Hello all, I (23F) recently came into a good bit of money (290K). Before this happened, I would consider myself to be very aware of money, and minimally engaged with investing and the market. Before this lump some I have 25K in the bank that I pay someone to invest for me, and it loosely follows the NASDAQ (as I’m told). With this money, some has already been allocated.

100K- I bought a house. This number includes my down payment and renovations and the addition of an ADU I will be living in. I will be renting out the main house and living rent free or almost rent free. This house is in an up and coming area, and an ADU is a very secure value adding renovation.

75K- put into my investing account that already has money in it investing in long term stocks

100K- in a money market account for even lower risk lower gain. This is a temporary measure until I have secured tenants and cash flow in my house. I just didn’t want to risk a drop in the next year when I may need it emergently. This money is where my main question comes in

15K- for funzies

My questions are as follows: what do y’all think of my breakdown, and what is something a little higher risk higher reward I should look into for my 100K once I establish cash flow from the house. I’m young, this money fell into my lap, while I want to be smart and set myself up for success I also think this is the time to take some leaps of faith.

Please be kind, I know I’m not as educated as many people here on the stock market but I’m doing my best and willing to learn. The house is already bought so don’t say invest every penny in bitcoin lol

Thank you all!

Edit: if it matters I also already had 6 months worth of emergency funds so I don’t need that