Money
Super & retirement
Opinion
SMSFs
End-of-financial-year essentials for SMSF trustees
As the end of the financial year approaches, it is a good time for trustees to do an annual check-up on their Self-Managed Super Fund.
- by John Maroney
Latest
Opinion
Retirement living
Borrowing to fund a land-lease community home comes of age
The ability to borrow to buy a new home in a land-lease community provides people with greater flexibility about how and when they will downsize to retire.
- by Rachel Lane
Opinion
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Property must be exempt from CGT to qualify for super downsizing rules
Downsizer contribution rules permit up to $300,000 from each spouse to be contributed to superannuation from the sale proceeds of a jointly owned house sale.
- by Noel Whittaker
Opinion
Retirement living
Do your sums carefully before tapping equity in your home
There are three main ways to release property equity – sell the house and downsize, take out a reverse mortgage or embrace a home equity release scheme.
- by Noel Whittaker
Opinion
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Complex superannuation recontribution rules explained
If you do not have a pension account, you can withdraw any non-preserved benefits from your super accumulation fund and recontribute it, subject to the amount you had in super at the previous June 30.
- by George Cochrane
Opinion
Superannuation
Why super reforms might give retail funds a leg-up
An industry super fund has been named by researcher Chant West as its Fund of the Year every year since the awards began nine years ago. But two elements of the government’s latest reform package might change this scenario.
- by Charlotte Grieve
Opinion
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Super still trumps cash in retirement savings
You are probably better off leaving retirement savings inside super, where they could earn more than 5 per cent a year, rather putting them in a term deposit offering lower interest rates.
- by Noel Whittaker
Opinion
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How to preserve your retirement income after an inheritance
Managed funds may be the answer to generate retirement income after loss of the age pension.
- by George Cochrane
Opinion
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New-look work test opens opportunities for older retirees
Retirees aged 67-74 will soon be able to make after-tax contributions to superannuation on the same terms as those applying to individuals under age 67.
- by Noel Whittaker
Opinion
Superannuation
Push to 12 per cent super still up in the air
Even though the rise in the super guarantee to 12 per cent is already legislated, whether it actually comes to pass is another matter.
- by John Collett
Opinion
Superannuation
How to boost your tax refund by stuffing cash into super before EOFY
Now is a great time to think about ways to either minimise this year’s tax bill or turbocharge any tax refund you may be owed.
- by Jessica Irvine