Retirement Life

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The hilarious A-Z guide on the perils of ageing

<p><strong><em>Barbara Binland is the pen name of a senior, Julie Grenness, in Melbourne, Victoria, Australia. She is a poet, writer, and part-time English and Maths tutor, with over 40 years of experience. Her many books are available on Amazon and Kindle. </em></strong></p> <p style="text-align: center;"><u>Retirement Alphabet Soup!</u></p> <p>Here is an ode to say,</p> <p style="text-align: left;">Retirement Soup for us today!</p> <p style="text-align: left;">A is for aging with attitude,</p> <p style="text-align: left;">We are feisty old chicks and dudes!</p> <p style="text-align: left;">B is for bronchitis, cough and blow,</p> <p style="text-align: left;">And for bursitis, where did vigour go?</p> <p style="text-align: left;">C is for COPD we were stoking,</p> <p style="text-align: left;">With all our youthful smoking.</p> <p style="text-align: left;">D is for diarrhoea,</p> <p style="text-align: left;">No doctor wants to know ya!</p> <p style="text-align: left;">E is for euthanasia,</p> <p style="text-align: left;">Some geriatrics’ fantasia.</p> <p style="text-align: left;">F is for the flatulence part,</p> <p style="text-align: left;">Yes, we are grand old farts!</p> <p style="text-align: left;">G is for the geriatricity stuff,</p> <p style="text-align: left;">We got old, suck that up!</p> <p style="text-align: left;">H is for halitosis for us,</p> <p style="text-align: left;">Listerine is good, no need to fuss.</p> <p style="text-align: left;">I is for Imodium’s task,</p> <p style="text-align: left;">All you do is the chemist ask.</p> <p style="text-align: left;">J is for jellybeans, eh?</p> <p style="text-align: left;">Been to the pharmacist, let’s say,</p> <p style="text-align: left;">Brought the lolly trolley today!</p> <p style="text-align: left;">K is for our kids who also grow old,</p> <p style="text-align: left;">Us they tell what to do, be told!</p> <p style="text-align: left;">L is for laxatives for that constipation,</p> <p style="text-align: left;">The flip side of grey consternation.</p> <p style="text-align: left;">M is for MRI scans and tests,</p> <p style="text-align: left;">All clear, we hope, that’s best.</p> <p style="text-align: left;">N is for negative Normans around,</p> <p style="text-align: left;">Wish grey positivity would abound.</p> <p style="text-align: left;">O is for obesity sighs,</p> <p style="text-align: left;">Cellulite for all our thighs!</p> <p style="text-align: left;">P is for pappa’s don’t preach,</p> <p style="text-align: left;">Lard butts so out of reach.</p> <p style="text-align: left;">Q is for hope we don’t go queer,</p> <p style="text-align: left;">No dementia here yet, dears.</p> <p style="text-align: left;">R is for Retirement years,</p> <p style="text-align: left;">We race on, switching gears.</p> <p style="text-align: left;">S is for that sexuality bit,</p> <p style="text-align: left;">Hope you made memories of blips!</p> <p style="text-align: left;">T is for testicles, you can’t see ‘em,</p> <p style="text-align: left;">Do oldies belong in museums?</p> <p style="text-align: left;">U is for ultrasounds,</p> <p style="text-align: left;">Our medical tests do abound.</p> <p style="text-align: left;">V is for Ventolin inhalers for us,</p> <p style="text-align: left;">Breathing disorders cause a fuss.</p> <p style="text-align: left;">W is for the water works,</p> <p style="text-align: left;">Fluid tablets are the worst!</p> <p style="text-align: left;">X is for more X-rays today,</p> <p style="text-align: left;">Got a photo of my bad back, yah!</p> <p style="text-align: left;">Y is for that yellow jaundice for oldies,</p> <p style="text-align: left;">Bilirubin levels make us feel mouldy.</p> <p style="text-align: left;">Z is for this human zoo,</p> <p style="text-align: left;">No rocking chairs for me and you!</p> <p style="text-align: left;"> </p> <p style="text-align: left;">That’s your alphabet soup today,</p> <p style="text-align: left;">Welcome to our new old age!</p>

Retirement Life

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6 myths about older ladies that just aren’t true

