In the July edition of your member benefits update we delve into the issue of record low rates and what that really means for you, we look at managing investment risk, there is a proposed 'overhaul' of the super system that the new Morrison government is considering, APHEDA-Union Aid Abroad announce their raffle winners, we have some great deals on movie tickets and you could win a $100 WISH gift card in our monthly competition!

ifsinvest is an online investment platform brought to you by Industry Fund Services (IFS), which is owned by 27 major industry super funds.

Whether you’re supporting family abroad or conducting global business, OFX can help you save money with excellent exchange rates and OFX fee free* transfers for union members.

Industry super fund-owned bank ME looks at how to navigate today’s super low cash rate environment.

July 2019 saw history in the making when the Reserve Bank of Australia (RBA) cut 0.25% off the official cash rate for the second time in two months, taking it down from 1.25% to 1.00%.

It’s the lowest cash rate ever recorded by the RBA, and it has the potential to affect your money health.

In the June edition of your member benefits update we pay tribute to former Prime Minister and former ACTU President, Bob Hawke, we highlight five traps to avoid as a first home buyer, there's a handy guide on superannuation terminology, plus you can win one of six DVDs in our competition!