Skip to navigationSkip to contentSkip to footerHelp using this website - Accessibility statement
Advertisement
Wealth

Personal Finance

Today

Gold prices are set to benefit from a weaker US dollar and declining real bond yields.

Why gold prices could top record highs this year

Some strategists believe gold could reach $US2600 an ounce as an imminent Fed pivot weighs on the US dollar and bond yields.

  • 1 hr ago
  • Alex Gluyas

March

If you’re not keen on government bonds or term deposits, annuities could provide a solid income stream for your SMSF.

Banks battle for record savings drives bonus rates to near-decade high

Flagship accounts are attracting lucrative rates, but many languish near record lows.

  • Duncan Hughes

Worst default wave since global financial crisis

Rating agency Standard & Poor’s is forecasting that the US rate of business failures will double by the end of this year.

  • Christopher Joye
AFR

How property investors can boost profits (besides just raising rents)

Keeping tenants happy with healthy, work-friendly or luxury features can be a winning strategy for long-term growth.

  • Duncan Hughes
ASIC is on the hunt for “greenwashing”.

How to protect your portfolio from ‘greenwashing’

Australian investors who want their money managed ethically need to be alert for misleading and overzealous environmental and social claims.

  • Hannah Wootton
Advertisement
The Noosa local area has taken a novel approach to short-term holiday letting.

Airbnb’s unfettered rise is a failure of regulation

The spread of short-term holiday letting across the country is exacerbating the residential real estate rent crisis.

  • Jimmy Thomson

When can we move into the property our super fund owns?

The answer to this depends on whether it’s a residential or commercial building.

  • John Wasiliev

The tax fears leading some SMSF investors to dump property

Analysis shows DIY super funds are still likely to pay less tax despite concerns about the proposed levy on unrealised capital gains.

  • Duncan Hughes
Some people take no pension payments during the year but withdraw the whole minimum amount in one go.

Want bespoke retirement income? Here’s how to do it with an SMSF

Running an income stream from an SMSF can mean doing what suits you rather than ticking the boxes of a public fund.

  • Meg Heffron
Commodities typically perform well in periods of unexpected inflation.

How to invest in a high-inflation environment

After the sell-off in most major asset classes in 2022, investors are questioning what levers can protect their portfolios from further inflationary shocks.

  • Alexis Gray

Why this is not a rerun of the global financial crisis

The closure of SVB and Signature Bank, and the sale of Credit Suisse, reflect idiosyncrasies that are not indicative of broad-based global systemic issues.

  • Scott Haslem
Central banks have been walking a delicate tightrope for months.

How to be ready when the sharemarket bargains arrive

With the risk of more blow-ups and cheaper equity prices on the horizon, investors should ensure they can act on opportunities.

  • James Wright
Taxing unrealised gains creates super fund cash flow issues where there isn’t a corresponding sale to fund the tax.

Why automatic indexing of the $3m super cap is a bad idea

Taxing unrealised gains and increases to the total super balance are just two of many challenges to the proposed government change.

  • Tim Mackay
Do Kwon, the 30-year-old founder of Terraform Labs, insists he’s not hiding from authorities.

Coinbase, Do Kwon, Lindsay Lohan are all ensnared by widening crypto dragnet

This year, government watchdogs appear to be arriving on the scene to finish the job of reshaping the digital-asset industry.

  • Michael P. Regan and Olga Kharif
Breanna Sizeland, 25, has struggled to find an affordable rental.

Why it is cheaper to rent a house than buy in more Australian suburbs

Shortages and soaring costs are transforming the nation’s property markets.

  • Duncan Hughes
Advertisement
Credit Suisse has been rescued by the Swiss central bank.

Credit Suisse wipeout shows why blind diversification is dangerous

Aussie bank hybrids are showing resilience in the face of recent events, but investors are learning that the search for yield is a reach for risk.

  • Christopher Joye
The big banks have collectively issued hybrids worth about $40 billion.

Swiss authorities nuked Credit Suisse hybrids - are yours safe?

Hybrids are marketed as unique securities combining elements of stocks and bonds. But they are under fresh scrutiny amid a series of global banking crises.

  • Emma Rapaport
TV news reports often show a misunderstanding of strata laws.

The media is complicit in strata’s conspiracy of silence

Omission and exaggeration are all too common in the human interest stories that dominate coverage of complex strata issues.

  • Jimmy Thomson
The reality for today’s 30-year-old is that a $3 million cap will be worth about $1 million when they leave the workforce.

Think new $3m super cap won’t affect you? Here’s how it could

Unintended consequences could include insurance payouts, non recourse property loans and even death benefits.

  • Peter Burgess
Peter Terrill, the founder of collapsed property investment firm Remi Capital, leaving Brisbane’s Federal Court on Wednesday.

Remi Capital director grilled over use of share sales to buy home

The head of a suspected Ponzi scheme used company “loans” and questionable share sales on his luxury home and paid himself “risk fees”, liquidator examinations have heard.

  • David Marin-Guzman