Money

How to use lockdown home schooling to make your child money smart

There are many money messages that you can give your child that may help turn today’s financial negatives into a positive for their future.

by Nicole Pedersen-McKinnon

Coronavirus is likely to accelerate the decline in cash usage.

Analysis

Cash, ATM and bank branch use dips as virus transforms how we pay

by Clancy Yeates

Those considering accessing their super should first consider other forms of financial assistance being offered y the government and the effect that early withdrawal will have on their income in retirement

Deluge of requests for early super release: How do you apply?

by John Collett

It's a stressful time for Self-Managed Super Fund trustees who are actively making the investment decisions to fund themselves in retirement.

Catch-up concessional super contributions a valuable asset

by John Maroney

A good super fund should return about 9 per cent a year long-term, yet mortgage rates can now be found everywhere for less than 3 per cent.

Super still a far better option than paying down your mortgage

by Noel Whittaker

Ask an expert

Bank dividends may be cut but their shares are still great investments

Noel Whittaker

Industry consensus is that a 30 per cent cut in dividends paid by the big-four banks is possible but don’t forget the dividend yield on their shares is about 10 per cent per annum, fully franked.

All pension funds are not equal: It may be time for change

Fears have been expressed about super funds that contain high levels of unlisted infrastructure assets that are classified as 'defensive'. In this way, an apparent 'Balanced' fund is in fact a misnamed 'Growth' fund.

Looming P&I loan conversions a ticking time bomb

Noel Whittaker

There are nearly 800,000 interest-only loans coming up for renewal in the next nine months yet the banks do not have a clear policy on their conversion to principle and interest.