<p><strong><em>Barbara Binland is the pen name of a senior, Julie Grenness, in Melbourne, Victoria, Australia. She is a poet, writer, and part-time English and Maths tutor, with over 40 years of experience. Her many books are available on Amazon and Kindle.</em></strong></p> <p>Here are some versions of common myths about older ladies. This is for our retirement years.</p> <p><strong>1. Is it too late to exercise, if I never have before?</strong></p> <p>FACT: It’s never too late to exercise. Even if we are in our fifties or sixties, and have not exercised too much, we can adopt a moderate, balanced exercise regimen. In retirement, we have more leisure time, so can explore gym memberships, or golf, or aqua aerobics, or senior yoga, or pilates, or anything we fancy. We all need a balanced, moderate physical regimen.</p> <p><strong>2. Is dementia inevitable?</strong></p> <p>FACT: Dementia is a medical condition, for which treatments are evolving and developing. It is not an inevitable or normal factor of ageing. Steps can be taken to prevent this condition. We can engage in healthy exercise, and persevere with intellectual pursuits, such as reading, crosswords, letter writing, puzzles, and maintain a support network for our communication skills.</p> <p><strong>3. Shall we become depressed?</strong></p> <p>FACT: Depressive conditions can occur at any age. Some people believe all older people become isolated and depressed. But if depression occurs, it can be treated, with appropriate health professionals. Take things one day at a time, but you can plan and look forward to your golden years. One good practice is to write down all your blessings on a daily basis. You woke up! Great! The sun rises and blesses you with another day on Earth, make the most of it!</p> <p><strong>4. Does ageing mean the end of love?</strong></p> <p>FACT: No, life can begin at sixty. If we have a long-term significant other, we can develop our old love life in an understanding manner. If we are single, we might meet ‘the one’. But use precautions, these guys were active in the swinging sixties. They are called STD’s, part of the legacy of the baby boomers.</p> <p><strong>5. Do older ladies fear ageing?</strong></p> <p>FACT:  In general, older ladies do not fear ageing. We cannot worry about, or control, normal signs of growing older. We can have grey hair, we like it that way! We get chicken necks, and double chins, by heck! But we don’t need the undertakers yet!</p> <p>Lots of women embrace their post-menopausal years, with a positive mindset. There are never enough hours in the day. Women our age can succeed in many pursuits. Plus, wisdom and enlightenment can come with age, but we still don’t know everything!</p> <p><strong>6. Is arthritis part of ageing?</strong></p> <p>FACT: Women over fifty years of age, arthritis can be more likely to develop. This is due to the loss of cartilage in our joints. We can adopt suitable strategies such as sensible flat shoes, not expansive high heels, and less jogging or stressful activities for our musculoskeletal system. The key factor to managing this condition is pacing ourselves in physical activities. Use it or lose it! But if there is arthritic pain being experienced, there are holistic remedies to alleviate it. These include: heat packs, massage, maybe acupuncture, hydrotherapy, or TENS, known as electrotherapy. Sometimes, rest is best, sometimes simple exercises can be beneficial, for a balanced lifestyle, now we are ‘older ladies’.</p> <p>What are some myths about older ladies you are debunking?</p>

Retirement Life

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Hilarious poem about the perils of men in retirement

<p><strong><em>Barbara Binland is the pen name of a senior, Julie Grenness, in Melbourne, Victoria, Australia. She is a poet, writer, and part-time English and Maths tutor, with over 40 years of experience. Her many books are available on Amazon and Kindle. </em></strong></p> <p style="text-align: left;"><u>Perils of Men in Retirement</u></p> <p style="text-align: left;">Here’s an ode for ladies of a certain age,</p> <p style="text-align: left;">Your men are going to retire one day,</p> <p style="text-align: left;">Very old joke—is this your hunch?</p> <p style="text-align: left;">You married him for better or worse, not lunch!</p> <p style="text-align: left;">His first day at home, what’s he going to do?</p> <p style="text-align: left;">He wants to come to the supermarket with you!</p> <p style="text-align: left;">Now this is a man on a mission,</p> <p style="text-align: left;">Buys half the shop with no permission,</p> <p style="text-align: left;">Well, that was an expensive shop,</p> <p style="text-align: left;">Now he wants you to cook this lot,</p> <p style="text-align: left;">A retired husband is a full time job!</p> <p style="text-align: left;">What’s this? He’s gardening with his chainsaw,</p> <p style="text-align: left;">Well, those were your plants… but wait, there’s more,</p> <p style="text-align: left;">He’s bought an electric guitar,</p> <p style="text-align: left;">You wish his greyboy band would go far</p> <p style="text-align: left;">Away, that is! Oh no, not this,</p> <p style="text-align: left;">He wants to go camping with his grey old miss,</p> <p style="text-align: left;">NO! NO! God gave you a home, not a tent,</p> <p style="text-align: left;">Yes, girls, camping is a defence,</p> <p style="text-align: left;">Well, aren’t we both having fun?</p> <p style="text-align: left;">Wife wishes she’d bought a gun,</p> <p style="text-align: left;">Never mind, it’s only retirement together, day one!</p>

