It is just bizzarre how centralized the industry happens to be

It doesn't "happen to be" centralized. It's centralized because centralization is easier, and faster, and more efficient and generally just better by every metric except the few specific ones where it isn't (censorship resistance, redundancy for continuity of service, increasing size of anonymity set).

99% of the time 99% of us don't benefit from the excruciating costs incurred by a meaningful degree of decentralization. So the market does what markets do, it rewards product fit for the use-cases consumers actually care about. And to be fair to consumers, we are not a mono-culture with a common lore. Some of us go back to the days of the original cypherpunks and early hacker ethos, many of us were raised up on the solid food of Andreas Antonopolous. Most are here to stack some USD in anticipation of looming economic hardships. To each his or her own.

Don't be perplexed. In practice, the "decentralization" frame is a relatively niche subset of the "market fit" frame. Always was. The next major shift to anticipate is decentralization's role as we exit this current epoch of regulatory arbitrage (in response to Luna, Celsius, 3AC, FTX, etc). As the market bifurcates into projects with an appetite for regulatory compliance vs those wishing to remain largely agnostic we might expect further polarization with regards to decentralization.

Just some food for though.