- published: 23 Mar 2013
- views: 568217
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How to understand your mortgage.
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Mortgages exist to solve a problem. Most people want to buy their own home, but a house costs hundreds of thousands of dollars, and you likely don’t have that kind of cash lying around in the crevices of your sofa. You’d have to work and save for decades to get that much money, and in the meantime you could easily end up paying out more in rent than the cost of the house you wanted to buy.
So to enable people to buy a house before they are too old to remember why they wanted it in the first place, we have the mortgage system. A mortgage is just a type of loan, pure and simple. If the house you want to buy costs $100,000, then you could pay $10,000 from your savings (that’s called the downpayment), and borrow the remaining $90,000 from the bank.
So if it’s that simple – just a housing loan that you pay back over time – why all the fuss and complexity around mortgages? Well, mortgages come in more flavors than Ben & Jerry’s ice cream, and not all of them taste good. You’ve got ARMs and balloon mortgages, fixed-rate loans and interest-only loans, bridge loans and refis and reverse mortgages.
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Here’s why I don’t recommend getting a 15 year mortgage vs a 30 year mortgage, and how taking out a longer term loan could leave you with WAY more money…enjoy! Add me on Snapchat/Instagram: GPStephan
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here’s where I’m getting at, summed up as simply put as possible..if you don’t watch anything in the video, at least read this:
First of all, there’s NOTHING stopping you from paying down a 30-year mortgage early if you want to. If you get a 30 year loan, you can pay it off whenever you want. If you decide you want to pay it off in 15 years, just increase your monthly payment and pay it off sooner.
What a 30 year loan gives you that a 15-year loan doesn’t is FLEXIBILITY. It gives you the ability, if you want to, to pay it off over 30 years and invest elsewhere…or you can pay it off in 5 years, it doesn’t matter. The advantage to doing this is that it gives you more safety and leeway with your payments.
Also, home equity isn’t really going to be making you money…as unpopular as that is to say, when you have your money tied up in a property, it’s not money that’s easily accessible to invest elsewhere at a higher return. In order to get that money, you either need to sell the property - or do a cash-out refinance, pulling out your money, but then taking out a brand new loan and starting all of this again.
With a 30 year loan, you’ll have access to your money as you need it because you’re paying LESS money into an illiquid investment like real estate, and like my last example, you’ll have more free cashflow available to you at the end of the month.
And arguably, the difference in loan amounts between 15 years and 30 years is really such a small number after you account for write offs and inflation…that you may as well just take the 30 year for additional flexibility, allowing you to re-invest the money at a higher return.
And let me just say this for all the Dave Ramsey followers who live by his advice of the 15 year mortgage:
The IDEAL scenario here is that if you’re getting a home for yourself to live in, buy something where you could afford the 15-year mortgage, but take a 30 year for additional flexibility. If you’re getting a house where you can ONLY afford a 30 year house payment, I’d argue that you should lower your price range.
For an investment property, always take the 30 year…cash flow is king, not equity, so you could always go with the option that gives you the greatest amount of write offs…which is the 30 year…and the most cash flow…which is also the 30 year.
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- published: 23 Nov 2018
- views: 1492950
This video is the ULTIMATE GUIDE to home mortgages.
A mortgage is one of the biggest and longest-term loans that a household will ever take on, so it makes sense to understand it inside and out.
In this video we will talk about:
1. The 4 factors that make up a home mortgage
2. The 7 different types of mortgages
3. A live demo through my home affordability spreadsheet
4. A live example of an amortization table (15 years vs 30 years)
It's important to understand everything that goes into a home mortgage. It is also important to understand how adjusting the loan amount, term, and interest can affect the amount of money you pay overall.
In my humble opinion, this video is a great resource for learning about mortgages as a beginner or first time home buyer!
Enjoy, and please share this video on social media with a friend!
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- published: 06 Aug 2020
- views: 199814
A property mortgage is the biggest debt most of us will ever take on. So choosing the right one is vital. Tim Bennett explains the basics of mortgages and highlights the main pitfalls to avoid.
- published: 21 Sep 2012
- views: 545175
Home mortgages for dummies 101! What is a mortgage and the basics of mortgages. In this video, I explain how mortgages work!
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- published: 03 Aug 2018
- views: 138769
Introduction to mortgage loans. Created by Sal Khan.
Watch the next lesson:
https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/mortgage-interest-rates?utm_source=YT&utm;_medium=Desc&utm;_campaign=financeandcapitalmarkets
Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/housing/renting-v-buying/v/renting-vs-buying-detailed-analysis?utm_source=YT&utm;_medium=Desc&utm;_campaign=financeandcapitalmarkets
Finance and capital markets on Khan Academy: Most people buying a home need a mortgage to do so. This tutorial explains what a mortgage is and then actually does some math to figure out what your payments are (the last video is quite mathy so consider it optional).
About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content.
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- published: 05 Jan 2015
- views: 322287
Understanding how mortgage interest rates are quoted. Created by Sal Khan.
Watch the next lesson:
https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/short-sale-basics?utm_source=YT&utm;_medium=Desc&utm;_campaign=financeandcapitalmarkets
Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/introduction-to-mortgage-loans?utm_source=YT&utm;_medium=Desc&utm;_campaign=financeandcapitalmarkets
Finance and capital markets on Khan Academy: Most people buying a home need a mortgage to do so. This tutorial explains what a mortgage is and then actually does some math to figure out what your payments are (the last video is quite mathy so consider it optional).
About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content.
For free. For everyone. Forever. #YouCanLearnAnything
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- published: 09 Jun 2011
- views: 230201
বৈশ্বিক উষ্ণতার বিরুদ্ধে লড়াইয়ে নানান উদ্যোগ নিচ্ছে ব্রিটিশ সরকার। এর মধ্যে নতুন একটি উদ্যোগের নাম 'গ্রিন মর্গেজ'। ব্রিটেনের প্রপার্টি মার্কেটে নতুন এই প্রোডাক্টের প্রতি মানুষকে আগ্রহী করে তুলতে বহু সুবিধা দিচ্ছে সরকার। এতে মর্গেজ রেট এমনিতেই কম, সেইসঙ্গে থাকছে ক্যাশব্যাক অফারসহ বহু রকমের সুযোগ-সুবিধা।
- published: 01 Aug 2021
- views: 175
Mortgage Loans Explained। মর্টগেজ কি। What is Mortgage, How to Mortgage a Property. Mortgage Deed। Why And How Mortgage Is Important। What is Mortgage
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- published: 06 Sep 2018
- views: 21473
From enquiry to the keys to your dream home.
In this video Alex Kerr a qualified Mortgage Broker, provides the mortgage application process from start to finish. What happens ? Lets find out!
**** Show Notes, and Resources ****
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***Quick affordability calculation***
Income (single or joint) - liabilities x 4.5 = mortgage amount
Example. 50,000 (joint income) - 2,400 (£200 per month loan payment x 12) x 4.5 = £214,200
*Liabilities - When calculating liabilities use 5% of total credit card balances
X 12 – (minus) Loan/HP monthly payments X 12
Ignore loans with less than 6 months to run
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- published: 29 Oct 2019
- views: 41166
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Mortgage loan
A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise funds to buy real estate; or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged. The loan is "secured" on the borrower's property. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a "Law French" term used by English lawyers in the Middle Ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure. Mortgage can also be described as "a borrower giving consideration in the form of a collateral for a benefit (loan).
Mortgage borrowers can be individuals mortgaging their home or they can be businesses mortgaging commercial property (for example, their own business premises, residential property let to tenants or an investment portfolio). The lender will typically be a financial institution, such as a bank, credit union or building society, depending on the country concerned, and the loan arrangements can be made either directly or indirectly through intermediaries. Features of mortgage loans such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan, and other characteristics can vary considerably. The lender's rights over the secured property take priority over the borrower's other creditors which means that if the borrower becomes bankrupt or insolvent, the other creditors will only be repaid the debts owed to them from a sale of the secured property if the mortgage lender is repaid in full first.
This page contains text from Wikipedia, the Free Encyclopedia - https://wn.com/Mortgage_loan
Mortgage (disambiguation)
Mortgage may refer to:
See also
This page contains text from Wikipedia, the Free Encyclopedia - https://wn.com/Mortgage_(disambiguation)
Mortgage (film)
Mortgage is a 1990 Australian drama film directed by Bill Bennett.
Plot
Dave and Tina Dodd want to buy a house. They make a contract with shifty John Napper who suggests builder George Shooks.
Production
The film was one of a series of drama documentaries produced at Film Australia for the Nine Network dealing with social issues. It was made using improvisation. Others in the series included Prejudice.
Bill Bennett described it as one of his favourite films.
