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is my car loan situation bad? by Alternative-Sweet947 in personalfinance

[–]ryanb450 1 point2 points  (0 children)

It might briefly bring down your average age of accounts but your debt to income ratio will be better.

Lea Thompson, 1985 by ArDa3851 in OldSchoolCool

[–]ryanb450 2 points3 points  (0 children)

That was the day grandpa hit dad with the car!

is my car loan situation bad? by Alternative-Sweet947 in personalfinance

[–]ryanb450 4 points5 points  (0 children)

Your situation isn’t bad after refinancing. If you’re wanting to get something different, just be sure you owe less than the car is worth. Try to never roll over negative equity.

How can I cancel a Brinks money card? by [deleted] in personalfinance

[–]ryanb450 0 points1 point  (0 children)

As long as you won’t be charged fees for inactivity or something, I’d just get the money out, destroy the card, and forget about it

Parents car insurance trying to charge them extra $600 because they let me borrow their car, what's going on? by [deleted] in personalfinance

[–]ryanb450 2 points3 points  (0 children)

This is pretty common. If someone lives at the same address and drives the car at all, the insurance company wants them added and it does cost more

Taking loan for a family member by Spiritual-Ad-6345 in personalfinance

[–]ryanb450 2 points3 points  (0 children)

I see. Maybe it’s different in New Zealand but in the US, this wouldn’t even be helpful. The mortgage lender would see it as debt, and they don’t like seeing people use debt to get more debt.

Taking loan for a family member by Spiritual-Ad-6345 in personalfinance

[–]ryanb450 5 points6 points  (0 children)

You seem to be using the words “loan” and “gift” interchangeably, which is super problematic. If you write a letter to the mortgage loan company that you are giving the money as a gift (which I’m sure you’ll have to) you will never see the money again. If you try to go after him later to get the money back, he’ll use that letter against you. No, this is not ethical. It’s also a very bad idea

MagSafe accessories other than chargers by Baaastet in iphone

[–]ryanb450 0 points1 point  (0 children)

I have a few different wallets (different ones work better with different cases), the popsocket, and the apple MagSafe battery

New Phase in Life by bookishjockaz in AskGaybrosOver30

[–]ryanb450 0 points1 point  (0 children)

Hi fellow Oregon friend! My partner and I didn’t meet on “the apps” per se, because most of them didn’t exist yet. We did meet through a website (might have been Match but I forget now). It would have you answer lots of questions about yourself and find someone compatible. It’s more effort and more productive, I think, than the randomly swiping on all the random people in your area.

Swiveling horizontal hooks in heavy mirror? how to hang? by ExtraPicklesBigMary in malelivingspace

[–]ryanb450 2 points3 points  (0 children)

Maybe to put it on mounting hooks or screws? You could also put a piece of wire or something similar between them and hang it from that. I’d probably do the first option, though

Insecure about being cut by ReshiramBlathers in GayMen

[–]ryanb450 7 points8 points  (0 children)

I’m like you, cut when I was a baby and wish i wasn’t and my fiancée is uncut. I think you’re overthinking this. Maybe there’s something else going on with your boyfriend that he doesn’t want to have sex more. It sounds like he loves your dick exactly how it is. I wish parents would stop circumcising babies