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Wealth

Personal Finance

Yesterday

New Zealand is the first advanced economy to enter into a bona fide “stagflationary recession”.

New Zealand’s recession is a warning for the rest of world

While markets are rejoicing about the prospect of lower interest rates next year, stagflation across the ditch points to very different possibilities.

  • Christopher Joye
AFR

10 ways to stop ‘silver divorce’ destroying your wealth

Older couples are increasingly calling it quits. These are the issues to consider before breaking the knot.

  • Duncan Hughes
A home care package can provide support if the recipient spends time away from home during the holidays.

How to enjoy a family Christmas with all the help you need

Elderly people spending time away from their regular home during the holiday season can be eligible for extra government-funded support.

  • Bina Brown

This Month

This retirement strategy could foolproof your savings

A timeless game plan invented in 1985 helps retirees – and younger investors – avoid worries during sharemarket downturns by planning ahead.

  • Tom Richardson

My brother won’t help Mum. Should she change her will?

My elderly mother needs help with her bills but my brother won’t contribute. What can we do?

  • Debra Cleveland
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Good news for apartments as defects crackdown bites

Buyer confidence is low, but help is on the way after the release of three reports.

  • Jimmy Thomson

Upsizing your home to access the age pension is a flawed strategy

A couple want to spend $600,000 of super on the purchase in the hope of qualifying for some government income.

  • John Wasiliev

Six maps that show where you can buy a home on your income

An increasingly expensive property market is outpacing single buyers. This is what that looks like.

  • Lucy Dean and Les Hewitt

Where to invest in water (and why you’d want to)

A government shakeout is likely to attract more investors to this emerging asset class and its compelling returns.

  • Stewart Oldfield

How to create the best passive portfolio

Index investing can and likely should be a solid proportion of a portfolio. But it’s not just about picking an index and allocating.

  • Giselle Roux

Time to sift through lithium wreckage

Professional investors say demand for lithium is likely to soar due to big increases in how much is used in electric vehicles.

  • Mark Draper
BlackRock chief executive Larry Fink wrote a letter to CEOs in 2020 warning that “climate risk is investment risk”.

Bitcoin application shreds BlackRock’s ESG credibility

BlackRock’s bid to launch a bitcoin ETF is at odds with its founder Larry Fink’s strong stance on ESG, of which the cryptocurrency is an obvious fail.

  • Tom Richardson
Buyers looking for beach properties are likely to have more choice of properties for sale.

Where to pounce on property in 2024

Forced sales could offer cashed-up buyers the chance to pick up a bargain.

  • Sam Tamblyn
Private credit, or direct lending, is in a boom phase.

How to get (nearly) 10 per cent with the least risk

Amid a push to open up private markets to smaller and less sophisticated investors, fixed income-type opportunities are being advertised with returns north of 10 per cent. Here’s what investors need to know.

  • Jonathan Shapiro and Joanna Mather
A small but growing number of Australians are living with extended family in purpose-built cottages or a granny flats.

Three generations of this family are wealthier by living together

Adding a second dwelling can improve re-sale value, and there are more than half-a-million properties with granny flat potential in Sydney, Melbourne and Brisbane.

  • Nina Hendy
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A government buy-out may be the only solution to the Mascot Towers mess.

The latest twist in Mascot Towers saga means more heartbreak

There’s one last option for unit owners caught in the Mascot Towers mess. It may be that a government buy-out and repair program is the only viable answer.

  • Jimmy Thomson
A sense of fairness is paramount – not all your kids will have the same level of HELP debt and some may not need this sort of help.

Are we spoiling the kids by paying off their HELP debt?

Even in very wealthy households, value-setting can produce grateful and hard-working children.

  • Updated
  • Debra Cleveland
Your super questions answered.

Can a couple transfer shares from an SMSF into their own names?

The short answer is ‘yes’ but there will be some complexity, paperwork and fees involved.

  • John Wasiliev
Some taxpayers will soon get notices from the Australian Tax Office because the October 31 due date for lodging personal income tax returns has passed.

How to respond if the ATO contacts you about super contributions

It should be easy but many taxpayers are befuddled by the process of making personal deductible contributions to super.

  • Colin Lewis
Investors will need to diversify their holdings if they want to capture more of the critical minerals needed to be mined.

How to buy the net zero opportunities in mining

Investors wanting exposure to critical minerals such as cobalt and lithium will find good prospects on the ASX and in ETFs.

  • James Wright