References
External links
This page contains text from Wikipedia, the Free Encyclopedia - https://wn.com/Mortgage_(film)
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What are Mortgages? | by Wall Street Survivor
How to understand your mortgage. Get a FREE STOCK with Robinhood: http://bit.ly/FreeStockRHWSS OUR TOP RATED STOCK NEWSLETTER: http://bit.ly/2MpHkM9 Mortgages exist to solve a problem. Most people want to buy their own home, but a house costs hundreds of thousands of dollars, and you likely don’t have that kind of cash lying around in the crevices of your sofa. You’d have to work and save for decades to get that much money, and in the meantime you could easily end up paying out more in rent than the cost of the house you wanted to buy. So to enable people to buy a house before they are too old to remember why they wanted it in the first place, we have the mortgage system. A mortgage is just a type of loan, pure and simple. If the house you want to buy costs $100,000, then you could pay $...
published: 23 Mar 2013 -
PSA: Why you SHOULDN’T get a 15-year Mortgage
Here’s why I don’t recommend getting a 15 year mortgage vs a 30 year mortgage, and how taking out a longer term loan could leave you with WAY more money…enjoy! Add me on Snapchat/Instagram: GPStephan LIMITED TIME: Get 2 FREE STOCKS ON WEBULL when you deposit $100 (Valued up to $1850): https://act.webull.com/k/Vowbik9Tm5he/main Join the private Real Estate Facebook Group: https://www.facebook.com/groups/therealestatemillionairemastermind/ Get $50 off for a LIMITED TIME with code ThankYou50 - The Real Estate Agent Academy: Learn how to start and grow your career as a Real Estate Agent to a Six-Figure Income, how to best build your network of clients, expand into luxury markets, and the exact steps I’ve used to grow my business from $0 to over $125 million in sales: https://goo.gl/UFpi4c ...
published: 23 Nov 2018 -
Home Mortgages 101 (For First Time Home Buyers)
This video is the ULTIMATE GUIDE to home mortgages. A mortgage is one of the biggest and longest-term loans that a household will ever take on, so it makes sense to understand it inside and out. In this video we will talk about: 1. The 4 factors that make up a home mortgage 2. The 7 different types of mortgages 3. A live demo through my home affordability spreadsheet 4. A live example of an amortization table (15 years vs 30 years) It's important to understand everything that goes into a home mortgage. It is also important to understand how adjusting the loan amount, term, and interest can affect the amount of money you pay overall. In my humble opinion, this video is a great resource for learning about mortgages as a beginner or first time home buyer! Enjoy, and please share this vid...
published: 06 Aug 2020 -
Beginners' guide to mortgages - MoneyWeek investment tutorials
A property mortgage is the biggest debt most of us will ever take on. So choosing the right one is vital. Tim Bennett explains the basics of mortgages and highlights the main pitfalls to avoid.
published: 21 Sep 2012 -
Home Mortgages For Dummies 101 (Explained Simply)
Home mortgages for dummies 101! What is a mortgage and the basics of mortgages. In this video, I explain how mortgages work! Make sure to follow me on Instagram: https://www.instagram.com/teddysmithnc/
published: 03 Aug 2018 -
Introduction to Mortgage Loans | Housing | Finance & Capital Markets | Khan Academy
Introduction to mortgage loans. Created by Sal Khan. Watch the next lesson: https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/mortgage-interest-rates?utm_source=YT&utm;_medium=Desc&utm;_campaign=financeandcapitalmarkets Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/housing/renting-v-buying/v/renting-vs-buying-detailed-analysis?utm_source=YT&utm;_medium=Desc&utm;_campaign=financeandcapitalmarkets Finance and capital markets on Khan Academy: Most people buying a home need a mortgage to do so. This tutorial explains what a mortgage is and then actually does some math to figure out what your payments are (the last video is quite mathy so consider it optional). About Khan Academy: Khan Aca...
published: 05 Jan 2015 -
Mortgage Interest Rates | Housing | Finance & Capital Markets | Khan Academy
Understanding how mortgage interest rates are quoted. Created by Sal Khan. Watch the next lesson: https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/short-sale-basics?utm_source=YT&utm;_medium=Desc&utm;_campaign=financeandcapitalmarkets Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/introduction-to-mortgage-loans?utm_source=YT&utm;_medium=Desc&utm;_campaign=financeandcapitalmarkets Finance and capital markets on Khan Academy: Most people buying a home need a mortgage to do so. This tutorial explains what a mortgage is and then actually does some math to figure out what your payments are (the last video is quite mathy so consider it optional). About Khan Aca...
published: 09 Jun 2011 -
গ্লোবাল ওয়ার্মিং ঠেকাতে ব্রিটেনে নতুন ধরনের বাড়ি বিক্রি| Green Mortgage
বৈশ্বিক উষ্ণতার বিরুদ্ধে লড়াইয়ে নানান উদ্যোগ নিচ্ছে ব্রিটিশ সরকার। এর মধ্যে নতুন একটি উদ্যোগের নাম 'গ্রিন মর্গেজ'। ব্রিটেনের প্রপার্টি মার্কেটে নতুন এই প্রোডাক্টের প্রতি মানুষকে আগ্রহী করে তুলতে বহু সুবিধা দিচ্ছে সরকার। এতে মর্গেজ রেট এমনিতেই কম, সেইসঙ্গে থাকছে ক্যাশব্যাক অফারসহ বহু রকমের সুযোগ-সুবিধা।
published: 01 Aug 2021 -
Mortgage Loans Explained। মর্টগেজ কি। Mortgage Deed। Why And How Mortgage Is Important
Mortgage Loans Explained। মর্টগেজ কি। What is Mortgage, How to Mortgage a Property. Mortgage Deed। Why And How Mortgage Is Important। What is Mortgage আইনের আরো নানা বিষয় সর্ম্পকে জানতে আমাদের ওয়েবসাইট টি ভিজিট করূনঃ https://lawsnlawyers.com To Know More About Legal Issues Please Visit Our Channel https://lawsnlawyers.com If You Like My Videos & Interested To Contact With Me Than Please Like, Share, Subscribe To My Channel You Will Get More Videos Weekly In My Channel Go to The Link Below To Watch My More Video: Basic Laws Of Bangladesh (বাংলাদেশের আইন) বাংলাদেশের মৌলিক আইন সর্ম্পকে জানুনঃ https://www.youtube.com/playlist?list... Export Import Business In Bangladesh এক্সপোর্ট ইমপোর্ট ব্যবসা সর্ম্পকে জানতেঃ https://www.youtube.com/playlist?list... ...
published: 06 Sep 2018 -
Mortgage Application Process UK | First Time Buyer Secrets
From enquiry to the keys to your dream home. In this video Alex Kerr a qualified Mortgage Broker, provides the mortgage application process from start to finish. What happens ? Lets find out! **** Show Notes, and Resources **** DOWNLOAD Free First Time Buyer Guide - https://mortgagechain.co.uk/first-time-buyer-tips/ Free Credit File Check. Check your credit score from the outset! Use checkmyfile as they provide reports of all three credit file agencies the mortgage lenders use to credit score you, on one file (Experian, Equifax and Transunion) checkmyfile offer a 30-day free trial which is then £14.99 a month thereafter and can be cancelled at any time. Check my free credit score now: https://www.checkmyfile.com/credit-report.htm?ref=alexkerr&cbap;=1 For a free credit score check: ...
published: 29 Oct 2019
developed with YouTube
2:57
What are Mortgages? | by Wall Street Survivor
- Order: Reorder
- Duration: 2:57
- Uploaded Date: 23 Mar 2013
- views: 568217
How to understand your mortgage.
Get a FREE STOCK with Robinhood: http://bit.ly/FreeStockRHWSS
OUR TOP RATED STOCK NEWSLETTER: http://bit.ly/2MpHkM9
Mortgages ...
How to understand your mortgage.
Get a FREE STOCK with Robinhood: http://bit.ly/FreeStockRHWSS
OUR TOP RATED STOCK NEWSLETTER: http://bit.ly/2MpHkM9
Mortgages exist to solve a problem. Most people want to buy their own home, but a house costs hundreds of thousands of dollars, and you likely don’t have that kind of cash lying around in the crevices of your sofa. You’d have to work and save for decades to get that much money, and in the meantime you could easily end up paying out more in rent than the cost of the house you wanted to buy.
So to enable people to buy a house before they are too old to remember why they wanted it in the first place, we have the mortgage system. A mortgage is just a type of loan, pure and simple. If the house you want to buy costs $100,000, then you could pay $10,000 from your savings (that’s called the downpayment), and borrow the remaining $90,000 from the bank.
So if it’s that simple – just a housing loan that you pay back over time – why all the fuss and complexity around mortgages? Well, mortgages come in more flavors than Ben & Jerry’s ice cream, and not all of them taste good. You’ve got ARMs and balloon mortgages, fixed-rate loans and interest-only loans, bridge loans and refis and reverse mortgages.
AFFILIATE DISCLOSURE: Some of the links on this webpage are affiliate links, meaning, at no additional cost to you, Wall Street Survivor may earn a commission if you sign up with one of our affiliates. However, this does not impact our opinions and comparisons.
https://wn.com/What_Are_Mortgages_|_By_Wall_Street_Survivor
How to understand your mortgage.
Get a FREE STOCK with Robinhood: http://bit.ly/FreeStockRHWSS
OUR TOP RATED STOCK NEWSLETTER: http://bit.ly/2MpHkM9
Mortgages exist to solve a problem. Most people want to buy their own home, but a house costs hundreds of thousands of dollars, and you likely don’t have that kind of cash lying around in the crevices of your sofa. You’d have to work and save for decades to get that much money, and in the meantime you could easily end up paying out more in rent than the cost of the house you wanted to buy.
So to enable people to buy a house before they are too old to remember why they wanted it in the first place, we have the mortgage system. A mortgage is just a type of loan, pure and simple. If the house you want to buy costs $100,000, then you could pay $10,000 from your savings (that’s called the downpayment), and borrow the remaining $90,000 from the bank.
So if it’s that simple – just a housing loan that you pay back over time – why all the fuss and complexity around mortgages? Well, mortgages come in more flavors than Ben & Jerry’s ice cream, and not all of them taste good. You’ve got ARMs and balloon mortgages, fixed-rate loans and interest-only loans, bridge loans and refis and reverse mortgages.
AFFILIATE DISCLOSURE: Some of the links on this webpage are affiliate links, meaning, at no additional cost to you, Wall Street Survivor may earn a commission if you sign up with one of our affiliates. However, this does not impact our opinions and comparisons.
- published: 23 Mar 2013
- views: 568217
17:37
PSA: Why you SHOULDN’T get a 15-year Mortgage
- Order: Reorder
- Duration: 17:37
- Uploaded Date: 23 Nov 2018
- views: 1492950
Here’s why I don’t recommend getting a 15 year mortgage vs a 30 year mortgage, and how taking out a longer term loan could leave you with WAY more money…enjoy! ...
