Money
Borrowing
Analysis
Home loans
Super-low fixed rate mortgage party looks over
Australia’s biggest banks are expecting a rise in their cost of funding within the next two years.
- by John Collett
Latest
Analysis
Home loans
High-debt borrowers in regulatory crosshairs
The financial regulators are reaching into a toolkit that can have a powerful impact on the biggest asset class in Australia: the $9 trillion housing market.
- by Clancy Yeates
Opinion
Home loans
The lenders who pay mortgage insurance for you
There is a new battleground in the bid to attract new mortgage customers in a fiercely competitive home loan market: Covering the cost of Lenders’ Mortgage Insurance.
- by Nicole Pedersen-McKinnon
Analysis
Home loans
Lenders battle for market share amid record refinancings
Competition among lenders is tilting towards variable rates, though there are still some very competitive one and two-year fixed rates.
- by John Collett
Opinion
Property market
House price growth to slow, one way or another
The madness of rising house prices cannot be allowed go on.
- by John Collett
Analysis
BNPL
Explosive BNPL growth sparks Gen Z hardship warning
Young Australians are being warned not to fall into the money trap of unregulated buy now pay later providers.
- by Nina Hendy
Opinion
Negative gearing
Why can’t you borrow as much to invest in shares as property?
Property investing seems like a bet that we, as a society, will prove unable, over the longer term, to match our housing supply to our housing needs, hence pushing up prices.
- by Jessica Irvine
Opinion
Property market
Three golden rules for buying a new home
Borrowing cautiously to buy a new home – or and investment property – can be a terrific plan, not the least because it stops you wasting money on rent.
- by Nicole Pedersen-McKinnon
Opinion
Credit cards
Credit cards that can save you more than $700 a year
A 0 per cent balance transfer credit card gives you an opportunity to have every dollar you repay chip away at your principal, rather than going toward extortionate interest.
- by Nicole Pedersen-McKinnon
Mortgage battleground switches to variable rates
Lenders are keen to increase their share of the booming refinancing market and are cutting the interest rates on their variable rate mortgages.
- by John Collett
Opinion
Home loans
My best 12 tips and tricks for first-home buyers
One of the more devastating economic side effects of COVID-19 for aspiring first-home buyers has been how the steep fall in interest rates has inflated home values.
- by Jessica Irvine