Money
Borrowing
Opinion
Credit cards
Why it soon might be even harder to get a loan
Australia’s biggest credit companies intend to tighten their approval criteria following an increase in the number of borrowers doing it tough.
- by Nicole Pedersen-McKinnon
Latest
Opinion
Interest rates
Feel betrayed by the RBA? Here’s exactly why rates keep rising
For many, increasing interest rates seems to be doing the opposite of helping. But there’s a good reason the RBA did what it did.
- by Victoria Devine
Opinion
Interest rates
How to get a home loan with an interest rate under 6 per cent
Despite the 13 interest rate increases in 19 months, your mortgage interest rate should still start with a 5.
- by Nicole Pedersen-McKinnon
Analysis
Credit cards
Debt fears for Christmas as credit card arrears hit three-year high
Consumers are increasingly relying on credit cards to make ends meet while interest rates and annual fees on many cards are rising.
- by John Collett
Opinion
Interest rates
Another rate rise? It’s the last thing we need
The Reserve Bank can’t keep crushing working families and small businesses in a futile attempt to stop inflation, but it shows no sign of stopping.
- by Noel Whittaker
Analysis
Home loans
Retirees flock to government’s reverse mortgage scheme to boost income
More retirees are accessing a government reverse mortgage to tap the equity they have in their homes.
- by John Collett
Opinion
Ask an expert
Should I buy an investment property now you only need a 5% deposit?
Buying with only a 5 per cent deposit increases the chance of price falls pushing a property’s value below what you owe on it.
- by Nicole Pedersen-McKinnon
Analysis
First-home buyers
One-third of first home buyers helped by new low-deposit scheme
Property price rises mean more first-time buyers are taking advantage of the government’s low-deposit scheme.
- by John Collett
Opinion
Home loans
How to ease repayment pain now rates could be higher for longer
There are still ways to combat the renewed prospect of higher-for-longer interest rates if you make the right moves.
- by Nicole Pedersen-McKinnon