Money
Borrowing
Imagine a world where debt doesn't exist
Financial carelessness is directly proportional to the availability of debt, so of course we have a problem.
- by Marcus Padley
Latest
Home loans
CBA recalculates loan book to invite customers to pay debt slower
CBA customers are likely to take up offers to reduce repayments, without realising the long-term cost.
- by Caitlin Fitzsimmons
Interest rates
Jennifer feels 'really ripped-off' after mortgage rate hike
The big banks are likely to follow the move by Westpac this week to increase its variable interest mortgage rate.
- by John Collett
Analysis
Home loans
Want a home loan? Be a model spender for three months before you apply
When it comes to home loans, the game has changed and banks will now pore over the detail of your spending habits.
- by Melissa Browne
Home loans
Beware banks’ interest rate teaser tricks
'Introductory' rates being targeted at first home buyers reflect the faux competition we have in the banking market, critics say.
- by Clancy Yeates
Analysis
Home loans
If you have extra money in your mortgage, get it out now
Keeping your savings in your mortgage with a redraw facility is now a dangerous strategy. Use an offset account instead.
- by Nicole Pedersen-McKinnon
Money & relationships
Stacey avoids bankruptcy as more tip over the edge
Bankruptcies are up 4 per cent for the year to June 30 this year over the previous financial year.
- by John Collett
Analysis
Home loans
Why your mortgage rate might rise, even if the RBA sits tight
A flood of smaller banks have hiked interest rates recently and this is worth noting even if you bank with the big four.
- by Clancy Yeates