Here’s why I don’t recommend getting a 15 year mortgage vs a 30 year mortgage, and how taking out a longer term loan could leave you with WAY more money…enjoy! Add me on Snapchat/Instagram: GPStephan
LIMITED TIME: Get 2 FREE STOCKS ON WEBULL when you deposit $100 (Valued up to $1850): https://act.webull.com/k/Vowbik9Tm5he/main
Join the private Real Estate Facebook Group:
https://www.facebook.com/groups/therealestatemillionairemastermind/
Get $50 off for a LIMITED TIME with code ThankYou50 - The Real Estate Agent Academy: Learn how to start and grow your career as a Real Estate Agent to a Six-Figure Income, how to best build your network of clients, expand into luxury markets, and the exact steps I’ve used to grow my business from $0 to over $125 million in sales: https://goo.gl/UFpi4c
here’s where I’m getting at, summed up as simply put as possible..if you don’t watch anything in the video, at least read this:
First of all, there’s NOTHING stopping you from paying down a 30-year mortgage early if you want to. If you get a 30 year loan, you can pay it off whenever you want. If you decide you want to pay it off in 15 years, just increase your monthly payment and pay it off sooner.
What a 30 year loan gives you that a 15-year loan doesn’t is FLEXIBILITY. It gives you the ability, if you want to, to pay it off over 30 years and invest elsewhere…or you can pay it off in 5 years, it doesn’t matter. The advantage to doing this is that it gives you more safety and leeway with your payments.
Also, home equity isn’t really going to be making you money…as unpopular as that is to say, when you have your money tied up in a property, it’s not money that’s easily accessible to invest elsewhere at a higher return. In order to get that money, you either need to sell the property - or do a cash-out refinance, pulling out your money, but then taking out a brand new loan and starting all of this again.
With a 30 year loan, you’ll have access to your money as you need it because you’re paying LESS money into an illiquid investment like real estate, and like my last example, you’ll have more free cashflow available to you at the end of the month.
And arguably, the difference in loan amounts between 15 years and 30 years is really such a small number after you account for write offs and inflation…that you may as well just take the 30 year for additional flexibility, allowing you to re-invest the money at a higher return.
And let me just say this for all the Dave Ramsey followers who live by his advice of the 15 year mortgage:
The IDEAL scenario here is that if you’re getting a home for yourself to live in, buy something where you could afford the 15-year mortgage, but take a 30 year for additional flexibility. If you’re getting a house where you can ONLY afford a 30 year house payment, I’d argue that you should lower your price range.
For an investment property, always take the 30 year…cash flow is king, not equity, so you could always go with the option that gives you the greatest amount of write offs…which is the 30 year…and the most cash flow…which is also the 30 year.
For business inquiries or paid one-on-one real estate investing/real estate agent consulting or coaching, you can reach me at GrahamStephanBusiness@gmail.com
Suggested reading:
The Millionaire Real Estate Agent: http://goo.gl/TPTSVC
Your money or your life: https://goo.gl/fmlaJR
The Millionaire Real Estate Investor: https://goo.gl/sV9xtl
How to Win Friends and Influence People: https://goo.gl/1f3Meq
Think and grow rich: https://goo.gl/SSKlyu
Awaken the giant within: https://goo.gl/niIAEI
The Book on Rental Property Investing: https://goo.gl/qtJqFq
Favorite Credit Cards:
Chase Sapphire Reserve - https://goo.gl/sT68EC
American Express Platinum - https://goo.gl/C9n4e3
https://wn.com/Psa_Why_You_Shouldn’T_Get_A_15_Year_Mortgage
Here’s why I don’t recommend getting a 15 year mortgage vs a 30 year mortgage, and how taking out a longer term loan could leave you with WAY more money…enjoy! Add me on Snapchat/Instagram: GPStephan
LIMITED TIME: Get 2 FREE STOCKS ON WEBULL when you deposit $100 (Valued up to $1850): https://act.webull.com/k/Vowbik9Tm5he/main
Join the private Real Estate Facebook Group:
https://www.facebook.com/groups/therealestatemillionairemastermind/
Get $50 off for a LIMITED TIME with code ThankYou50 - The Real Estate Agent Academy: Learn how to start and grow your career as a Real Estate Agent to a Six-Figure Income, how to best build your network of clients, expand into luxury markets, and the exact steps I’ve used to grow my business from $0 to over $125 million in sales: https://goo.gl/UFpi4c
here’s where I’m getting at, summed up as simply put as possible..if you don’t watch anything in the video, at least read this:
First of all, there’s NOTHING stopping you from paying down a 30-year mortgage early if you want to. If you get a 30 year loan, you can pay it off whenever you want. If you decide you want to pay it off in 15 years, just increase your monthly payment and pay it off sooner.
What a 30 year loan gives you that a 15-year loan doesn’t is FLEXIBILITY. It gives you the ability, if you want to, to pay it off over 30 years and invest elsewhere…or you can pay it off in 5 years, it doesn’t matter. The advantage to doing this is that it gives you more safety and leeway with your payments.
Also, home equity isn’t really going to be making you money…as unpopular as that is to say, when you have your money tied up in a property, it’s not money that’s easily accessible to invest elsewhere at a higher return. In order to get that money, you either need to sell the property - or do a cash-out refinance, pulling out your money, but then taking out a brand new loan and starting all of this again.
With a 30 year loan, you’ll have access to your money as you need it because you’re paying LESS money into an illiquid investment like real estate, and like my last example, you’ll have more free cashflow available to you at the end of the month.
And arguably, the difference in loan amounts between 15 years and 30 years is really such a small number after you account for write offs and inflation…that you may as well just take the 30 year for additional flexibility, allowing you to re-invest the money at a higher return.
And let me just say this for all the Dave Ramsey followers who live by his advice of the 15 year mortgage:
The IDEAL scenario here is that if you’re getting a home for yourself to live in, buy something where you could afford the 15-year mortgage, but take a 30 year for additional flexibility. If you’re getting a house where you can ONLY afford a 30 year house payment, I’d argue that you should lower your price range.
For an investment property, always take the 30 year…cash flow is king, not equity, so you could always go with the option that gives you the greatest amount of write offs…which is the 30 year…and the most cash flow…which is also the 30 year.
For business inquiries or paid one-on-one real estate investing/real estate agent consulting or coaching, you can reach me at GrahamStephanBusiness@gmail.com
Suggested reading:
The Millionaire Real Estate Agent: http://goo.gl/TPTSVC
Your money or your life: https://goo.gl/fmlaJR
The Millionaire Real Estate Investor: https://goo.gl/sV9xtl
How to Win Friends and Influence People: https://goo.gl/1f3Meq
Think and grow rich: https://goo.gl/SSKlyu
Awaken the giant within: https://goo.gl/niIAEI
The Book on Rental Property Investing: https://goo.gl/qtJqFq
Favorite Credit Cards:
Chase Sapphire Reserve - https://goo.gl/sT68EC
American Express Platinum - https://goo.gl/C9n4e3
- published: 23 Nov 2018
- views: 1492950
19:43
Home Mortgages 101 (For First Time Home Buyers)
- Order: Reorder
- Duration: 19:43
- Uploaded Date: 06 Aug 2020
- views: 199814
This video is the ULTIMATE GUIDE to home mortgages.
A mortgage is one of the biggest and longest-term loans that a household will ever take on, so it makes sen...
This video is the ULTIMATE GUIDE to home mortgages.
A mortgage is one of the biggest and longest-term loans that a household will ever take on, so it makes sense to understand it inside and out.
In this video we will talk about:
1. The 4 factors that make up a home mortgage
2. The 7 different types of mortgages
3. A live demo through my home affordability spreadsheet
4. A live example of an amortization table (15 years vs 30 years)
It's important to understand everything that goes into a home mortgage. It is also important to understand how adjusting the loan amount, term, and interest can affect the amount of money you pay overall.
In my humble opinion, this video is a great resource for learning about mortgages as a beginner or first time home buyer!
Enjoy, and please share this video on social media with a friend!
GET MY HOME AFFORDABILITY SPREADSHEET HERE:
🏠 https://www.patreon.com/whiteboardfinance
WBF UNIVERSITY - JOIN MY SCHOOL HERE
► https://whiteboardfinance.com/wbf-university-waitlist
LIMITED TIME - Get 1 FREE STOCK ON ROBINHOOD
► https://whiteboardfinance.com/go/robinhood
FUNDRISE - INVEST IN REAL ESTATE FOR ONLY $500
► https://whiteboardfinance.com/go/fundrise
M1 FINANCE - INVEST FOR FREE (Yes, Really)
► https://whiteboardfinance.com/go/m1-finance
My FREE M1 Finance Training Video
► https://whiteboardfinance.com/go/m1-finance-training
My FREE Stock Market For Beginners Guide
► https://whiteboardfinance.com/go/stockmarket4beginners
SCHEDULE A COACHING CALL WITH ME
► https://whiteboardfinance.com/go/marko-coaching
HOW TO BUY & STORE BITCOIN
► https://whiteboardfinance.com/go/bitcoin
THE BEST CREDIT CARDS TO USE RIGHT NOW
► https://whiteboardfinance.com/go/best-credit-cards
CHECK OUT MY BLOG:
► https://whiteboardfinance.com
FOLLOW ME ON INSTAGRAM
► https://www.instagram.com/whiteboardfinance
Instrumental Produced By "Chuki Beats"
https://www.youtube.com/user/CHUKImusic
ABOUT ME 👇
My mission is to provide my viewers with actionable content that enables them to create financial wealth. My videos are a reflection of my real-world experience as a real estate investor, stock market investor, student of finance, and entrepreneur.
This channel allows me to share my passion for personal finance, stock market investing, real estate investing, and entrepreneurship. I produce content that I would want to watch, and because of that, I give 100% effort in every video that I make. I also believe in complete transparency and open communication with my audience.
