Monzo helps you track your spending and view all your bank accounts and credit cards in one place.
Monzo's hot coral debit card and budgeting tools put you in full control of your money.
Automatically set aside money to ensure upcoming expenses are covered.
Track your spending with instant notifications when you use your card.
Control all your accounts – Monzo and non-Monzo from our app. Make payments, view balances, and see transactions. For free.
Get notified the moment you pay. If you want, we’ll warn you if funds are running low or if you’re spending too fast.
A real time balance and daily spend summary keep you on top of your money. Set budgets for things like groceries and going out. Monzo automatically categorizes your spending so it’s easy to track.
Pots allow you to segment your money and save with specific goals in mind. Holding out for a new car? Put it in a Pot. Want to be on top of your bills? Put it in a Pot.
Divide your salary and other incoming payments across different Pots - no need to toggle to see where your money is.
Round up payments to the nearest dollar to save a little – often. With roundups turned on, spare pennies, nickels, dimes, and quarters are put in a Pot instantly, making saving easy. Make small change … big.
Instantly freeze your card anytime you’re worried. Defrost it just as quickly if everything’s okay.
Control committed spending. Track scheduled payments like utility bills, gym membership, and subscriptions. Send and request money. Split the bill too.
Protect your account with Touch ID, Face ID, fingerprint, or PIN.
With a Monzo account, your money is FDIC insured up to $250,000.
The Monzo mobile banking app facilitates access to banking services through Sutton Bank, Member FDIC.
*Survey results were conducted by Monzo Bank Limited in the UK, not for Monzo Inc in the US. View full results of the independent service quality survey here.