Money Makeover
Opinion
Opinion
10 budgeting categories you need to know to get your finances in order
In the darkness of my home study, I’ve created the one spreadsheet to rule them all.
- by Jessica Irvine
Latest
Opinion
Opinion
New Year's money resolution that could change your life
Taking stock of your household spending is key to controlling your financial future.
- by Jessica Irvine
Opinion
Opinion
20 ways I learnt to save some extra money this year
I’ve made several tweaks to my household budget – most notably, actually having one – to get ahead in these tough times. You should, too.
- by Jessica Irvine
Opinion
How I made nearly $3000 this year by turning my clutter into cash
Thanks to technology, there has never been a better time to turn your clutter into cash.
- by Jessica Irvine
Opinion
Superannuation
Do you have enough super? The answer might surprise you
The fact that so many Australians die with significant unused assets suggests many are either scrimping too much or working too hard during their working lives.
- by Jessica Irvine
Opinion
Opinion
Should your home loan interest rate have a '1' in front? Maybe …
If you have a mortgage that has a “3” in front you should take immediate action, even if it’s only to call your lender to ask for an interest-rate reduction.
- by Jessica Irvine
Opinion
Electricity
5 things big energy retailers don't want you to know about your bills
If you haven’t changed energy retailers for a few years, you are sitting on their back books. That’s not a good thing.
- by Jessica Irvine
Opinion
Opinion
How I got a 0.6 percentage point mortgage rate cut ... and you can too
Don’t believe the banks when they say they cannot cut variable interest rates for existing customers. They can but are just making a decision not to do so.
- by Jessica Irvine
Opinion
Opinion
Income tax returns are due on Monday. Here are seven ways I minimise my tax
Tax deductibility reduces the cost of something by whatever marginal tax rate you would have otherwise paid on that money. You still incur a cost.
- by Jessica Irvine
Opinion
Budgeting
Five things I've learnt during my first year of home ownership
It's a sad fact that Australians with wealthy parents can have an easier ride into homeownership. Accessing the "bank of mum and dad" can give you a leg-up on the property ladder.
- by Jessica Irvine
Opinion
Opinion
It's not too late to save for a debt-free Christmas
There's no better feeling than paying for something with money you carefully set aside for a specific purpose.
- by Jessica Irvine