Retirement Life

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15 enduring myths about life today debunked

<p>As we know, facts tend to get in the way of a good story. But gossip, rumours, scandals and old wives’ tales can be very real in the telling; and we tend to believe a lot of them until they are debunked. After all, they can be interesting, entertaining, comforting and often convincing.</p> <p>Our younger generations, especially millennials, have a blunt statement about all of this: get real! Learning to do this without sacrificing our basic values poses a challenge to us all.</p> <p>In the interest of reality — and guiding well-intentioned adults, their children and their grandchildren into the future — let’s begin by pointing out some of the myths we continue to believe as we prepare to enter the 2020s.</p> <p><strong>1. Housing is now dangerously unaffordable. </strong></p> <p>It is; but this has always been the case for newlyweds and low-income earners. Interestingly, Australia’s debt servicing ratio (interest payments as a share of disposable income) for mortgage and other debt is currently as low as it has ever been in four decades. But, yes, housing prices in Sydney and Melbourne were off the chart in 2017: a big bubble indeed.</p> <p><strong>2. The rich are getting richer, and the poor are getting poorer.</strong></p> <p>Not by much at all, in fact: The share of income and wealth held by the rich and well-off has only increased by a few per cent since the start of this century. It is also important to remember that this 40 per cent of households is paying 85 per cent of all taxes, so their wealth is being distributed.</p> <p><strong>3. We are now working harder than ever, with not enough time to scratch ourselves.</strong></p> <p>Not true. In 1800, males entered the workforce at 13 years of age and worked 65-hour weeks, clocking up 80,000 hours of paid work over 25 years, before dying at an average age of 38. Today, we still work 80,000 paid hours in a lifetime; but we work less than half as many hours per week across a longer period of 50+ years. And the hours are still falling. Most of us also have two months’ off a year via vacation, public holidays and sick leave; and we have more discretionary and leisure time than at any time in history.</p> <p><strong>4. There won’t be enough jobs in the future due to technology, robots and artificial intelligence.</strong></p> <p>Yes, there will: we are good at creating jobs. Over the past five years to 2017, we created six times more jobs (yes, six times!) than we lost. In addition to our current pool of over 12 million jobs, there are millions more in the making which will replace those lost through technology and digital disruption.</p> <p><strong>5. Marriages don’t last as long as they once did.</strong></p> <p>Surprisingly, the average length of a marriage — 20 years — has remained the same for centuries. Of course, there was a time when we didn’t live long enough (38 years) to have a divorce! Equally surprising is the fact that the divorce rate is now much lower than it was 40 years ago, with less than one per cent of marriages ending in divorce each year.</p> <p><strong>6. Crime is on the rise, especially murders.</strong></p> <p>This is, fortunately, not the case. The murder rate in Australia is not only one of the world’s lowest, at around one per 100,000 each year, but it has also fallen to record lows in recent years.</p> <p><strong>7. Speed on the road is the number one killer.</strong></p> <p>No: things like distractions, falling asleep and intoxication are.</p> <p><strong>8. We need a big population to compete in a globalising world.</strong></p> <p>No, we don’t. Some 18 of the world’s 20 highest standard of living countries have a population lower than Australia’s 25 million in 2018; and most of them house less than a third of our population. However, with so few people living in Australia at present, we will ultimately need to increase our population to justify our enormous land mass and resources in Asia. With many Asian cities already accommodating bigger populations than our entire nation, the time has come for us to share the load.</p> <p><strong>9. Immigrants take our jobs.</strong></p> <p>No, they don’t. More often than not, they take the jobs we don’t like. And if a migrant family arrives, they create a demand for more jobs than they can fill for at least five years in terms of the needed infrastructure and annual consumption expenditure.</p> <p><strong>10. Australia will run out of workers due to ageing.</strong></p> <p>No, we won’t. Being too young a population, as we were in the 19th century, was a worse problem; and to get enough workers to support the population, we needed children to start work at under 15 years of age, and often as young as 11–13 years. As this century unfolds, working beyond 65 years of age, and up to 75 or more — often on a part-time or casual basis — is a realistic expectation for a workforce where we are increasingly using our brains over brawn. (And, as we know, the only way to wear the brain out is to stop using it.)</p> <p><strong>11. We need to make things to create basic wealth.</strong></p> <p>No, we don’t. A wealth-creating industry is one which is producing products that customers actually want and are prepared to pay for, whether they are goods or services.</p> <p>Furthermore, we don’t ‘make’ things so much as we modify or convert existing things. By this definition, agriculture, mining, manufacturing and construction are all, oddly enough, service industries. Humans didn’t create the raw materials on which these industries are based, they were already here; and until governments put a price on water for its usage and taxes on minerals for their extraction, these materials are free for the taking. The term ‘goods industry’ is just a way to separate tangible from intangible products.</p> <p>These days, the Agriculture industry creates just two per cent of our GDP, and the Manufacturing industry creates less than six per cent; only eight per cent all up. In 1960, these two industries totalled 38 per cent, not eight per cent! Despite this, Australia’s standard of living (SOL) is nearly three times higher than it was at the end of the Industrial Age in the mid-1960s. If anything, our ‘service’ industries are propping up some of the ‘goods’ industries in this new century.</p> <p><strong>12. We are too-highly taxed. </strong></p> <p>No, we aren’t. Australia is one of the lowest-taxed nations among the developed countries, with taxes making up 28 per cent of our GDP. By contrast, the average taxation rate is 37 per cent, and many nations are nudging 50 per cent. This is one of the most pernicious lies being trundled out by both sides of politics in Australia.</p> <p><strong>13. The government should cut their expenditure to balance the Budget.</strong></p> <p>If they did, we would need to make sure that the government was still providing adequate support for single parents, the unemployed, the aged, the disabled or other disadvantaged citizens. But, yes, we should be getting better value for our taxes than we do. One-fifth of our GDP is produced by governments, and that sector’s productivity has been poor for decades.</p> <p><strong>14. Australia could become the food bowl of Asia.</strong></p> <p>If only — but we don’t have enough water. That said, we will probably increase our output this century fivefold, as we did in the 20th century, but that will only feed five per cent of the Asian population at the end of the 21st century.</p> <p><strong>15. Nuclear is the world’s most dangerous energy ever used.</strong></p> <p>Wood may actually have killed more people per kilowatt (kW) of energy produced (e.g. via the harvesting process, or due to fire or asphyxiation). While terrifying to most humans, nuclear energy may, ironically, be the safest energy source on the basis of deaths per kW of energy — especially considering the safeguards that are now being implemented as a result of past accidents.</p> <p><em>This is an edited extract from </em>The Future for Our Kids<em> by Phil Ruthven, available at all good book stores including Dymocks, Readings or online at <span><a href="https://www.wilkinsonpublishing.com.au/book/future-our-kids">Wilkinson Publishing</a></span>. </em></p>

Retirement Life

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Why returning back to my childhood home was so emotional

