Business News & Money Matters
Making sense of the markets that impact you
Why Kiri ditched the great Australian dream and spent her house deposit
These business owners prove not all paths to success are equal, taking a property gamble that ultimately paid off.
![Why Kiri ditched the great Australian dream and spent her house deposit](http://web.archive.org./web/20200922074308im_/https://res.akamaized.net/domain/image/upload/t_web/c_crop,h_575,w_1023,x_0,y_259/c_fill,w_403,h_269/v1597882485/Kiri_AMPERNA_1_jlnkwv.jpg)
'It's a catch-22': Some first-home buyers ready to pounce as prices dip
Two recent research reports paint very different pictures of the first-home buyer market, in a sign that the pandemic has divided the market into separate camps based on job security.
!['It's a catch-22': Some first-home buyers ready to pounce as prices dip](http://web.archive.org./web/20200922074308im_/https://res.akamaized.net/domain/image/upload/t_web/c_fill,w_403,h_269/v1595895982/DSC_5815_ykrzah.jpg)
RBA decision: Cash rate on hold, economic outlook still 'highly uncertain'
The Reserve Bank's decision on Tuesday to leave the cash rate target at 0.25 per cent will continue to dampen the effects of the coronavirus crisis on borrowers under pressure, with interest rates expected to remain at record lows for some time.
![RBA decision: Cash rate on hold, economic outlook still 'highly uncertain'](http://web.archive.org./web/20200922074308im_/https://res.akamaized.net/domain/image/upload/t_web/c_fill,w_403,h_269/v1594080103/Reserve_Bank_Of_Australia_25_rmm6xq.jpg)
Small banks start to take back market share from big four
Borrowers preferred the big banks throughout May and June, but lower rates are enticing mortgage holders to refinance with smaller banks and lenders.
![Small banks start to take back market share from big four](http://web.archive.org./web/20200922074308im_/https://res.akamaized.net/domain/image/upload/t_web/c_fill,w_403,h_269/v1569219517/banks-generic-louisekennerley_uxx9ei.jpg)
Regional property price growth triples capital city markets
Regional property markets outperformed city markets on average over the past year, with local economies more immune to the effects of coronavirus crisis.
![Regional property price growth triples capital city markets](http://web.archive.org./web/20200922074308im_/https://res.akamaized.net/domain/image/upload/t_web/c_fill,w_403,h_269/v1596022597/iStock-177413787_zb5fo4.jpg)
Mortgage versus superannuation: Which should you top up?
If you are fortunate enough to have some cash left in the bank at the end of each week, working out the best place for it can be confusing.
![Mortgage versus superannuation: Which should you top up?](http://web.archive.org./web/20200922074308im_/https://res.akamaized.net/domain/image/upload/t_web/c_fill,w_403,h_269/v1595485407/iStock-173938605_mt7gy7.jpg)
Tricky home insurance jargon and how to decipher it
If you're having trouble understanding your home insurance policy, you're not alone.
![Tricky home insurance jargon and how to decipher it](http://web.archive.org./web/20200922074308im_/https://res.akamaized.net/domain/image/upload/t_web/c_fill,w_403,h_269/v1574209967/66_Margaret_St_Newtown_iij888.jpg)
Four lucrative side hustles that earn up to $20,000 per year
Making extra repayments on your mortgage can cut years from the life of your loan. These savvy strategies can accelerate your path to financial freedom.
![Four lucrative side hustles that earn up to $20,000 per year](http://web.archive.org./web/20200922074308im_/https://res.akamaized.net/domain/image/upload/t_web/c_fill,w_403,h_269/v1594702895/unnamed_1_ebta5t.jpg)
No holiday for borrowers who choose to defer payments
Finance experts are cautioning people who have deferred their mortgage repayments about taking advantage of the latest four-month extension.
![No holiday for borrowers who choose to defer payments](http://web.archive.org./web/20200922074308im_/https://res.akamaized.net/domain/image/upload/t_web/c_fill,w_403,h_269/v1594254358/iStock-1184149721_txqirz.jpg)
RBA holds but unemployment creates uncertainty for prices
The Reserve Bank of Australia has kept the cash rate steady at 0.25 per cent in July but dark clouds are emerging for property prices.
![RBA holds but unemployment creates uncertainty for prices](http://web.archive.org./web/20200922074308im_/https://res.akamaized.net/domain/image/upload/t_web/c_fill,w_403,h_269/v1594080156/Reserve_Bank_Of_Australia_13_pkbzv1.jpg)