Money
Borrowing
Opinion
Home loans
The lenders who pay mortgage insurance for you
There is a new battleground in the bid to attract new mortgage customers in a fiercely competitive home loan market: Covering the cost of Lenders’ Mortgage Insurance.
- by Nicole Pedersen-McKinnon
Latest
Analysis
Home loans
Lenders battle for market share amid record refinancings
Competition among lenders is tilting towards variable rates, though there are still some very competitive one and two-year fixed rates.
- by John Collett
Opinion
Property market
House price growth to slow, one way or another
The madness of rising house prices cannot be allowed go on.
- by John Collett
Analysis
BNPL
Explosive BNPL growth sparks Gen Z hardship warning
Young Australians are being warned not to fall into the money trap of unregulated buy now pay later providers.
- by Nina Hendy
Opinion
Negative gearing
Why can’t you borrow as much to invest in shares as property?
Property investing seems like a bet that we, as a society, will prove unable, over the longer term, to match our housing supply to our housing needs, hence pushing up prices.
- by Jessica Irvine
Opinion
Property market
Three golden rules for buying a new home
Borrowing cautiously to buy a new home – or and investment property – can be a terrific plan, not the least because it stops you wasting money on rent.
- by Nicole Pedersen-McKinnon
Opinion
Credit cards
Credit cards that can save you more than $700 a year
A 0 per cent balance transfer credit card gives you an opportunity to have every dollar you repay chip away at your principal, rather than going toward extortionate interest.
- by Nicole Pedersen-McKinnon
Mortgage battleground switches to variable rates
Lenders are keen to increase their share of the booming refinancing market and are cutting the interest rates on their variable rate mortgages.
- by John Collett
Opinion
Home loans
My best 12 tips and tricks for first-home buyers
One of the more devastating economic side effects of COVID-19 for aspiring first-home buyers has been how the steep fall in interest rates has inflated home values.
- by Jessica Irvine
First-home buyers struggle as prices continue to rise
First home buyers are losing out to cashed-up investors as higher prices start to bite.
- by John Collett
Opinion
Credit rating
10 areas with the lowest credit scores in the country
Home refinancings are at record levels, but your credit score could dent your likelihood of getting a new home loan.
- by Nicole Pedersen-McKinnon