<p><strong><em>Ray Thomas left his family farm in South Australia when he was in his 20s and moved to New Zealand. He has always loved writing short stories and watching sport. He married an amazing woman 16 years ago and they both retired three years ago. They love family life, travelling, spending time in their large garden and fostering young children.</em></strong></p> <p>My wife and I had been planning the trip to my home state of South Australia, for many months. Now, after very little sleep because of our early flight, combined with great anticipation, we were finally on our way. Like excited young children off on their first overseas holiday, we happily boarded our aircraft. We grinned at each other saying, “Aussie here we come”.</p> <p>This, in all likelihood will be final trip home to South Australia, the country I left about 45 years ago, but still the country I call home. I fully expected the holiday to be full of mixed emotions. Fortunately, I had my amazing wife beside me, to share it with.</p> <p>So what the real reason for this trip, and why do it now? I have older siblings who are not in the best of health, so thought it would be nice to spend time with them, while I have the opportunity. We also thought it would be nice to visit places that meant a great deal to me, in my younger days, and allow myself to take one last trip down memory lane.</p> <p>We arrived in Adelaide several hours later than we had expected due to cancelled and alternative flights. To arrive in a city I had once called home (but had obviously changed a great deal), with a Google map to guide us, in peak hour traffic before a long weekend, was somewhat daunting, challenging and stressful.</p> <p>It was with great relief, when we finally arrived at ours friends home. Wayne and Wendy were relieved and delighted to finally see us. So began an amazing few days, full of laughter and great fun.</p> <p>It was great to spend time with our close friends, and we really appreciated everything they did for us.</p> <p>The following day was the first of many that were to follow of mixed emotions, as we took them with us around the district where I spent the first 17 years of my life.</p> <p><strong>Closure</strong></p> <p>First, we drove around the township of Gawler. It was great to revisit places that used to mean so much to me, and share it with my wife and close friends.</p> <p>I noticed a sign above a shop door with the name of distant family members where they once ran a thriving business. Then we walked up to the house where my grandparents once lived. We then drove passed the church where my brother was married over 55 years ago, to name but a few of the places, we visited, all of which brought back happy memories. It had been decades since I last visited Gawler, but instinctively I knew where to go. I was home. Upon leaving the town, I had mixed emotions. I felt perfectly happy and content, but also a sense of not needing to return.</p> <p><strong>Heartbreaking sadness</strong></p> <p>And so we travelled out to Reeves Plains and our former home and farm. What initially struck me was how dry and barren the district was after months of drought. I had also forgotten how flat the country was. Despite little recent rain, and the high cost of piped water, from reservoirs many miles away, combined with the searing heat, the total absence of gardens still shocked me.</p> <p>I noticed our shearing shed, but was then amazed to see our large sheep yards had vanished.</p> <p>As I surveyed the nearby paddocks, I was deeply saddened that for whatever reason, no sheep were to be seen. I presume farmers now rely totally on growing cereal crops, which upset me, because the district once had large numbers of sheep.</p> <p>It was desperately sad to see our old house and gardens looking so badly run down, almost like it was un-loved. The barn where we once spent countless happy hours playing table-tennis still stood proud amongst the drought and desolation.</p> <p>We then drove passed the decaying and broken old school and the adjoining tennis courts.</p> <p>The odd metal post which once helped to support the tennis net’s, stood strong and defiant. With overgrown trees and long since disintegrated tennis courts, we would never have known they ever existed. What was once one of the meeting places in the district is now confined to the minds of those who are old enough to remember the importance of the courts all those years ago.  </p> <p>A short time later, we arrived at Redbanks and walked around what was once our local church and community hall. Many happy memories came flooding back. It was heart breaking to see what was once a fun filled building decaying and slowly succumbing to nature.</p> <p>The once bustling township of Wasleys still exists, but like so many rural towns, is now struggling to survive. However, it was heartening to see the Bowling Club Clubhouse where both my parents once happily played with their many friends, had been rebuilt after the disastrous fire, which swept through the district a few years ago.</p> <p>It was the only glimmer of life we had seen in the district all day. Was it a day of mixed emotions? The answer is undoubtedly yes. I now have closure with no desire or intention of returning to that part of my life. I found it to be deeply upsetting to see everything so badly decayed, largely because of time and I suspect, years of low rainfall.