Why Labor's franking change will affect those saving in super too
You're not going to escape the chop if you're in accumulation mode – not being able to use excess franking credits will lower your return.
Complexity helps justify fees
Like the Wizard of Oz, as long as financial players can can hide behind complexity, consumers can believe financial gurus have the secrets.
Relief for SMSFs with only tweaks in the budget
Despite much lobbying the Coalition held back on big super reform, while Labor is sticking to its guns on its tough tax measures headed by its franking credit reforms.
Super contributions rules streamlined
Simplifying the various contributions rules will make it easier for older Australians to contribute more into their retirement accounts.
What self-funded retirees need is a strong economy
Funnily enough, at this point in the cycle, the best thing the Coalition can do for retirees has nothing to do with the super or pension rules at all.
Industry super funds demanding a seat at the table
It's hard to underestimate the power that the not-for-profit industry super funds have over Australian financial markets.
Downsizer contributions could force SMSF strategy rethink
The downsizer contribution could see a lump sum of $600,000 cash being added to your SMSF. This will have significant implications for your existing asset allocation strategy.
SMSFs face new setback
NAB is set to announce tough new controls on business lending, despite offices and factories being one of the sector's most popular investments.
Is the super cap cramping your style?
While superannuation is still the most tax-efficient retirement savings tool, there are some options for those who reach contribution limits.
If you don't know what you want from aged care, you'll pay
The key to maintaining choice and control is to plan ahead. Decide what is important to you and understand what this may cost.
Industry funds set to gain from Labor's franking proposals
A number of major industry funds will not be materially affected by Labor’s proposed removal of refunds for excess imputation credits.
