You know why they had to say “20 years ago”? Until 2005, if you couldn’t pay off your student loan debt, you could declare bankruptcy and your student loans would be nullified. (Your credit rating would take a hit which would take about a decade to recover, but that’s not such a big deal.) In 2005, Congress passed a law which made student loan debt no longer dischargeable in bankruptcy — actually a minor provision, mostly the bill was to make it easier for credit card issuers (who wrote the bill’s text) to harass clients who were in bankruptcy. The Senator who sponsored that bill? Joe Fucking Biden, the asshole the Democrats united to nominate instead of Bernie Sanders.
College has turned into a scam ¯\_(ツ)_/¯
Tumblr culture is not knowing if this is from 2008 or earlier this week.
They are talking about dinosaurs
me and the gang on discord taking turns to infodump
Ya Yo Talk Show