</p> <p>I felt it was far better for me to remember our home and district, as it used to be, rather than (I fear) the inevitable total disintegration that will follow in the years to come.</p> <p><strong>Family time</strong></p> <p>The next day we visited my niece and family in Riverton. It was great to see them all again, and relive the happy time we spent together on their trip to New Zealand a few years ago.</p> <p>Then we travelled to the Barossa Valley and visited my elderly sister. It was nice to share old family photos and happily talk about the “old days” with her and rekindle the relationship we once had.</p> <p>It had been a long, hot, emotionally tiring day. Surprisingly, for the first time in many years, I began to realise I was missing MY family. It turned out to be a day of mixed emotions which I had not expected.</p> <p><strong>Childhood memories </strong></p> <p>Many decades ago, when we stayed at Port Elliot, our family often ate fish and chips for tea and then together went for a walk afterwards.  My wife and I found ourselves often doing exactly the same thing.</p> <p>We spent many happy days walking along the many paths, which offered magnificent views of fantastic scenery, and along the quiet streets, most of which had not changed. Several great trips to nearby Victor Harbour and walking around Granite Island and climbing The Bluff were also highlights of our time spend in that amazing area. Both towns were fantastic places to relax and unwind.</p> <p>Being our final night, it seemed appropriate to eat fish and chips overlooking the golden sandy beach. We then went for a leisurely walk, into the fast setting sun, sitting briefly on the rocks overlooking Green Bay, soaking in the sight and sound of the waves crashing on the rocks. We left the next morning, but not before our final walk, and say our “Goodbyes” to the many places we had frequently visited and enjoyed.</p> <p>In my youth (55-60 years ago) I had only climbed over the rocks. The paths were only for “oldies”. Now, I was THAT “oldie”, and quite happy to do just that, while fondly remembering my “long ago” youth.</p> <p>We were both sad to leave.  It was great to share the special area which means so much to me with my wife. Both of us would love to return, which we hope to do again sometime in the near future.</p> <p><strong>Overwhelming grief</strong></p> <p>Visiting the Mundalla cemetery however left me with very real mixed emotions. To walk around and see the names of many of my parent’s friends and bowling mates and people that I knew, was very sad.</p> <p>A short time later, we located my parent’s headstones. We left flowers and tidied the around the area, “talking” to them as we did so. I had an overwhelming sense that Dad was quite happy, as he had Mum beside him, and he was surrounded by people he knew. Mum is also surrounded by people she knew, but when I kissed her headstone to say “Bye Mum” before turning to leave, I sensed her saying “Don’t go, stay here with me”. Walking away with tear filled eyes, I clutched my chest thinking and re-affirming “here is where you will always be and always stay”.</p> <p>I once read: “A mother holds her children’s hands for a-while but their hearts forever”, and I thought how appropriate.</p> <p>I joined my wife who was sitting on a nearby seat. We held each other, for several minutes, the silence broken only by the sound of the kookaburra’s in the nearby gum trees. Somehow, words were not required.</p> <p>Visiting the cemetery affected me more than I thought it would. Very real mixed emotions and my feeling of home caught me by surprise.</p> <p><strong>More family time</strong></p> <p>And so on to Mount Gambier, where we stayed with my brother and his wife. Yes, he was very frail, but he still remained my much loved, admired older brother, with his wife I had known virtually all my life beside and taking care of him. We spent many happy hours, laughing together, sharing old ‘photos and reliving our younger days together.</p> <p>On his 78th birthday, it was great that most of his family were able to celebrate his birthday with him. It also gave us the opportunity to catch-up with many family members we had not seen for many years.</p> <p>All to soon it was time to leave and return home, but not before my brother said to my wife and I, separately and alone, in his softly spoken, frail voice “I hope I will see you again”, to which we could only mutter with voices choked with emotion, something that we hoped sounded bright and positive, knowing that in our hearts, it would be highly unlikely. After hugging and saying “Bye big brother”, and a “Thank-you” hug, for my amazing sister-in-law, we were on our way.</p> <p>So was it a trip of mixed emotions as I had expected? Absolutely, and for parts of it, a sense of total and absolute closure. For other parts of me, a very strong desire to return, at least for a holiday.</p> <p>The desire to suddenly want to live closer to family, has taken me by surprised, and I am uncertain what (if anything) can be done about it. With time, hopefully the concerns I am currently having with my mixed emotions will be resolved.</p>

