Travelling, especially abroad, inevitably takes people out of their familiar environment. Additionally, when travelling for business purposes the travellers themselves often have to contend with a busy schedule and the effects of jet lag, all in a sometimes alien climate and foreign language. Given the pressures on businesses to be efficient it is very often the case that business travel planning is rushed and business travel security is neglected or ignored completely. It is only when an incident occurs that the importance of business travel security becomes apparent and by then it is too late.

It is always better to prevent problems than have to deal with them and observing business travel security good practice can provide peace of mind and allow business people to focus on their core business tasks. This brings benefits to both the employers and travellers themselves. The employers can show that they have exercised a duty of care towards their staff and be confident that they have taken reasonable steps to protect their company assets, human, physical and critical information. The individual business traveller can benefit from enhanced personal safety as well as ensuring the protection of their personal data by following simple business security good practice.

Business travel security good practice starts with good planning and so the things you do before departure can have as much effect on the security implications for your trip as the things you do when you are there.

Depending on the nature of your trip, the budget you have available, and time constraints, it may be sensible to obtain the services of a specialist business travel security consultant, but if for whatever reason this is not possible there are some things you can do, prior to departure, to help ensure your security and safety.

Obtain as much information as possible about your destination, its laws, customs and climate. This will allow you to travel without attracting too much attention to yourself. You should also obtain a specific threat assessment relevant to your destination to give you advanced warning of the type of potential problems you may encounter. The depth of information required in the threat assessment will depend on the destination itself, clearly more detail will be required if visiting one of the worlds terrorism hotspots, but the threat of crime is universal. The UK and US government provide free online advice for their nationals travelling abroad and local newspapers, often available online and in English are also a good source of destination crime information.

Prior to travelling you should sanitize your laptop, mobile phone and any other electronic device you plan to take, removing all personal details and critical commercial data. In a perfect world you would leave your regular devices at home and take a clean device on the trip, but if that is not possible then backing up critical data before travelling is essential, as is using a different password during the trip. Also ensure that anti-spyware and virus protection on any devices you do take is current.

Business travel security good practice includes taking a copy of important documentation such as passport and driving licence prior to departure. Leave a copy at home and take another copy with you, but kept separate from the originals, this will be a great help in the event of loss or theft.

Set up an emergency protocol, to be enacted in the event of an incident and have this written down. This will give you a procedure to follow, crucial when you are in a stressful situation in an un-familiar environment. You should know emergency numbers at your destination as well as emergency contact numbers at your own organisation.

Taking care of business travel security properly should give you peace of mind and allow you to properly focus on the purpose of your trip, taking care of business.

If you travel regularly on business, you should always carry a business travel insurance policy. This is essentially just a insurance policy for traveling that is customized to the needs of the business traveler. Nearly all of these insurance policies for business travelers will include coverage of any travel arrangements, luggage loss, and rental car accidents.

While it is possible to purchase a policy that will cover a single trip, for regular business travels, annual business travel insurance policies are typically a better deal. Insurance plans for business travel are usually cheaper than regular insurance plans, depending on coverage needs. It is also cheaper to purchase domestic business travel insurance plans than insurance coverage for international business travels.

Typically policies for business travels will include up to $50,000 in benefits whether it is a one-time policy or an annual policy. But regular insurance plans often caps coverage at $25,000.

Luggage coverage goes beyond just checked luggage. It also covers laptops, cell phones, pagers, projectors, and any other equipment the business traveler typically carries.

If the trip gets interrupted by bad weather or mechanical problems the business policy holder can cancel the trip and be reimbursed for the cost of the trip.

This plan also includes trip cancellation insurance which is much like regular travel insurance’s trip interruption coverage. However, business policies usually include more coverage, such as allowing for changes in accommodations to complete the trip.

Funds are provided for anything lost on the trip. This can be very important if passports or tickets are lost during the trip.

You may also be able to get some legal services in case of accusations of crime by you or crime committed against you. Generally luggage or equipment that is stolen is covered. In some cases even kidnapping ransoms will be replaced by your business insurance policy.

One of the coverage benefits you’ll want to look for in your coverage is medical expenses. You’ll want to know for sure whether all medical expenses are covered or just accidents and emergencies. In particular, find out what kind of coverage is provided for illness. Many travel medical insurance policies cover emergency evacuations, but many do not cover other medical expenses. You’ll have to decide how much medical coverage you need.

Fortunately, even with all of the available coverage options, business travel insurance is generally quite affordable. Some other features that may be included with your business insurance plan include road side assistance and life insurance.

Traveling is section of our day-to-day life. Most of us travel because of a single reason or other allowing it to be national or overseas. Traveling always involves probability. So, whether you traveling for pleasure or enterprise, it always safe going with proper travel insurance coverage. If your are appropriately insured, there is a lot worry about the risks associated with traveling like loss regarding luggage or baggage, flight journey delay, accident, medical unexpected emergency or evacuation.

Formerly, Travel Insurance was thought to be a luxury. But now travelers are sensitive to factors that are definitely not under their control for instance trip cancellation, medical unexpected emergency, evacuation, flight delay, losing baggage etc.

