Retirement living
Opinion
Opinion
Do your sums carefully before tapping equity in your home
There are three main ways to release property equity – sell the house and downsize, take out a reverse mortgage or embrace a home equity release scheme.
- by Noel Whittaker
Latest
Opinion
Superannuation
Who wants to be a super millionaire? Here's how
Aided by the power of compounding interest, your most valuable asset to reach the retirement milestone is time.
- by Nicole Pedersen-McKinnon
Analysis
Analysis
ASFA says most retirees exhaust their super savings
Fewer than 190,000 people age 70 or over have more than $500,000 in super, new report finds.
- by John Collett
Exclusive
Aged care
‘Inefficient’ to fund aged care through superannuation: Retirement review chairman
Using a portion of super to cover aged care costs has been discussed by backbenchers as a way to boost funding, but Mike Callaghan rejected the idea.
- by Rachel Clun and Jennifer Duke
Opinion
Superannuation
Psychological comfort key driver of retiree spending
The element that many studying retirement income and their spreadsheets ignore is that the biggest fear of many retirees is running out of money.
- by John Collett
Exclusive
Superannuation
Slash interest rate bill on reverse mortgages for retirees: Seniors lobby group
A lobby group representing more than 130,000 older Australians wants an overhaul of the federal government’s reverse mortgage scheme for retirees.
- by Jennifer Duke
Tying workers to super accounts would save $1.8b in fees: Financial Services Council
The coronavirus pandemic will leave so many workers switching jobs that the creation of new super accounts will cost hundreds of millions of dollars a year.
- by Jennifer Duke
The three retirement pillars: How the experts are grappling with the retirement income review
Which observations made in the retirement income review are the experts grappling with?
- by Jennifer Duke
Opinion
Superannuation
Belief that super tax concessions favour the wealthy is a furphy
Now, more than ever, we need a super system that provides more certainty – not more changes.
- by Noel Whittaker
Case for compulsory super hikes takes a hit
The future of a legislated rise in compulsory superannuation payments is set to become a major political football after a landmark report that finds it will likely result in lower wage rises.
- by John Collett
Withdrawing super for first home a very good investment, says Bernie Fraser
The former RBA governor says low-income workers should be allowed to withdraw some of their super early to buy a first home, while former PM Kevin Rudd, super funds and Labor warn such a scheme would push up property prices.
- by Jennifer Duke