Money
Super & retirement
Opinion
Federal budget
It’s an ‘aged-care budget’... but will it deliver or kick the can down the road?
Speculation grows that $10 billion in additional aged-care sector funding is imminent – but stretched out over the next four years.
- by Rachel Lane
Latest
Opinion
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Negotiating assets and income tests to get an age pension
A single homeowner can have assets of $585,750 and income below $54,168 ($2083 a fortnight).
- by George Cochrane
Opinion
Superannuation
Finally, a super idea for extra retirement income
Seniors are afraid of running out of money as they cannot estimate how long they will live. So, they draw only the minimum pension required, sacrificing their living standards in the process.
- by Noel Whittaker
Opinion
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Short and long-term super assets hold key to retirement income
An account-based pension is not a one size fits all universal product – it is an income stream being drawn from your super fund and the performance of that fund will depend on the assets in which it invests.
- by Noel Whittaker
Super funds continue their march higher
Few predicted that super fund returns would re-bound so strongly
- by John Collett
Opinion
Superannuation
Three easy steps to help you replace that lost super
So you withdrew $20,000 from your super after suffering financial hardship during the coronavirus pandemic. Here’s how to replace it... fast.
- by Nicole Pedersen-McKinnon
Opinion
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Tax-effective strategies for Transition to Retirement pension
Federal Parliament’s delay in passing the promised law extending the bring-forward option is creating difficulties for people in their 60s.
- by George Cochrane
Opinion
Superannuation
Vanguard welcomes super reforms despite likely disadvantage
Government reform that ties workers to one super fund for life would likely put Vanguard Super at a competitive disadvantage but Michael Lovett is not fazed.
- by Charlotte Grieve
Opinion
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Paying down debt still a top priority in a low-interest world
Interest rates on loans are usually far more than you can earn on your savings.
- by Noel Whittaker
Opinion
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Super still the best tax-effective way to plan for retirement
If your investment income is high enough for you to be paying tax, then contributions to super, which is good a tax shelter, is a good option.
- by George Cochrane
Hardship withdrawals leave black hole in retirement savings
A good portion of superannuation fund members who dipped into their super last year would be left with a significant shortfall in retirement savings when they stop work.
- by John Collett