New posts must be written in English or Te Reo Māori, and either:
A question about personal finances; or
A discussion about personal finances.
Posts must be relevant to New Zealand and/or Kiwis. Brag posts or milestone posts are permitted. However, you must include information about the original problem, what you did, and what advice you would give the rest of the subreddit. Posts about helpful tips, tricks, tools, spreadsheets, statistics, and the like are all allowed and welcome.
Advertising, soliciting or begging may result in a ban without warning. This includes but is not limited to:
Posting advertisements, petitions, coupon codes, referral/affiliate links, sales, promotions, discount codes.
PM requests for private information or attempting to work around any rules.
Asking for gifts, loans, donations for yourself or anyone else.
Requesting or recruiting for a job.
Asking for loan cosigners or investors.
This includes but is not limited to:
Circlejerking or karmawhoring, including posts intended only for upvotes or humour.
Trolling, loaded questions, loaded language, or provoking unproductive conversation.
Images, memes, videos, or clickbait links with no personal financial context.
Stock picks or advice on specific investments, especially meme stocks. This isn't r/WallStreetBets. Try r/QueenStreetBets or r/CableStreetBets if you want to meme it up.
General advice, for example pointing someone towards legislation or CAB, is fine. Specific legal advice will be removed. If you are seeking legal advice, please contact a competent lawyer. Do not seek or provide legal consultation on the internet.
r/legaladvice or r/asklaw may be able to further help you with legal questions.
Law Society have a Find a Lawyer section on their website.
Political agendas and moralising belong in r/politics or r/newzealand, not here. This includes but is not limited to:
Moralising issues
Responses to people with low salaries telling them to "get a real job" etc.
Making posts about politics with no personally financial context
Political baiting
Comments or posts which attempt to begin a political/moral discussion better suited for r/politics, r/politicaldiscussion or r/newzealand.
This may result in a ban without warning. This includes but is not limited to:
Suggesting another user perform illegal activity.
Providing links to illegal content, or links which contain how-to's on performing illegal activity.
Asking for advice on how to commit fraud, evade taxes, and so on.
Suggesting the use of piracy, warez, software cracks.
Personal attacks may result in a ban without warning. This includes but is not limited to:
Raw criticism without any constructive feedback.
Namecalling, flaming, shaming, or otherwise harassing another poster.
Instructing a user to harm themselves in any way.
Abusive language included in personal attacks.
Posts containing racist, sexist, homophobic, or otherwise bigoted remarks are expressly forbidden, and will result in a ban without warning.
No relationship and personal advice, especially with limited personal finance context. This includes but is not limited to:
Recommending a poster break off their current relationship.
Any discussion which would be better suited for r/relationships
Posts about contemplating suicide or violent behaviour will be removed and directed to a more appropriate subreddit such as r/SuicideWatch.
Posts seeking advice on how to "fix" another person's thinking, budgeting skills, or past mistakes.
Don't go against Reddiquette. Moderators reserve the right to use their discretion. Noteworthy Reddiquette bullet points that the moderators look for include:
Don't post someone's personal information or attempt to dox anyone
Post to the most appropriate community possible
Search for duplicates before posting
Don't be intentionally rude, at all
No rabble rousing or trolling
Don't make comments that lack content.
Don't ask or hint at asking for upvotes or downvotes