after asset values fell 4 per cent, it upgraded both earnings guidance and its data centre pipeline.

  • Larry Schlesinger
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Yesterday

Joy Sparks balances part-time teaching with her art and charity work.

Retirement income products: What are my options?

A new generation of super products is attempting to address retirees’ concerns.

  • Duncan Hughes
Beautiful Lucca.

From Sydney to Siena: Sort your finances to retire abroad

You’ve hit 60, you’ve got your super and your time is your own. Should you make that move to Tuscany?

  • Sylvia Ramsey
AFR

Sisters take on extended family to win $13.5m inheritance dispute

A sharp rise in blended families is creating complex legal issues, particularly for inheritance claims.

  • Duncan Hughes
Over 2023 there were a number of private credit funds that returned well above 10 per cent, even as high as 12 per cent.

Why private credit is redefining fixed income

There’s a lot to like about investing in private credit but beware the shonks.

  • James Weir

This Month

Watch collector

How to pass on a prized collection to your kids

Precious collections of art, furniture, wine and watches are increasingly part of inheritances. What’s the best way to pass on these assets?

  • Bianca Hartge-Hazelman
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Francisco Widjojo is the head of his family office Arkblu Capital, an example of the younger generation of family offices.

Wealthy families are trying something new – ditching the secrecy

There’s a new breed of private investment vehicle for the super rich. And they’re less interested in managing money out of view than making more of it.

  • Primrose Riordan
Macquarie’s book-build peaked at an astonishing $4.97 billion of demand.

Macquarie secures record demand for bonds

Investors are retreating from illiquid assets in favour of high-yielding bank bonds.

  • Christopher Joye
AFR

How high earners can claw back lost stage three tax cuts

Experts explain how to reclaim lost stage three tax cuts via extra superannuation contributions.

  • Duncan Hughes
The 4 per cent rule came to underpin much retirement income planning.

Is 4pc still retirement’s magic number?

American financial planner William Bengen came up with a neat answer to one of life’s thorniest financial questions – how long will my savings last in retirement? – and it took off like a rocket.

  • Penny Pryor and Joanna Mather
asdfa

The amount of low-tax money you can put into super is about to jump

Workers will be able to pump more money taxed at low rates into superannuation after strong wages growth triggered the first increase in contribution limits in three years.

  • Joanna Mather
SMSF portfolios are positioned for capital preservation – and avoiding sleepless nights.

Proof that SMSFs outperform when markets tank

SMSFs beat regular funds by 4.1 percentage points in the 2021-22 financial year.

  • Peter Burgess
A question of super.

How to reduce tax on real estate profits in an SMSF

Carefully consider the tax implications of transferring real estate from an SMSF into your own name.

  • John Wasiliev
Deciding when to stop IVF can be very difficult.

We’ve spent $40,000 on IVF. I want to continue, but my partner wants to stop

No one’s doing fertility treatment because they want it, says psychologist Narelle Dickinson, so make time for compassionate conversations and be honest.

  • Penny Wise
Office towers may be in the doldrums but there are still opportunities for investors in commercial property.

Five A-REITs worth a second look

While the glory days of real estate investment trusts may over, the sector will surely stage a comeback.

  • Elio D'Amato
The impact of 13 rate rises in 15 months is yet to fully percolate through the economy.

Banks tread softly on bad debts – but will it last?

Experts say the market could be underestimating bad debt charges for the big four.

  • Stewart Oldfield
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A stagflationary environment is not out of the question – sticky inflation yet weakening economic growth.

This is the way to get better total portfolio returns

Don’t let the Magnificent Seven divert you from the basics of investing – everyone focuses on 2023 but ignores weakness in 2022.

  • Giselle Roux
January’s super fund returns were not as good as last year.

Why super funds are having a bad start to 2024

January’s returns this year are significantly less than in 2023 and also lag December’s performance.

  • Hannah Wootton
The other obvious area where short sellers could be wrong is if there is a sharp increase in the lithium price as a result of an uptick in demand.

Why short sellers could be wrong on Pilbara and IDP

Short sellers are not always right, but investors need to understand their thinking, say the experts.

  • Mark Draper
Owners of nearby land have an opportunity to develop and operate wind or solar farms to provide data centres with power.

The little-known property investment that is about to explode

Blackstone, Goodman Group and Brookfield have identified this as an area to target and are increasing asset allocations to the fast-growing sector.

  • Sam Tamblyn

Top investors share the toughest lessons they had to learn

No one gets good at financial decision-making without taking the risk of being wrong and then figuring out how to adjust.

  • Suzanne Woolley