There are numerous kinds of insurance insurance policies. Travel Insurances comes looking at you in different shapes like Travel Medical care insurance, Travel Medical Insurance, Holiday Insurance etc. Whether it an enterprise or leisure trip, proper insurance is essential because of many motives. It protects your go investment, belongings and health and fitness. You can hold take a trip insurance for personal and business purpose it is usually true that a right insurance makes ones trip memorable.

Apart coming from personal insurance, Business Travel Insurance also covers computers and also other business equipment of marketers or travelers who travel for your business purpose. Business Tour Insurance makes perfect sense it is always a policy or contract under that the insurance company agrees to pay a amount of cash to the insured to get a damage or loss or injury by means of some uncertain event in the course of his trip. This range from flight delay, baggage damage, medical emergency, accident or perhaps disasters. Under a Internet business tour insurance contract, the insurer pays pertaining to business loss or damage faced by insured during his visit.

Many things can make a mistake during your business journey. This can be a person’s baggage loss or a new flight cancellation, or your destination become unreachable because of bad weather, or even you are able to fall ill and ought to postpone the trip. You can not control such events, but through proper Business Travel Insurance cover, you can minimize the outcome. Whether it is usually a small enterprise or a sizable corporation, the success of your business is largely dependent on the dedication and effort of the members of their organization. But it doesn’t matter how industrious you might be, because one disaster or perhaps catastrophe can destroy your online business and wipe out each of the profits. The only way to assure that the effort and money that you just invested doesn’t fade away each time a disaster smacks is by protecting your organization with appropriate insurance.

Learn more on Travel Insurance at Express Business Traveller

There are a lot of things that one has to take care of while going on for a business trip to a foreign destination, more so when it is one’s first business travel. To make it convenient and comfortable, it is better that one hires the services of a travel agency. They will take care of all your requirements. There are a large number of travelling agencies in Australia who can fulfil all your travelling needs.

Some of the benefits of hiring travel agencies for the business trips are discussed below.

Since business trips are very different from the leisurely trips these need more meticulous planning and execution. These are more serious in nature and any loophole in the planning may lead to huge losses. Taking care of both the business deal and the business travelling details is not easy for a person. Therefore it is better to hire a travelling agency which understands these things and therefore give utmost attention to each detail.

These travelling agencies will look into all the details of your business trip and plan accordingly, right from the start of your journey to the last moment of your stay as well as getting back to your home destination.

For people who travel frequently for business purposes must go for travelling agencies specializing in the business tours. These agencies have a lot of experience in this field. They can provide you the best of services at very low rates.

From business air travel booking, hotel booking to meeting arrangements, everything is done by the travelling agency.

These agencies have a lot of experience in handling these business trips and therefore know each and every requirement of a business trip. This is the reason why you can rely on their services.

These agencies understand that businessmen travel frequently on business trips. Therefore to attract more travellers they give discounts on frequent basis. They have a lot of alluring business tour packages to suit the needs of all types of business travellers. These packages help you save a lot of your money but this does not mean that they compromise on services. These discounted packages provide you affordable business tickets, comfortable stay, fine dining options and the best arrangements for meetings and conferences.

You can also take your family along with you on the business trips. These travelling agencies can include all the facilities for the family members also. So your business trip can easily be turned into a family vacation.

They can in fact provide you with packages which have the business trip combined with sight seeing. After your work for the day is over you can indulge in a lot of pleasure activities also. The sight seeing will include visits to all the popular attractions of that place. There are many travelling agencies which provide these two in one services. There is always a lot of ample time between business meetings and work. This time can easily be utilized for sight seeing and pleasure activities.

Hiring the services of these travelling agencies will help you save a lot of your time, money and energy and you will have a comfortable trip without a doubt.

For business trips, a corporate insurance plan is necessary for those needing something more than standard cover whilst retaining the benefits of a standard travel insurance policy – cancellation, medical, luggage etc

Business travel cover will insure your laptop, mobile phone, palm & other related business equipment & include the hiring of replacement items. This also includes the recreation of business documents lost, damaged or stolen during travel.

3 Key Advantages of Business Travel Insurance

Corporate Travel Cover should add 3 key advantages to the plethora of benefits offered by a standard holiday insurance plan:

• Business Equipment Cover
• Hire Business Equipment Cover
• Recreate Commercial Documents

That is the insurer should pay for accidental loss, theft or damage of equipment (Computer & accessories, other commercial related equipment and business documents).

The insurer should also pay you for the hiring of alternative business equipment in the event of accidental loss, theft or damage to business equipment, including misdirection or delay in transit of said equipment.

With regards to work related documents, the insurer should pay for the re-creation of business documents, plans & presentations if they are lost stolen or damaged.

Question: What if I am going on a combined holiday & work trip? Will a business insurance policy cover me?

Answer: It should. However if you travel regularly throughout the year, you may be interested in purchasing a multi trip insurance plan.

Business Travel Insurance vs Regular Travel Insurance

Remember, with work related travel, lots of wildcard scenario’s can occur.

The other company can cancel the meeting at the last minute. This often leaves the travelling company to foot the bill, however this would be covered by standard trip cancellation.

Other incidents can befall a business traveler: general illness, business critical equipment can be stolen, lost or damaged. These factors are all things to consider when booking a business trip.

With regards to the value of your equipment, business trip insurance will provide far more cover than a regular travel insurance policy.

While a regular holiday insurance policy will provide coverage for lost, stolen or damaged luggage, this is not the same as the specific cover for business related equipment.