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“She’s chucking it in”: Denise Drysdale responds to claims she has quit Studio 10

<p>New claims have emerged that Denise Drysdale is walking away from the breakfast TV show,<em> Studio 10. </em></p> <p>During a radio segment on <em>The Kyle and Jackie O Show</em>, entertainment journalist Peter Ford revealed that the 69-year-old is “chucking it in”.</p> <p>Denise’s departure follows a recent string of exits on <em>Studio 10</em>, with the recent resignation of Ita Buttrose and Jessica Rowe.</p> <p style="background: white;" class="xxmol-para-with-font"><span style="color: black;">“<span style="letter-spacing: -.1pt;">She's quitting the <em>Studio 10 show</em>. She's chucking it in,” Peter told Kyle Sandilands and Jackie "O" Henderson. </span></span><span style="font-size: 12.0pt; color: black;"></span></p> <p style="background: white; min-height: 0px; orphans: 2; widows: 2; word-spacing: 0px;" class="xxmol-para-with-font">Peter then went on to suggest the possible reasons for her departure, saying: “She's now got the house all built on the Gold Coast. She's got a new baby [a dog] on the way. She's adopted a dog.”<span style="font-size: 12.0pt; color: black;"></span></p> <p style="background: white;" class="xxmol-para-with-font"><span style="color: black; letter-spacing: -.1pt;">Following the segment, a spokesperson for Network Ten said that Denise would address Peter’s claims that morning. </span><span style="font-size: 12.0pt; color: black;"></span></p> <p style="background: white;" class="xxmol-para-with-font"><span style="color: black; letter-spacing: -.1pt;">On-air this morning, Denise revealed that she won’t be leaving the show, but she will be taking a break. </span><span style="font-size: 12.0pt; color: black;"></span></p> <p style="background: white;" class="xxmol-para-with-font"><span style="color: black; letter-spacing: -.1pt;">She said: “I have been touring for 54 years in this job and I am sick of the travel and sick of sleeping in other people's beds."</span><span style="font-size: 12.0pt; color: black;"></span></p> <p style="background: white; min-height: 0px; orphans: 2; widows: 2; word-spacing: 0px;" class="xxmol-para-with-font">She continued, “I spoke to our executive producer and said, 'I need to go'. I had a meeting and they said, ‘We don't want you to go. Have a break. Then come back’. So I am lucky to still be working at my age and have an opportunity to have a little break.”<span style="font-size: 12.0pt; color: black;"></span></p> <p style="background: white;" class="xxmol-para-with-font"><span style="color: black; letter-spacing: -.1pt;">In 2016, Denise transitioned from being a fill-in presenter to a permanent host on the breakfast TV show. </span><span style="font-size: 12.0pt; color: black;"></span></p> <p style="background: white;" class="xxmol-para-with-font"><span style="color: black; letter-spacing: -.1pt;">Throughout her time on <em>Studio 10</em>, Denise faced rumours of tensions between her and former co-host Ita Buttrose, 76. </span><span style="font-size: 12.0pt; color: black;"></span></p> <p style="background: white;" class="xxmol-para-with-font"><span style="color: black; letter-spacing: -.1pt;">The speculation was heightened after Denise threw a brussels sprout at Ita in an on-set incident last