Money
Super & retirement
Opinion
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Renovations, holidays: Why good inheritance planning is key
What should you keep in mind when planning to spend a sizeable inheritance?
- by George Cochrane
Latest
Analysis
SMSFs
Millennials, Gen Z plough into SMSFs to take control of retirement savings
A growing number of younger Australians are taking matters into their own hands and opening self-managed super funds.
- by Nina Hendy
Why becoming a grey nomad could affect your pension
Becoming a grey nomad to travel Australia has the potential to make your home assessable for the age pension assets and income tests. Careful planning of your affairs is necessary.
- by Noel Whittaker
Opinion
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The pros and cons of purchasing an annuity
Annuities are mainly used by older people who want certainty of income, or retirees who wish to maximise their age pension by taking out particular annuities that receive special treatment by Centrelink.
- by Noel Whittaker
Opinion
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It’s your life and your money, but financial advice can help
The cost of financial advice is being driven up by the high costs of compliance, along with Australian Securities and Investments Commission fees.
- by George Cochrane
‘Absolutely disgusting’: AustralianSuper CEO says caregiving gender imbalance must change
AustralianSuper chief executive Paul Schroder told superannuation industry leaders on Tuesday that unpaid caregivers need to be compensated, as he backed a number of reforms designed to close the gender super gap.
- by Simone Fox Koob
Opinion
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How to save thousands in interest on your home loan
If you can shorten the loan term and manage slightly higher payments, you would have saved hundreds of thousands of dollars in interest, plus give yourself a safety buffer if rates keep rising.
- by Noel Whittaker
Opinion
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Land-lease community viable alternative when downsizing
Under land-lease arrangements, you can sell your property and buy a smaller but comfortable home in an estate, without paying stamp duty.
- by George Cochrane
Opinion
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Super fund still locked up, despite overseas residency
You must be able to satisfy your super fund that you have met a condition of release before you can access your retirement savings.
- by Noel Whittaker
Opinion
Superannuation
How much do you need to retire? Hint: probably less than you think
Enough of this scaremongering from the super industry that you need about a squillion dollars (paraphrasing) to avoid eating baked beans every day in retirement. Here are some real numbers to consider.
- by Jessica Irvine
Opinion
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Is now a good time to pay down your HECS debt?
The HECS debt interest rate is indexed to inflation, so may rise to 5 per cent in the short-to-medium term.
- by Noel Whittaker