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Insurance that's right for your investment property, and your wallet?

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Why should I get landlord insurance?

It protects your investment property, not only from damage to the building but from other tenant-related losses you may suffer. For example, suppose your tenant threw a giant party that led to your carpets being completely destroyed and the tenant being evicted?

With the right cover, you wouldn't suffer from loss of rent or having to repair the carpet. Your landlord insurance would have you covered.

What's covered?

Included
  • Damage or loss of building and contents

    Caused by fire, storm, floods, wind, hail, rainwater and more.

  • Water leaks or burst pipes

    Damage to buildings and contents caused by liquid escaping, leaking, overflowing or bursting.

  • Broken glass

    Accidental breakage of fixed glass panels like windows, cooktops and fixed shower screens, as well as fitted glass in furniture and hung mirrors.

Optional
  • Rent default

    If it’s a long-term tenancy, we’ll pay the rent until your property is re-let or the existing lease expires (up to 8 weeks rent in total).

  • Loss of rent

    We'll cover you up to certain limits if the property becomes untenantable due to a listed event.

  • Theft by tenant

    We'll cover you for theft caused by your tenant or their visitor up to the insured amount.

What if...

Optional

If you opt in to Rent Default cover and property is leased as a long term tenancy, we'll pay rent until the first of these occurs: the property is re-let, the existing lease expires, the tenant starts paying rent again or we have paid 8 weeks rent in total.

On top of all this, we’ll also help out with legal expenses, cleaning expenses, re-letting expenses and the replacement of locks. Limits and exclusions apply.

Optional

If you opt in to Loss of Rent cover and the property is let as a long-term or permanent tenancy, we’ll pay the weekly rental amount (as per your policy schedule) from either when the loss or damage occurred, or when the property became untenantable, whichever is latest.

We’ll continue to pay the weekly rental amount until the first of these occurs: the repair is completed, the property becomes tenantable, the property is re-let or we've been paying the weekly rental amount for 12 months.

Optional

If you opt in to Theft by Tenant cover and suffer a loss or damage as a result of theft by your tenant (or even a visitor of your tenant), you’ll be covered up to your sum insured.

Malicious or deliberate damage or vandalism to your property caused by your tenant is covered up to your buildings or contents sum insured amount.

Optional

If you opt in to Loss of Rent cover, we'll pay the loss of rent associated with any documented rental bookings impacted by the failure of your tenant to vacate until the first of these occurs: the tenant vacates the property, 8 weeks has passed since the tenant was required to vacate, or we have paid a total of $6,000.

We cover loss or damage caused by not only hail but also storms, wind, rainwater, bushfire, grassfire, and floods.

We cover damage caused by liquid escaping, leaking, overflowing or bursting from pipes, house gutters, drainpipes, sanitary fixtures, appliances such as washing machines, waterbeds, swimming pools and more.

These are just some examples of the types of events we cover for. Please read the Product Disclosure Statement for the insurance you’re looking to buy. It sets out the terms and conditions, including limits and exclusions, of the policy.

Why choose Domain Insure?

Property is our thing

Home, contents and landlord insurance from people who care about property as much as you do.

No more guesswork

Making use of property data we already have, we’ll help you more confidently work out how much to insure your property for.

24/7 claims

Our claims team is based in Australia and is available 24/7, so you can rest assured that you’ll be able to reach us if anything goes wrong.

Policy documents

If you want to take a closer look at what’s covered
  • Policy Documents
  • Duty of Disclosure