November. </span><span style="font-size: 12.0pt; color: black;"></span></p> <p style="background: white;" class="xxmol-para-with-font"><span style="color: black; letter-spacing: -.1pt;">Fans were also quick to comment on the pair’s relationship during Ita’s farewell segment in April, when Denise stayed noticeably silent. </span><span style="font-size: 12.0pt; color: black;"></span></p> <p style="background: white;" class="xxmol-para-with-font"><span style="color: black; letter-spacing: -.1pt;">However, in a statement to <a href="http://www.dailymail.co.uk"><em><strong><u>Daily Mail Australia</u></strong></em></a><u>,</u> Network Ten denied the claims there was a rift between the two, labelling the allegations “offensive”. </span><span style="font-size: 12.0pt; color: black;"></span></p> <p style="background: white;" class="xxmol-para-with-font"><span style="color: black; letter-spacing: -.1pt;">Ita’s departure came a month after Jessica Rowe told viewers on-air that she was resigning to spend more time with her family. </span><span style="font-size: 12.0pt; color: black;"></span></p> <blockquote style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" class="instagram-media" data-instgrm-permalink="https://www.instagram.com/p/Bg7xS9BBoIC/?utm_source=ig_embed" data-instgrm-version="9"> <div style="padding: 8px;"> <div style="background: #F8F8F8; line-height: 0; margin-top: 40px; padding: 36.94444444444444% 0; text-align: center; width: 100%;"> <div style="background: url(data:image/png; base64,ivborw0kggoaaaansuheugaaacwaaaascamaaaapwqozaaaabgdbtueaalgpc/xhbqaaaafzukdcak7ohokaaaamuexurczmzpf399fx1+bm5mzy9amaaadisurbvdjlvzxbesmgces5/p8/t9furvcrmu73jwlzosgsiizurcjo/ad+eqjjb4hv8bft+idpqocx1wjosbfhh2xssxeiyn3uli/6mnree07uiwjev8ueowds88ly97kqytlijkktuybbruayvh5wohixmpi5we58ek028czwyuqdlkpg1bkb4nnm+veanfhqn1k4+gpt6ugqcvu2h2ovuif/gwufyy8owepdyzsa3avcqpvovvzzz2vtnn2wu8qzvjddeto90gsy9mvlqtgysy231mxry6i2ggqjrty0l8fxcxfcbbhwrsyyaaaaaelftksuqmcc); display: block; height: 44px; margin: 0 auto -44px; position: relative; top: -22px; width: 44px;"></div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" rel="noopener" href="https://www.instagram.com/p/Bg7xS9BBoIC/?utm_source=ig_embed" target="_blank">A post shared by Studio 10 (@studio10au)</a> on Mar 29, 2018 at 9:26pm PDT</p> </div> </blockquote> <p style="background: white;" class="xxmol-para-with-font"><span style="color: black; letter-spacing: -.1pt; background: white;">“After much soul searching and discussions with my family, it is with a heavy heart that I have decided to leave Studio 10,” Jessica said. </span><span style="font-size: 12.0pt; color: black;"></span></p> <p style="background: white;" class="xxmol-para-with-font"><span style="color: black; letter-spacing: -.1pt;">The resignations have also impacted <em>Studio 10</em>’s ratings, with the show only averaging 63,000 viewers a day in April this year.</span><span style="font-size: 12.0pt; color: black;"></span></p> <p style="background: white;" class="xxmol-para-with-font"><span style="color: black; letter-spacing: -.1pt;">In January 2014,<em> Studio 10</em> was averaging more than 90,000 viewers a day across Australia. </span><span style="font-size: 12.0pt; color: black;"></span></p> <p>Would you be sad to see Denise Drysdale leave <em>Studio 10?</em> Tell us in the comments below.  </p>

