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affordable-health-insurance.org is a digital insurance comparison engine, providing comparison insurance services in all
50 states through its relationships with carrier and agency partners from which we receive compensation.
affordable-health-insurance.org is not affiliated with any state or government agency.
There are numerous factors that can impact your monthly premium; including (but not necessarily limited to)
your age, geographic location, annual income, number of dependents, and the type of plan you choose. Monthly
premiums do not include out-of-pocket costs including deductibles or coinsurance.
The advertised price may not be typical. It was generated using the Kaiser Family Foundation’s subsidy
calculator that was accessed on September 16, 2020. The following parameters were used: 21 year old adult,
non-tobacco user, annual income of $24,700 in 2020, no children, and no available coverage through a
spouse’s employer. The resulting monthly premium was $30 per month (or $360 per year after $2751 in
subsidies) for a Bronze Plan. Even when using the same perimeters, the resulting premium and subsidy
calculation may be different in 2022, and is always subject to change.
Possible plan options include, but are not limited to Major Medical Plans, Short Term Plans, Fixed Indemnity
Plans, Community/Cost-Sharing Plans and more. Descriptions are for informational purposes only and subject
to change. Insurance plans may not be available in all states. Not all plans are ACA
Enrollment in the described plan type may be limited to certain times of the year unless you qualify
for a Special Enrollment Period.
Participating sales agencies represent Medicare Advantage [HMO, PPO and PFFS] organizations and
stand-alone PDP prescription drug plans that are contracted with Medicare. Enrollment depends on the
plan’s contract renewal. We do not offer every plan available in your area. Currently we represent
[insert number of organizations] organizations which offer [insert number of plans] products in your
area. Please contact http://Medicare.gov,
1–800–MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of
your options.
As part of our ongoing effort to provide you with the best possible service, SmartFinancial and its
Service Providers may monitor and/or record and retain all activity on this website and its applicable
links, for informational and quality control purposes.
