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Five ways to avoid paying extortionate lenders’ mortgage insurance
Opinion
Home loans

Five ways to avoid paying extortionate lenders’ mortgage insurance

The cost of lenders’ mortgage insurance is extortionate and can run into tens of thousands of dollars.

  • by Nicole Pedersen-McKinnon

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The $28,000 home that could have been our goldmine

The $28,000 home that could have been our goldmine

My parents paid off their mortgage two years early. Imagine that.

  • by Monica Dux
Super scheme little value if you want to buy property now

Super scheme little value if you want to buy property now

The sad reality for government is that there is no magic bullet to make housing more affordable to the tens of thousands of people who feel shut out of the property market by soaring prices.

  • by Noel Whittaker
Top mortgages in the market for owner-occupiers, investors
Opinion
Home loans

Top mortgages in the market for owner-occupiers, investors

The cheapest mortgages are offered by non-banks or are loans that are not “white-labelled” major bank products. However, they are not necessarily the best.

  • by Nicole Pedersen-McKinnon
‘Bad debt’ shunned as credit card balances plunge

‘Bad debt’ shunned as credit card balances plunge

COVID-19 appears to have accelerated the shift away from credit card debt. That’s good news for customers, if it lasts.

  • by Clancy Yeates
Speculators back in the game to push up property prices

Speculators back in the game to push up property prices

Having kept a low profile during the pandemic, investors are now returning to the market with gusto. And that means home prices will continue to be pushed higher.

  • by Elizabeth Knight
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How will a balance transfer affect your credit score?

How will a balance transfer affect your credit score?

Don’t shop around too much for credit. Determine the best product first and then apply for just one.

  • by Nicole Pedersen-McKinnon
House price rise growth shows signs of slowing

House price rise growth shows signs of slowing

The pace of price growth could slow due to worsening housing affordability, higher fixed-rate mortgage interest and a possible tightening of lending standards.

  • by John Collett
Pandemic fuels rise of non-bank lenders

Pandemic fuels rise of non-bank lenders

The banking sector saw a 10 per cent overall increase in web traffic during 2020 but the lion’s share went to smaller lenders.

  • by Emily Chantiri
First home buyers tap the bank of mum and dad

First home buyers tap the bank of mum and dad

More first-time buyers are receiving financial help from their parents than ever as they struggle to raise a deposit in the wake of the latest property boom.

  • by John Collett
Why regulators aren’t alarmed by the housing boom... yet

Why regulators aren’t alarmed by the housing boom... yet

As property prices surge, a key question facing regulators is whether it’s time to throw some sand in the gears to slow growth.

  • by Clancy Yeates