Subscribe if you are interested in:
#Mortgage
#PersonalFinance
DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. I am merely sharing my opinion with no guarantee of gains or losses on investments.
AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.
https://wn.com/Home_Mortgages_101_(For_First_Time_Home_Buyers)
This video is the ULTIMATE GUIDE to home mortgages.
A mortgage is one of the biggest and longest-term loans that a household will ever take on, so it makes sense to understand it inside and out.
In this video we will talk about:
1. The 4 factors that make up a home mortgage
2. The 7 different types of mortgages
3. A live demo through my home affordability spreadsheet
4. A live example of an amortization table (15 years vs 30 years)
It's important to understand everything that goes into a home mortgage. It is also important to understand how adjusting the loan amount, term, and interest can affect the amount of money you pay overall.
In my humble opinion, this video is a great resource for learning about mortgages as a beginner or first time home buyer!
Enjoy, and please share this video on social media with a friend!
GET MY HOME AFFORDABILITY SPREADSHEET HERE:
🏠 https://www.patreon.com/whiteboardfinance
WBF UNIVERSITY - JOIN MY SCHOOL HERE
► https://whiteboardfinance.com/wbf-university-waitlist
LIMITED TIME - Get 1 FREE STOCK ON ROBINHOOD
► https://whiteboardfinance.com/go/robinhood
FUNDRISE - INVEST IN REAL ESTATE FOR ONLY $500
► https://whiteboardfinance.com/go/fundrise
M1 FINANCE - INVEST FOR FREE (Yes, Really)
► https://whiteboardfinance.com/go/m1-finance
My FREE M1 Finance Training Video
► https://whiteboardfinance.com/go/m1-finance-training
My FREE Stock Market For Beginners Guide
► https://whiteboardfinance.com/go/stockmarket4beginners
SCHEDULE A COACHING CALL WITH ME
► https://whiteboardfinance.com/go/marko-coaching
HOW TO BUY & STORE BITCOIN
► https://whiteboardfinance.com/go/bitcoin
THE BEST CREDIT CARDS TO USE RIGHT NOW
► https://whiteboardfinance.com/go/best-credit-cards
CHECK OUT MY BLOG:
► https://whiteboardfinance.com
FOLLOW ME ON INSTAGRAM
► https://www.instagram.com/whiteboardfinance
Instrumental Produced By "Chuki Beats"
https://www.youtube.com/user/CHUKImusic
ABOUT ME 👇
My mission is to provide my viewers with actionable content that enables them to create financial wealth. My videos are a reflection of my real-world experience as a real estate investor, stock market investor, student of finance, and entrepreneur.
This channel allows me to share my passion for personal finance, stock market investing, real estate investing, and entrepreneurship. I produce content that I would want to watch, and because of that, I give 100% effort in every video that I make. I also believe in complete transparency and open communication with my audience.
Subscribe if you are interested in:
#Mortgage
#PersonalFinance
DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. I am merely sharing my opinion with no guarantee of gains or losses on investments.
AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.
- published: 06 Aug 2020
- views: 199814
13:50
Beginners' guide to mortgages - MoneyWeek investment tutorials
- Order: Reorder
- Duration: 13:50
- Uploaded Date: 21 Sep 2012
- views: 545175
A property mortgage is the biggest debt most of us will ever take on. So choosing the right one is vital. Tim Bennett explains the basics of mortgages and highl...
A property mortgage is the biggest debt most of us will ever take on. So choosing the right one is vital. Tim Bennett explains the basics of mortgages and highlights the main pitfalls to avoid.
https://wn.com/Beginners'_Guide_To_Mortgages_Moneyweek_Investment_Tutorials
A property mortgage is the biggest debt most of us will ever take on. So choosing the right one is vital. Tim Bennett explains the basics of mortgages and highlights the main pitfalls to avoid.
- published: 21 Sep 2012
- views: 545175
5:46
Home Mortgages For Dummies 101 (Explained Simply)
- Order: Reorder
- Duration: 5:46
- Uploaded Date: 03 Aug 2018
- views: 138769
Home mortgages for dummies 101! What is a mortgage and the basics of mortgages. In this video, I explain how mortgages work!
Make sure to follow me on Instagra...
Home mortgages for dummies 101! What is a mortgage and the basics of mortgages. In this video, I explain how mortgages work!
Make sure to follow me on Instagram: https://www.instagram.com/teddysmithnc/
https://wn.com/Home_Mortgages_For_Dummies_101_(Explained_Simply)
Home mortgages for dummies 101! What is a mortgage and the basics of mortgages. In this video, I explain how mortgages work!
Make sure to follow me on Instagram: https://www.instagram.com/teddysmithnc/
- published: 03 Aug 2018
- views: 138769
18:18
Introduction to Mortgage Loans | Housing | Finance & Capital Markets | Khan Academy
- Order: Reorder
- Duration: 18:18
- Uploaded Date: 05 Jan 2015
- views: 322287
Introduction to mortgage loans. Created by Sal Khan.
Watch the next lesson:
https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgage...
Introduction to mortgage loans. Created by Sal Khan.
Watch the next lesson:
https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/mortgage-interest-rates?utm_source=YT&utm;_medium=Desc&utm;_campaign=financeandcapitalmarkets
Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/housing/renting-v-buying/v/renting-vs-buying-detailed-analysis?utm_source=YT&utm;_medium=Desc&utm;_campaign=financeandcapitalmarkets
Finance and capital markets on Khan Academy: Most people buying a home need a mortgage to do so. This tutorial explains what a mortgage is and then actually does some math to figure out what your payments are (the last video is quite mathy so consider it optional).
About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content.
For free. For everyone. Forever. #YouCanLearnAnything
Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1
Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
https://wn.com/Introduction_To_Mortgage_Loans_|_Housing_|_Finance_Capital_Markets_|_Khan_Academy
Introduction to mortgage loans. Created by Sal Khan.
Watch the next lesson:
https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/mortgage-interest-rates?utm_source=YT&utm;_medium=Desc&utm;_campaign=financeandcapitalmarkets
Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/housing/renting-v-buying/v/renting-vs-buying-detailed-analysis?utm_source=YT&utm;_medium=Desc&utm;_campaign=financeandcapitalmarkets
Finance and capital markets on Khan Academy: Most people buying a home need a mortgage to do so. This tutorial explains what a mortgage is and then actually does some math to figure out what your payments are (the last video is quite mathy so consider it optional).
About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content.
For free. For everyone. Forever. #YouCanLearnAnything
Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1
Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
- published: 05 Jan 2015
- views: 322287
14:18
Mortgage Interest Rates | Housing | Finance & Capital Markets | Khan Academy
- Order: Reorder
- Duration: 14:18
- Uploaded Date: 09 Jun 2011
- views: 230201
Understanding how mortgage interest rates are quoted. Created by Sal Khan.
Watch the next lesson:
https://www.khanacademy.org/economics-finance-domain/core-fi...
Understanding how mortgage interest rates are quoted. Created by Sal Khan.
Watch the next lesson:
https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/short-sale-basics?utm_source=YT&utm;_medium=Desc&utm;_campaign=financeandcapitalmarkets
Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/introduction-to-mortgage-loans?utm_source=YT&utm;_medium=Desc&utm;_campaign=financeandcapitalmarkets
Finance and capital markets on Khan Academy: Most people buying a home need a mortgage to do so. This tutorial explains what a mortgage is and then actually does some math to figure out what your payments are (the last video is quite mathy so consider it optional).
About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content.
For free. For everyone. Forever. #YouCanLearnAnything
Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1
Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
https://wn.com/Mortgage_Interest_Rates_|_Housing_|_Finance_Capital_Markets_|_Khan_Academy
Understanding how mortgage interest rates are quoted. Created by Sal Khan.
Watch the next lesson:
https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/short-sale-basics?utm_source=YT&utm;_medium=Desc&utm;_campaign=financeandcapitalmarkets
Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/introduction-to-mortgage-loans?utm_source=YT&utm;_medium=Desc&utm;_campaign=financeandcapitalmarkets
Finance and capital markets on Khan Academy: Most people buying a home need a mortgage to do so. This tutorial explains what a mortgage is and then actually does some math to figure out what your payments are (the last video is quite mathy so consider it optional).
About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content.
For free. For everyone. Forever. #YouCanLearnAnything
Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1
Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
- published: 09 Jun 2011
- views: 230201
8:25
গ্লোবাল ওয়ার্মিং ঠেকাতে ব্রিটেনে নতুন ধরনের বাড়ি বিক্রি| Green Mortgage
- Order: Reorder
- Duration: 8:25
- Uploaded Date: 01 Aug 2021
- views: 175
বৈশ্বিক উষ্ণতার বিরুদ্ধে লড়াইয়ে নানান উদ্যোগ নিচ্ছে ব্রিটিশ সরকার। এর মধ্যে নতুন একটি উদ্যোগের নাম 'গ্রিন মর্গেজ'। ব্রিটেনের প্রপার্টি মার্কেটে নতুন এই প্রোডাক্...
