Money
Planning & budgeting
Clarification on franking credits exemption
Pensioners will be exempt from the proposed changes to franking credits, except if they have a self-managed fund and became an age pensioner after March 28, 2018.
- by Noel Whittaker
Latest
Family finance
No interest loans are real and sure beat payday sharks
Payday lenders are more accurately known as loan sharks and typically "swallow" the equivalent of 112 per cent to 407 per cent interest over a year.
- by Nicole Pedersen-McKinnon
Financial planning
Financial adviser ratings step up as trust deficit grows
Those who rate financial planners to expand their coverage in the wake of the royal commission.
- by John Collett
Opinion
Negotiating kids' birthday gift minefield
Do you turn up with a present and risk the host’s wrath for ignoring their wishes of "no presents", or turn up with nothing and risk the child’s wrath or, worse, the disdain of other parents who ignored the request?
- by Georgina Dent
Ask an expert
Warning on buying property with large amount of debt
You need accessible cash reserves to run 10 properties worth well over $5 million at a time of falling prices.
- by George Cochrane
Budgeting
Social media can have a negative impact on your financial wellness
The opportunity to do something now is far more enticing than saving for a vague notion of your future.
- by Melissa Browne
Pension
Why your parents' financial plan won’t work for you
Longer lives and fewer people in the workforce paying taxes to support each retiree, means the future of retirement will necessarily look a lot different from the past.
- by Paul Benson
Ask an expert
Better options than buying out a family member
The bigger issue here is whether you should buy that property at all.
- by Noel Whittaker
Health insurance
Health insurance reforms to bring more clarity to coverage
Many people are weighing up whether the ever-increasing costs for health insurance are worth the financial pain.
- by Olivia Maragna
Budgeting
Ditching those limiting money beliefs
Early childhood memories of scarcity or abundance often dictate our adult financial behaviour.
- by Catherine Robson
Ask an expert
$850,000 inheritance and NewStart: Do they mix?
Seeking clarification on Centrelink NewStart payments
- by George Cochrane