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Kate Clayton has a HELP debt of about $60,000 and will likely start repaying it next year when she expects to be working full time
Tax time

'Repay debt for years': loan changes to hit 136,000 students

From July 1, more people will be required to start repaying their student debt, giving them less time to build their financial security.

  • by John Collett and Craig Butt
Waste management services provider Bingo Industries does well for race leader Varun Ratra
Shares Race

Ratra increases lead as more of his picks fire-up

  • by John Collett
Your "temporary" couch surfer could end up significantly increasing your cost of living.
Budgeting

Beware overstaying house guest: Another's savings could be your spend

  • by Georgina Dent
Editorial masthead dinkus
Opinion
Editorial

Labor should support tax cuts to give economy a boost

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Tax time

How a millionaire pays no income tax

  • by Craig Butt

Ask an expert

Concerns over NZ inheritance capital gains tax liability

No tax on inheritances, so if a distribution comes to you from a deceased estate it should be tax free.

More head room created for work bonus from July 1

Noel Whittaker
Noel Whittaker

It will increase to $300 from July 1. This is in addition to the amount you can earn under the income test before you start to lose any pension.

Loan with nominal interest better option than house gift

George Cochrane

Changing now would trigger capital gains tax for you and stamp duty for your daughter, so best to leave as is.

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Kate Clayton has a HELP debt of about $60,000 and will likely start repaying it next year when she expects to be working full time
Tax time

'Repay debt for years': loan changes to hit 136,000 students

  • by John Collett and Craig Butt
Analysis
Home loans

Which banks offer cheapest mortgages following recent rate cut?

  • by John Collett
Interest rates

Tips to help you in the assessment of a refinanced mortgage

  • by Melissa Browne

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Labor should support tax cuts to give economy a boost

Tax time

How a millionaire pays no income tax

  • by Craig Butt
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