বৈশ্বিক উষ্ণতার বিরুদ্ধে লড়াইয়ে নানান উদ্যোগ নিচ্ছে ব্রিটিশ সরকার। এর মধ্যে নতুন একটি উদ্যোগের নাম 'গ্রিন মর্গেজ'। ব্রিটেনের প্রপার্টি মার্কেটে নতুন এই প্রোডাক্টের প্রতি মানুষকে আগ্রহী করে তুলতে বহু সুবিধা দিচ্ছে সরকার। এতে মর্গেজ রেট এমনিতেই কম, সেইসঙ্গে থাকছে ক্যাশব্যাক অফারসহ বহু রকমের সুযোগ-সুবিধা।
https://wn.com/গ্লোবাল_ওয়ার্মিং_ঠেকাতে_ব্রিটেনে_নতুন_ধরনের_বাড়ি_বিক্রি|_Green_Mortgage
বৈশ্বিক উষ্ণতার বিরুদ্ধে লড়াইয়ে নানান উদ্যোগ নিচ্ছে ব্রিটিশ সরকার। এর মধ্যে নতুন একটি উদ্যোগের নাম 'গ্রিন মর্গেজ'। ব্রিটেনের প্রপার্টি মার্কেটে নতুন এই প্রোডাক্টের প্রতি মানুষকে আগ্রহী করে তুলতে বহু সুবিধা দিচ্ছে সরকার। এতে মর্গেজ রেট এমনিতেই কম, সেইসঙ্গে থাকছে ক্যাশব্যাক অফারসহ বহু রকমের সুযোগ-সুবিধা।
- published: 01 Aug 2021
- views: 175
13:29
Mortgage Loans Explained। মর্টগেজ কি। Mortgage Deed। Why And How Mortgage Is Important
- Order: Reorder
- Duration: 13:29
- Uploaded Date: 06 Sep 2018
- views: 21473
Mortgage Loans Explained। মর্টগেজ কি। What is Mortgage, How to Mortgage a Property. Mortgage Deed। Why And How Mortgage Is Important। What is Mortgage
আইনের আর...
Mortgage Loans Explained। মর্টগেজ কি। What is Mortgage, How to Mortgage a Property. Mortgage Deed। Why And How Mortgage Is Important। What is Mortgage
আইনের আরো নানা বিষয় সর্ম্পকে জানতে আমাদের ওয়েবসাইট টি ভিজিট করূনঃ
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https://www.youtube.com/playlist?list...
Export Import Business In Bangladesh
এক্সপোর্ট ইমপোর্ট ব্যবসা সর্ম্পকে জানতেঃ
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Company & Corporate Lawyer In Bangladesh
কোম্পানি এবং কর্পেোরেট বিষয় সর্ম্পকে জানতে
https://www.youtube.com/playlist?list...
Special Notice:
All the Video Content Of This Channel Only For Educational Pourpose, promoting awarness by fundamental legal knowledge amongst the citizen of Bangladesh.
আমার অন্য ইউটিউব চ্যানেল সমূহঃ
১. আইনের ছাত্র ছাত্রী, শিক্ষানবীশ, আইনজীবী, বিচারক,এবং আইন শৃঙ্খলা বাহিনীতে কর্মরত সকলের জন্য দেশের প্রথম অনলাইন ল স্কুলঃ
First Online Law School Of Bangladesh
Channel Name:
Laws Of Bangladesh / লজ অব বাংলাদেশ
Channel Link: https://www.youtube.com/channel/UCrT4...
2. আইনের বিভিন্ন বিষয়ের উপর অভিজ্ঞ আইনজীবী ও বিচারক মন্ডলী কর্তৃক প্রশিক্ষন প্রদানের জন্য বিশেষায়িত প্রশিক্ষন ইনিস্টিটিউটঃ
Channel Name:
Institute Of Legal Professionals (ILP)/ ইনিস্টিটিউট অফ লিগ্যাল প্রফেশনালস
Channel Link: https://www.youtube.com/channel/UCaOE...
3. শুধুমাত্র আইন বিষয়ক দেশের একমাত্র অনলাইন টিভি চ্যানেল:
Channel Name: Adalat TV/ আদালত টিভি
Channel Link: https://www.youtube.com/channel/UCn27...
4. আইন বিষয়ক দেশের প্রথম অনলাইন নিউজ পোর্টাল:
Channel Name: Adalat News/ আদালত নিউজ
Channel Link:
5. আইন বিষয়ক আমার চ্যানেলঃ
Channel Name: Adv. Ibrahim Khalil Palash
Channel Link:
Social Media Profile:
Like And Message In My Facebook Page:
https://www.facebook.com/AdvIbrahimKh...
Follow Me @ Twitter Profile:
https://twitter.com/Adv_Palash
Follow Me @ Instagram Link:
https://www.instagram.com/lawsnlawyers/
Connect Me In LINKEDIN Profile:
https://www.linkedin.com/in/advibrahi...
Chat With Me @
Skype @ advocateibrahimkhalilpalash@hotmail.com
I Am Also Available At Whatsapp, Imo, Viber, Messenger. To Get Those Number And My Chamber Address Email Me At; ibrahimkhalilpalash@gmail.com
Ibrahim Khalil Palash
LLB,LLM, PGDICT
Advocate
Supreme Court Of Bangladesh
You Need Take An Appointment Via Email to Visit My Chamber.
Please Do Not Come Without Appointment.
চেম্বারে এস সরসারি দেখা করতে চাইলে ইমেইলে মেইল করে আগে থেকে এপোয়েন্টমেন্ট গ্রহন করতে হবে। এপোয়েন্টমেন্ট ছাড়া চেম্বারে না আসার জন্য বিশেষ ভাবে অনুরোধ করা হলো।
এপোয়েন্টমেন্ট নিতে ইমেইল করূনঃ ibrahimkhalilpalash@gmail.com
অথবা এসএমএস এর মাধ্যমে আপনার এপোয়েন্টমেন্ট গ্রহন করূন।
এসএমএস এ নিচের তথ্য দিনঃ
১. আপনার নাম
২. আপনার ঠিকানা
৩. কি বিষয়ে কথা বলতে বা দেখা করতে চান তা সংক্ষেপে লিখে দিন
৪. এর পর এসএমএস করূন: 01643262824 এই নম্বরে।
ফিরতি এসএমএস এ আপনাকে সাক্ষাৎ এর তারিখ ও সময় জানিয়ে দেওয়া হবে।
এপোয়েন্টমেন্ট ছাড়া ফোনে বা সরাসরি কোন পরামর্শ প্রদান করা সম্ভব নয়।
বি:দ্র: প্রত্যেক এপয়েন্টমেন্ট এর ক্ষেত্রে ফি প্রযোজ্য।
Court Chamber: কোর্ট চেম্বার
Room No. 8008, Lift-07
Dhaka Bar Association New Annex Building-2,
6-7 Court House Street, Dhaka Judge Court,
Dhaka-1100.
To Get Appointment Mail Me At
Email Me @ ibrahimkhalilpalash@gmail.com
বিশেষ দ্রষ্ট্রব্য:
এই চ্যানেলে এ প্রকাশিত সকল ভিডিও শুধুমাত্র সাধারন মানুষের মাঝে আইনের মৌলিক বিষয়ে ধারনা দেওয়া এবং বিভিন্ন অপরাধমুলক বিষয়ে সচেতন করা। এই চ্যানেলে প্রকাশিত সকল ভিডিওর কনন্টেট আইন ও আইনের শাস্তিসমুহ এবং আইনগত ব্যবস্থাগ্রহনে একজন সাধারন মানুষকে সঠিক দিক নির্দেশনা নিয়ে সমস্যার সমাধানে এগিয়ে যেতে সাহায্য করবে।
#LawsnLawyers #LawsOfBangladesh #BDLaws
https://wn.com/Mortgage_Loans_Explained।_মর্টগেজ_কি।_Mortgage_Deed।_Why_And_How_Mortgage_Is_Important
Mortgage Loans Explained। মর্টগেজ কি। What is Mortgage, How to Mortgage a Property. Mortgage Deed। Why And How Mortgage Is Important। What is Mortgage
আইনের আরো নানা বিষয় সর্ম্পকে জানতে আমাদের ওয়েবসাইট টি ভিজিট করূনঃ
https://lawsnlawyers.com
To Know More About Legal Issues Please Visit Our Channel
https://lawsnlawyers.com
If You Like My Videos & Interested To Contact With Me Than Please
Like, Share, Subscribe To My Channel
You Will Get More Videos Weekly In My Channel
Go to The Link Below To Watch My More Video:
Basic Laws Of Bangladesh (বাংলাদেশের আইন)
বাংলাদেশের মৌলিক আইন সর্ম্পকে জানুনঃ
https://www.youtube.com/playlist?list...
Export Import Business In Bangladesh
এক্সপোর্ট ইমপোর্ট ব্যবসা সর্ম্পকে জানতেঃ
https://www.youtube.com/playlist?list...
Company & Corporate Lawyer In Bangladesh
কোম্পানি এবং কর্পেোরেট বিষয় সর্ম্পকে জানতে
https://www.youtube.com/playlist?list...
Special Notice:
All the Video Content Of This Channel Only For Educational Pourpose, promoting awarness by fundamental legal knowledge amongst the citizen of Bangladesh.
আমার অন্য ইউটিউব চ্যানেল সমূহঃ
১. আইনের ছাত্র ছাত্রী, শিক্ষানবীশ, আইনজীবী, বিচারক,এবং আইন শৃঙ্খলা বাহিনীতে কর্মরত সকলের জন্য দেশের প্রথম অনলাইন ল স্কুলঃ
First Online Law School Of Bangladesh
Channel Name:
Laws Of Bangladesh / লজ অব বাংলাদেশ
Channel Link: https://www.youtube.com/channel/UCrT4...
2. আইনের বিভিন্ন বিষয়ের উপর অভিজ্ঞ আইনজীবী ও বিচারক মন্ডলী কর্তৃক প্রশিক্ষন প্রদানের জন্য বিশেষায়িত প্রশিক্ষন ইনিস্টিটিউটঃ
Channel Name:
Institute Of Legal Professionals (ILP)/ ইনিস্টিটিউট অফ লিগ্যাল প্রফেশনালস
Channel Link: https://www.youtube.com/channel/UCaOE...
3. শুধুমাত্র আইন বিষয়ক দেশের একমাত্র অনলাইন টিভি চ্যানেল:
Channel Name: Adalat TV/ আদালত টিভি
Channel Link: https://www.youtube.com/channel/UCn27...
