Money
Super & retirement
Opinion
Retirement living
Do your sums carefully before tapping equity in your home
There are three main ways to release property equity – sell the house and downsize, take out a reverse mortgage or embrace a home equity release scheme.
- by Noel Whittaker
Latest
Opinion
Ask an expert
Complex superannuation recontribution rules explained
If you do not have a pension account, you can withdraw any non-preserved benefits from your super accumulation fund and recontribute it, subject to the amount you had in super at the previous June 30.
- by George Cochrane
Opinion
Superannuation
Why super reforms might give retail funds a leg-up
An industry super fund has been named by researcher Chant West as its Fund of the Year every year since the awards began nine years ago. But two elements of the government’s latest reform package might change this scenario.
- by Charlotte Grieve
Opinion
Ask an expert
Super still trumps cash in retirement savings
You are probably better off leaving retirement savings inside super, where they could earn more than 5 per cent a year, rather putting them in a term deposit offering lower interest rates.
- by Noel Whittaker
Opinion
Ask an expert
How to preserve your retirement income after an inheritance
Managed funds may be the answer to generate retirement income after loss of the age pension.
- by George Cochrane
Opinion
Ask an expert
New-look work test opens opportunities for older retirees
Retirees aged 67-74 will soon be able to make after-tax contributions to superannuation on the same terms as those applying to individuals under age 67.
- by Noel Whittaker
Opinion
Superannuation
Push to 12 per cent super still up in the air
Even though the rise in the super guarantee to 12 per cent is already legislated, whether it actually comes to pass is another matter.
- by John Collett
Opinion
Superannuation
How to boost your tax refund by stuffing cash into super before EOFY
Now is a great time to think about ways to either minimise this year’s tax bill or turbocharge any tax refund you may be owed.
- by Jessica Irvine
Opinion
Ask an expert
Paying down mortgage with an inheritance is a good option
The 2019 budget promised to allow people aged 65-66 to use the three year bring-forward superannuation contribution option but this has not yet been made law.
- by George Cochrane
Opinion
Ask an expert
All expenses count when calculating CGT on a holiday home
Land taxes, rates, water, repairs, and every other expense in relation to a property can be included in the cost base for Capital Gains Tax purposes.
- by Noel Whittaker
Analysis
Superannuation
Budget comes up short in narrowing super gender gap
Australians withdrew $37.8 billion from their super funds during the COVID-19 crisis but women will be most impacted in retirement.
- by Nina Hendy