Money
Super & retirement
Opinion
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Unwinding a reverse mortgage can be difficult
One option might be to do nothing. Property prices are growing again in most areas so, even though the debt on your home may be growing, so too is its value.
- by Nicole Pedersen-McKinnon
Latest
Opinion
Aged care royal commission
It's time to rectify the anomaly in aged-care funding
When you crunch the numbers, it becomes clear that people living in residential aged care receive more funding than those receiving home care.
- by Rachel Lane
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The pros and cons of buying an annuity
The Centrelink treatment of lifetime income products changed dramatically from July 1 last year.
- by Noel Whittaker
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Weigh up the true value of a home loan to a family member
What appears on paper to be generous offer may become problematic if the family does not have enough after-tax income after the payments to enjoy life.
- by George Cochrane
Retirement living
Baked beans are out, overseas travel is in: changing expectations of retirement
Today’s retirees are richer than any previous generation.
- by Jessica Irvine
Coronavirus outbreak
Keep calm and save on: super funds urge members not to panic
Sharemarkets are in tumoil as coronavirus fears grow but superannuation fund members should resist any temptation to switch to more-conservative investment options that risk leaving them worse off in the long run
- by John Collett
Superannuation
The case for and against compulsory 12 per cent super
The debate is about whether the employer contribution should be capped at 9.5 per cent of salary.
- by Noel Whittaker
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Calculating value of a home for aged care, pension purposes
There are two different assessments with complex rules
- by Noel Whittaker
Retirement living
Elderly people at risk of homelessness when 'granny flat' agreements fail
Family care arrangements where elderly parents give their assets to adult children in exchange for accommodation are becoming more common, sometimes with dire consequences.
- by Caitlin Fitzsimmons
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There are only limited opportunities to defer capital gains tax
Don’t even think about buying another investment property without first doing your sums with a well-informed tax expert
- by George Cochrane
Aged care
A 'living separately and apart' option can have significant benefits
Key to meeting the criteria is the care needs of at least one member of a couple, meaning that they are both physically separated and are no longer able to participate in a couple relationship.
- by Rachel Lane