4. আইন বিষয়ক দেশের প্রথম অনলাইন নিউজ পোর্টাল:
Channel Name: Adalat News/ আদালত নিউজ
Channel Link:
5. আইন বিষয়ক আমার চ্যানেলঃ
Channel Name: Adv. Ibrahim Khalil Palash
Channel Link:
Social Media Profile:
Like And Message In My Facebook Page:
https://www.facebook.com/AdvIbrahimKh...
Follow Me @ Twitter Profile:
https://twitter.com/Adv_Palash
Follow Me @ Instagram Link:
https://www.instagram.com/lawsnlawyers/
Connect Me In LINKEDIN Profile:
https://www.linkedin.com/in/advibrahi...
Chat With Me @
Skype @ advocateibrahimkhalilpalash@hotmail.com
I Am Also Available At Whatsapp, Imo, Viber, Messenger. To Get Those Number And My Chamber Address Email Me At; ibrahimkhalilpalash@gmail.com
Ibrahim Khalil Palash
LLB,LLM, PGDICT
Advocate
Supreme Court Of Bangladesh
You Need Take An Appointment Via Email to Visit My Chamber.
Please Do Not Come Without Appointment.
চেম্বারে এস সরসারি দেখা করতে চাইলে ইমেইলে মেইল করে আগে থেকে এপোয়েন্টমেন্ট গ্রহন করতে হবে। এপোয়েন্টমেন্ট ছাড়া চেম্বারে না আসার জন্য বিশেষ ভাবে অনুরোধ করা হলো।
এপোয়েন্টমেন্ট নিতে ইমেইল করূনঃ ibrahimkhalilpalash@gmail.com
অথবা এসএমএস এর মাধ্যমে আপনার এপোয়েন্টমেন্ট গ্রহন করূন।
এসএমএস এ নিচের তথ্য দিনঃ
১. আপনার নাম
২. আপনার ঠিকানা
৩. কি বিষয়ে কথা বলতে বা দেখা করতে চান তা সংক্ষেপে লিখে দিন
৪. এর পর এসএমএস করূন: 01643262824 এই নম্বরে।
ফিরতি এসএমএস এ আপনাকে সাক্ষাৎ এর তারিখ ও সময় জানিয়ে দেওয়া হবে।
এপোয়েন্টমেন্ট ছাড়া ফোনে বা সরাসরি কোন পরামর্শ প্রদান করা সম্ভব নয়।
বি:দ্র: প্রত্যেক এপয়েন্টমেন্ট এর ক্ষেত্রে ফি প্রযোজ্য।
Court Chamber: কোর্ট চেম্বার
Room No. 8008, Lift-07
Dhaka Bar Association New Annex Building-2,
6-7 Court House Street, Dhaka Judge Court,
Dhaka-1100.
To Get Appointment Mail Me At
Email Me @ ibrahimkhalilpalash@gmail.com
বিশেষ দ্রষ্ট্রব্য:
এই চ্যানেলে এ প্রকাশিত সকল ভিডিও শুধুমাত্র সাধারন মানুষের মাঝে আইনের মৌলিক বিষয়ে ধারনা দেওয়া এবং বিভিন্ন অপরাধমুলক বিষয়ে সচেতন করা। এই চ্যানেলে প্রকাশিত সকল ভিডিওর কনন্টেট আইন ও আইনের শাস্তিসমুহ এবং আইনগত ব্যবস্থাগ্রহনে একজন সাধারন মানুষকে সঠিক দিক নির্দেশনা নিয়ে সমস্যার সমাধানে এগিয়ে যেতে সাহায্য করবে।
#LawsnLawyers #LawsOfBangladesh #BDLaws
- published: 06 Sep 2018
- views: 21473
6:09
Mortgage Application Process UK | First Time Buyer Secrets
- Order: Reorder
- Duration: 6:09
- Uploaded Date: 29 Oct 2019
- views: 41166
From enquiry to the keys to your dream home.
In this video Alex Kerr a qualified Mortgage Broker, provides the mortgage application process from start to finis...
From enquiry to the keys to your dream home.
In this video Alex Kerr a qualified Mortgage Broker, provides the mortgage application process from start to finish. What happens ? Lets find out!
**** Show Notes, and Resources ****
DOWNLOAD Free First Time Buyer Guide - https://mortgagechain.co.uk/first-time-buyer-tips/
Free Credit File Check. Check your credit score from the outset! Use checkmyfile as they provide reports of all three credit file agencies the mortgage lenders use to credit score you, on one file (Experian, Equifax and Transunion)
checkmyfile offer a 30-day free trial which is then £14.99 a month thereafter and can be cancelled at any time.
Check my free credit score now:
https://www.checkmyfile.com/credit-report.htm?ref=alexkerr&cbap;=1
For a free credit score check: email your checkmyfile credit file to: freecreditfilecheck@mortgagechain.co.uk
DISCLAIMER: This video and description contains affiliate links via the above checkmyfile link, which means that if you click on one of the product links and purchase the product, I’ll receive a small commission. This helps support the channel and allows us to continue to make videos like this. Thank you for the support!
*Disclaimer: Please note the above credit file link provides an affiliation link where I shall receive a small commission.
***Quick affordability calculation***
Income (single or joint) - liabilities x 4.5 = mortgage amount
Example. 50,000 (joint income) - 2,400 (£200 per month loan payment x 12) x 4.5 = £214,200
*Liabilities - When calculating liabilities use 5% of total credit card balances
X 12 – (minus) Loan/HP monthly payments X 12
Ignore loans with less than 6 months to run
---
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---
Enquiry:
https://mortgagechain.co.uk/contact-us
Book a 10 minute, FREE, no obligation strategy call chat with Alex: https://outlook.office365.com/owa/calendar/MortgageChainLtd@mortgagechain.co.uk/bookings/
Contact: 03333 44 68 69
---
⚡QUESTION OF THE DAY: Are you looking to apply for your first mortgage ? Let me know! 👇👇👇
---
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
#mortgageapplicationprocessuk #mortgageprocess #alexkerrmortgage
https://wn.com/Mortgage_Application_Process_UK_|_First_Time_Buyer_Secrets
From enquiry to the keys to your dream home.
In this video Alex Kerr a qualified Mortgage Broker, provides the mortgage application process from start to finish. What happens ? Lets find out!
**** Show Notes, and Resources ****
DOWNLOAD Free First Time Buyer Guide - https://mortgagechain.co.uk/first-time-buyer-tips/
Free Credit File Check. Check your credit score from the outset! Use checkmyfile as they provide reports of all three credit file agencies the mortgage lenders use to credit score you, on one file (Experian, Equifax and Transunion)
checkmyfile offer a 30-day free trial which is then £14.99 a month thereafter and can be cancelled at any time.
Check my free credit score now:
https://www.checkmyfile.com/credit-report.htm?ref=alexkerr&cbap;=1
For a free credit score check: email your checkmyfile credit file to: freecreditfilecheck@mortgagechain.co.uk
DISCLAIMER: This video and description contains affiliate links via the above checkmyfile link, which means that if you click on one of the product links and purchase the product, I’ll receive a small commission. This helps support the channel and allows us to continue to make videos like this. Thank you for the support!
*Disclaimer: Please note the above credit file link provides an affiliation link where I shall receive a small commission.
***Quick affordability calculation***
Income (single or joint) - liabilities x 4.5 = mortgage amount
Example. 50,000 (joint income) - 2,400 (£200 per month loan payment x 12) x 4.5 = £214,200
*Liabilities - When calculating liabilities use 5% of total credit card balances
X 12 – (minus) Loan/HP monthly payments X 12
Ignore loans with less than 6 months to run
---
SOCIAL MEDIA: Connect with me!
Facebook - https://www.facebook.com/alexkerrmortgage
Instagram - https://www.instagram.com/alexkerrmortgage
Youtube - https://www.youtube.com/channel/UCqCrUkA5ZvwPnw4NEuot4hQ
---
Enquiry:
https://mortgagechain.co.uk/contact-us
Book a 10 minute, FREE, no obligation strategy call chat with Alex: https://outlook.office365.com/owa/calendar/MortgageChainLtd@mortgagechain.co.uk/bookings/
Contact: 03333 44 68 69
---
⚡QUESTION OF THE DAY: Are you looking to apply for your first mortgage ? Let me know! 👇👇👇
---
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
#mortgageapplicationprocessuk #mortgageprocess #alexkerrmortgage
- published: 29 Oct 2019
- views: 41166
2:57
What are Mortgages? | by Wall Street Survivor
How to understand your mortgage.
Get a FREE STOCK with Robinhood: http://bit.ly/FreeStockR...
published: 23 Mar 2013
What are Mortgages? | by Wall Street Survivor
What are Mortgages? | by Wall Street Survivor
- Report rights infringement
- published: 23 Mar 2013
- views: 568217
How to understand your mortgage.
Get a FREE STOCK with Robinhood: http://bit.ly/FreeStockRHWSS
OUR TOP RATED STOCK NEWSLETTER: http://bit.ly/2MpHkM9
Mortgages exist to solve a problem. Most people want to buy their own home, but a house costs hundreds of thousands of dollars, and you likely don’t have that kind of cash lying around in the crevices of your sofa. You’d have to work and save for decades to get that much money, and in the meantime you could easily end up paying out more in rent than the cost of the house you wanted to buy.
So to enable people to buy a house before they are too old to remember why they wanted it in the first place, we have the mortgage system. A mortgage is just a type of loan, pure and simple. If the house you want to buy costs $100,000, then you could pay $10,000 from your savings (that’s called the downpayment), and borrow the remaining $90,000 from the bank.
So if it’s that simple – just a housing loan that you pay back over time – why all the fuss and complexity around mortgages? Well, mortgages come in more flavors than Ben & Jerry’s ice cream, and not all of them taste good. You’ve got ARMs and balloon mortgages, fixed-rate loans and interest-only loans, bridge loans and refis and reverse mortgages.
AFFILIATE DISCLOSURE: Some of the links on this webpage are affiliate links, meaning, at no additional cost to you, Wall Street Survivor may earn a commission if you sign up with one of our affiliates. However, this does not impact our opinions and comparisons.
17:37
PSA: Why you SHOULDN’T get a 15-year Mortgage
Here’s why I don’t recommend getting a 15 year mortgage vs a 30 year mortgage, and how tak...
published: 23 Nov 2018
PSA: Why you SHOULDN’T get a 15-year Mortgage
PSA: Why you SHOULDN’T get a 15-year Mortgage
- Report rights infringement
- published: 23 Nov 2018
- views: 1492950
Here’s why I don’t recommend getting a 15 year mortgage vs a 30 year mortgage, and how taking out a longer term loan could leave you with WAY more money…enjoy! Add me on Snapchat/Instagram: GPStephan
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here’s where I’m getting at, summed up as simply put as possible..if you don’t watch anything in the video, at least read this:
First of all, there’s NOTHING stopping you from paying down a 30-year mortgage early if you want to. If you get a 30 year loan, you can pay it off whenever you want. If you decide you want to pay it off in 15 years, just increase your monthly payment and pay it off sooner.
What a 30 year loan gives you that a 15-year loan doesn’t is FLEXIBILITY. It gives you the ability, if you want to, to pay it off over 30 years and invest elsewhere…or you can pay it off in 5 years, it doesn’t matter. The advantage to doing this is that it gives you more safety and leeway with your payments.
Also, home equity isn’t really going to be making you money…as unpopular as that is to say, when you have your money tied up in a property, it’s not money that’s easily accessible to invest elsewhere at a higher return. In order to get that money, you either need to sell the property - or do a cash-out refinance, pulling out your money, but then taking out a brand new loan and starting all of this again.
With a 30 year loan, you’ll have access to your money as you need it because you’re paying LESS money into an illiquid investment like real estate, and like my last example, you’ll have more free cashflow available to you at the end of the month.
And arguably, the difference in loan amounts between 15 years and 30 years is really such a small number after you account for write offs and inflation…that you may as well just take the 30 year for additional flexibility, allowing you to re-invest the money at a higher return.
And let me just say this for all the Dave Ramsey followers who live by his advice of the 15 year mortgage:
The IDEAL scenario here is that if you’re getting a home for yourself to live in, buy something where you could afford the 15-year mortgage, but take a 30 year for additional flexibility. If you’re getting a house where you can ONLY afford a 30 year house payment, I’d argue that you should lower your price range.
For an investment property, always take the 30 year…cash flow is king, not equity, so you could always go with the option that gives you the greatest amount of write offs…which is the 30 year…and the most cash flow…which is also the 30 year.
For business inquiries or paid one-on-one real estate investing/real estate agent consulting or coaching, you can reach me at GrahamStephanBusiness@gmail.com
Suggested reading:
The Millionaire Real Estate Agent: http://goo.gl/TPTSVC
Your money or your life: https://goo.gl/fmlaJR
The Millionaire Real Estate Investor: https://goo.gl/sV9xtl
How to Win Friends and Influence People: https://goo.gl/1f3Meq
Think and grow rich: https://goo.gl/SSKlyu
Awaken the giant within: https://goo.gl/niIAEI
The Book on Rental Property Investing: https://goo.gl/qtJqFq
Favorite Credit Cards:
Chase Sapphire Reserve - https://goo.gl/sT68EC
American Express Platinum - https://goo.gl/C9n4e3
19:43
Home Mortgages 101 (For First Time Home Buyers)
This video is the ULTIMATE GUIDE to home mortgages.
A mortgage is one of the biggest and ...
published: 06 Aug 2020
Home Mortgages 101 (For First Time Home Buyers)
Home Mortgages 101 (For First Time Home Buyers)
- Report rights infringement
- published: 06 Aug 2020
- views: 199814
This video is the ULTIMATE GUIDE to home mortgages.
A mortgage is one of the biggest and longest-term loans that a household will ever take on, so it makes sense to understand it inside and out.
In this video we will talk about:
1. The 4 factors that make up a home mortgage
2. The 7 different types of mortgages
3. A live demo through my home affordability spreadsheet
4. A live example of an amortization table (15 years vs 30 years)
It's important to understand everything that goes into a home mortgage. It is also important to understand how adjusting the loan amount, term, and interest can affect the amount of money you pay overall.
In my humble opinion, this video is a great resource for learning about mortgages as a beginner or first time home buyer!
Enjoy, and please share this video on social media with a friend!
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ABOUT ME 👇
My mission is to provide my viewers with actionable content that enables them to create financial wealth. My videos are a reflection of my real-world experience as a real estate investor, stock market investor, student of finance, and entrepreneur.
This channel allows me to share my passion for personal finance, stock market investing, real estate investing, and entrepreneurship. I produce content that I would want to watch, and because of that, I give 100% effort in every video that I make. I also believe in complete transparency and open communication with my audience.
Subscribe if you are interested in:
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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. I am merely sharing my opinion with no guarantee of gains or losses on investments.
AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.
13:50
Beginners' guide to mortgages - MoneyWeek investment tutorials
A property mortgage is the biggest debt most of us will ever take on. So choosing the righ...
published: 21 Sep 2012
Beginners' guide to mortgages - MoneyWeek investment tutorials
Beginners' guide to mortgages - MoneyWeek investment tutorials
- Report rights infringement
- published: 21 Sep 2012
- views: 545175
A property mortgage is the biggest debt most of us will ever take on. So choosing the right one is vital. Tim Bennett explains the basics of mortgages and highlights the main pitfalls to avoid.
5:46
Home Mortgages For Dummies 101 (Explained Simply)
Home mortgages for dummies 101! What is a mortgage and the basics of mortgages. In this vi...
published: 03 Aug 2018
Home Mortgages For Dummies 101 (Explained Simply)
Home Mortgages For Dummies 101 (Explained Simply)
- Report rights infringement
- published: 03 Aug 2018
- views: 138769
Home mortgages for dummies 101! What is a mortgage and the basics of mortgages. In this video, I explain how mortgages work!
Make sure to follow me on Instagram: https://www.instagram.com/teddysmithnc/
18:18
Introduction to Mortgage Loans | Housing | Finance & Capital Markets | Khan Academy
Introduction to mortgage loans. Created by Sal Khan.
Watch the next lesson:
https://www....
published: 05 Jan 2015
Introduction to Mortgage Loans | Housing | Finance & Capital Markets | Khan Academy
Introduction to Mortgage Loans | Housing | Finance & Capital Markets | Khan Academy
- Report rights infringement
- published: 05 Jan 2015
- views: 322287
Introduction to mortgage loans. Created by Sal Khan.
Watch the next lesson:
https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/mortgage-interest-rates?utm_source=YT&utm;_medium=Desc&utm;_campaign=financeandcapitalmarkets
Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/housing/renting-v-buying/v/renting-vs-buying-detailed-analysis?utm_source=YT&utm;_medium=Desc&utm;_campaign=financeandcapitalmarkets
Finance and capital markets on Khan Academy: Most people buying a home need a mortgage to do so. This tutorial explains what a mortgage is and then actually does some math to figure out what your payments are (the last video is quite mathy so consider it optional).
About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content.
For free. For everyone. Forever. #YouCanLearnAnything
Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1
Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
14:18
Mortgage Interest Rates | Housing | Finance & Capital Markets | Khan Academy
Understanding how mortgage interest rates are quoted. Created by Sal Khan.
Watch the next...
published: 09 Jun 2011
Mortgage Interest Rates | Housing | Finance & Capital Markets | Khan Academy
Mortgage Interest Rates | Housing | Finance & Capital Markets | Khan Academy
- Report rights infringement
- published: 09 Jun 2011
- views: 230201
Understanding how mortgage interest rates are quoted. Created by Sal Khan.
Watch the next lesson:
https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/short-sale-basics?utm_source=YT&utm;_medium=Desc&utm;_campaign=financeandcapitalmarkets
Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/introduction-to-mortgage-loans?utm_source=YT&utm;_medium=Desc&utm;_campaign=financeandcapitalmarkets
Finance and capital markets on Khan Academy: Most people buying a home need a mortgage to do so. This tutorial explains what a mortgage is and then actually does some math to figure out what your payments are (the last video is quite mathy so consider it optional).
About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content.
For free. For everyone. Forever. #YouCanLearnAnything
Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1
Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
8:25
গ্লোবাল ওয়ার্মিং ঠেকাতে ব্রিটেনে নতুন ধরনের বাড়ি বিক্রি| Green Mortgage
বৈশ্বিক উষ্ণতার বিরুদ্ধে লড়াইয়ে নানান উদ্যোগ নিচ্ছে ব্রিটিশ সরকার। এর মধ্যে নতুন একটি উদ্য...
published: 01 Aug 2021
গ্লোবাল ওয়ার্মিং ঠেকাতে ব্রিটেনে নতুন ধরনের বাড়ি বিক্রি| Green Mortgage
গ্লোবাল ওয়ার্মিং ঠেকাতে ব্রিটেনে নতুন ধরনের বাড়ি বিক্রি| Green Mortgage
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- published: 01 Aug 2021
- views: 175
বৈশ্বিক উষ্ণতার বিরুদ্ধে লড়াইয়ে নানান উদ্যোগ নিচ্ছে ব্রিটিশ সরকার। এর মধ্যে নতুন একটি উদ্যোগের নাম 'গ্রিন মর্গেজ'। ব্রিটেনের প্রপার্টি মার্কেটে নতুন এই প্রোডাক্টের প্রতি মানুষকে আগ্রহী করে তুলতে বহু সুবিধা দিচ্ছে সরকার। এতে মর্গেজ রেট এমনিতেই কম, সেইসঙ্গে থাকছে ক্যাশব্যাক অফারসহ বহু রকমের সুযোগ-সুবিধা।
13:29
Mortgage Loans Explained। মর্টগেজ কি। Mortgage Deed। Why And How Mortgage Is Important
Mortgage Loans Explained। মর্টগেজ কি। What is Mortgage, How to Mortgage a Property. Mortga...
published: 06 Sep 2018
Mortgage Loans Explained। মর্টগেজ কি। Mortgage Deed। Why And How Mortgage Is Important
Mortgage Loans Explained। মর্টগেজ কি। Mortgage Deed। Why And How Mortgage Is Important
- Report rights infringement
- published: 06 Sep 2018
- views: 21473
Mortgage Loans Explained। মর্টগেজ কি। What is Mortgage, How to Mortgage a Property. Mortgage Deed। Why And How Mortgage Is Important। What is Mortgage
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Basic Laws Of Bangladesh (বাংলাদেশের আইন)
বাংলাদেশের মৌলিক আইন সর্ম্পকে জানুনঃ
https://www.youtube.com/playlist?list...
Export Import Business In Bangladesh
এক্সপোর্ট ইমপোর্ট ব্যবসা সর্ম্পকে জানতেঃ
https://www.youtube.com/playlist?list...
Company & Corporate Lawyer In Bangladesh
কোম্পানি এবং কর্পেোরেট বিষয় সর্ম্পকে জানতে
https://www.youtube.com/playlist?list...
Special Notice:
All the Video Content Of This Channel Only For Educational Pourpose, promoting awarness by fundamental legal knowledge amongst the citizen of Bangladesh.
আমার অন্য ইউটিউব চ্যানেল সমূহঃ
১. আইনের ছাত্র ছাত্রী, শিক্ষানবীশ, আইনজীবী, বিচারক,এবং আইন শৃঙ্খলা বাহিনীতে কর্মরত সকলের জন্য দেশের প্রথম অনলাইন ল স্কুলঃ
First Online Law School Of Bangladesh
Channel Name:
Laws Of Bangladesh / লজ অব বাংলাদেশ
Channel Link: https://www.youtube.com/channel/UCrT4...
2. আইনের বিভিন্ন বিষয়ের উপর অভিজ্ঞ আইনজীবী ও বিচারক মন্ডলী কর্তৃক প্রশিক্ষন প্রদানের জন্য বিশেষায়িত প্রশিক্ষন ইনিস্টিটিউটঃ
Channel Name:
Institute Of Legal Professionals (ILP)/ ইনিস্টিটিউট অফ লিগ্যাল প্রফেশনালস
Channel Link: https://www.youtube.com/channel/UCaOE...
3. শুধুমাত্র আইন বিষয়ক দেশের একমাত্র অনলাইন টিভি চ্যানেল:
Channel Name: Adalat TV/ আদালত টিভি
Channel Link: https://www.youtube.com/channel/UCn27...
4. আইন বিষয়ক দেশের প্রথম অনলাইন নিউজ পোর্টাল:
Channel Name: Adalat News/ আদালত নিউজ
Channel Link:
5. আইন বিষয়ক আমার চ্যানেলঃ
Channel Name: Adv. Ibrahim Khalil Palash
Channel Link:
Social Media Profile:
Like And Message In My Facebook Page:
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Skype @ advocateibrahimkhalilpalash@hotmail.com
I Am Also Available At Whatsapp, Imo, Viber, Messenger. To Get Those Number And My Chamber Address Email Me At; ibrahimkhalilpalash@gmail.com
Ibrahim Khalil Palash
LLB,LLM, PGDICT
Advocate
Supreme Court Of Bangladesh
You Need Take An Appointment Via Email to Visit My Chamber.
Please Do Not Come Without Appointment.
চেম্বারে এস সরসারি দেখা করতে চাইলে ইমেইলে মেইল করে আগে থেকে এপোয়েন্টমেন্ট গ্রহন করতে হবে। এপোয়েন্টমেন্ট ছাড়া চেম্বারে না আসার জন্য বিশেষ ভাবে অনুরোধ করা হলো।
এপোয়েন্টমেন্ট নিতে ইমেইল করূনঃ ibrahimkhalilpalash@gmail.com
অথবা এসএমএস এর মাধ্যমে আপনার এপোয়েন্টমেন্ট গ্রহন করূন।
এসএমএস এ নিচের তথ্য দিনঃ
১. আপনার নাম
২. আপনার ঠিকানা
৩. কি বিষয়ে কথা বলতে বা দেখা করতে চান তা সংক্ষেপে লিখে দিন
৪. এর পর এসএমএস করূন: 01643262824 এই নম্বরে।
ফিরতি এসএমএস এ আপনাকে সাক্ষাৎ এর তারিখ ও সময় জানিয়ে দেওয়া হবে।
এপোয়েন্টমেন্ট ছাড়া ফোনে বা সরাসরি কোন পরামর্শ প্রদান করা সম্ভব নয়।
বি:দ্র: প্রত্যেক এপয়েন্টমেন্ট এর ক্ষেত্রে ফি প্রযোজ্য।
Court Chamber: কোর্ট চেম্বার
Room No. 8008, Lift-07
Dhaka Bar Association New Annex Building-2,
6-7 Court House Street, Dhaka Judge Court,
Dhaka-1100.
To Get Appointment Mail Me At
Email Me @ ibrahimkhalilpalash@gmail.com
বিশেষ দ্রষ্ট্রব্য:
এই চ্যানেলে এ প্রকাশিত সকল ভিডিও শুধুমাত্র সাধারন মানুষের মাঝে আইনের মৌলিক বিষয়ে ধারনা দেওয়া এবং বিভিন্ন অপরাধমুলক বিষয়ে সচেতন করা। এই চ্যানেলে প্রকাশিত সকল ভিডিওর কনন্টেট আইন ও আইনের শাস্তিসমুহ এবং আইনগত ব্যবস্থাগ্রহনে একজন সাধারন মানুষকে সঠিক দিক নির্দেশনা নিয়ে সমস্যার সমাধানে এগিয়ে যেতে সাহায্য করবে।
#LawsnLawyers #LawsOfBangladesh #BDLaws
6:09
Mortgage Application Process UK | First Time Buyer Secrets
From enquiry to the keys to your dream home.
In this video Alex Kerr a qualified Mortgage...
published: 29 Oct 2019
Mortgage Application Process UK | First Time Buyer Secrets
Mortgage Application Process UK | First Time Buyer Secrets
- Report rights infringement
- published: 29 Oct 2019
- views: 41166
From enquiry to the keys to your dream home.
In this video Alex Kerr a qualified Mortgage Broker, provides the mortgage application process from start to finish. What happens ? Lets find out!
**** Show Notes, and Resources ****
DOWNLOAD Free First Time Buyer Guide - https://mortgagechain.co.uk/first-time-buyer-tips/
Free Credit File Check. Check your credit score from the outset! Use checkmyfile as they provide reports of all three credit file agencies the mortgage lenders use to credit score you, on one file (Experian, Equifax and Transunion)
checkmyfile offer a 30-day free trial which is then £14.99 a month thereafter and can be cancelled at any time.
Check my free credit score now:
https://www.checkmyfile.com/credit-report.htm?ref=alexkerr&cbap;=1
For a free credit score check: email your checkmyfile credit file to: freecreditfilecheck@mortgagechain.co.uk
DISCLAIMER: This video and description contains affiliate links via the above checkmyfile link, which means that if you click on one of the product links and purchase the product, I’ll receive a small commission. This helps support the channel and allows us to continue to make videos like this. Thank you for the support!
*Disclaimer: Please note the above credit file link provides an affiliation link where I shall receive a small commission.
***Quick affordability calculation***
Income (single or joint) - liabilities x 4.5 = mortgage amount
Example. 50,000 (joint income) - 2,400 (£200 per month loan payment x 12) x 4.5 = £214,200
*Liabilities - When calculating liabilities use 5% of total credit card balances
X 12 – (minus) Loan/HP monthly payments X 12
Ignore loans with less than 6 months to run
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SOCIAL MEDIA: Connect with me!
Facebook - https://www.facebook.com/alexkerrmortgage
Instagram - https://www.instagram.com/alexkerrmortgage
Youtube - https://www.youtube.com/channel/UCqCrUkA5ZvwPnw4NEuot4hQ
---
Enquiry:
https://mortgagechain.co.uk/contact-us
Book a 10 minute, FREE, no obligation strategy call chat with Alex: https://outlook.office365.com/owa/calendar/MortgageChainLtd@mortgagechain.co.uk/bookings/
Contact: 03333 44 68 69
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⚡QUESTION OF THE DAY: Are you looking to apply for your first mortgage ? Let me know! 👇👇👇
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
#mortgageapplicationprocessuk #mortgageprocess #alexkerrmortgage
Mortgage loan
A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise funds to buy real estate; or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged. The loan is "secured" on the borrower's property. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a "Law French" term used by English lawyers in the Middle Ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure. Mortgage can also be described as "a borrower giving consideration in the form of a collateral for a benefit (loan).
Mortgage borrowers can be individuals mortgaging their home or they can be businesses mortgaging commercial property (for example, their own business premises, residential property let to tenants or an investment portfolio). The lender will typically be a financial institution, such as a bank, credit union or building society, depending on the country concerned, and the loan arrangements can be made either directly or indirectly through intermediaries. Features of mortgage loans such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan, and other characteristics can vary considerably. The lender's rights over the secured property take priority over the borrower's other creditors which means that if the borrower becomes bankrupt or insolvent, the other creditors will only be repaid the debts owed to them from a sale of the secured property if the mortgage lender is repaid in full first.
This page contains text from Wikipedia, the Free Encyclopedia - https://wn.com/Mortgage_loan
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