Retirement Life

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War widow kicked out of home after 20 years

<p>A war widow has been left to fend for herself after being told that she was getting kicked out of the apartment she had lived in for 20 years.</p> <p>Up until a year ago, Ila Harvey lived in a small, low-rise complex owned by the War Widows Guild at Drummoyne, in Sydney’s inner-west.</p> <p>When Ila lost her soldier husband, who had served on the Kokoda Track and at Milne Bay in New Guinea, she found herself friends in her local area and hobbies that kept her busy. </p> <p>However, this time last year, she was told the complex was being sold because the Guild had run out of funds, and the sale would help better serve the Guild’s four thousand members.</p> <p>Ila said the Guild suggested she move to a nursing home, but she felt there was still plenty of living to do, reported <a href="https://www.9news.com.au"><strong><em><u>Nine News</u></em></strong></a>.  </p> <p>After contacting a nearby MP, Ila and her family members started lobbying for support from the government.</p> <p>Her situation was eventually passed on to the Better Regulations Minister Matt Kean, who made an interesting discovery.</p> <p>Mr Kean found that under the Retirement Villages Act, the Guild was obliged to provide Ila with support to find similar accommodation.</p> <p>However, as the Guild have sold seven similar properties in their possession since 2002, the chances of her finding accommodation were slim.</p> <p>But, when the NSW branch of the RSL heard her story, they stepped in to help the widow.</p> <p>A new place in Cherrybrook was found for Ila through its aged accommodation arm RSL Life Care and state president James Brown.</p> <p>After months of uncertainty, Ila is celebrating her new home with the people who helped her get it. </p> <p>Meanwhile, the Guild wrestles with what to do with their Drummoyne site after Canada Bay Council’s independent planning and assessment panel rejected the proposal to demolish Ila’s old complex. </p>

Retirement Life

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The heartwarming moment hero tradesman pays for pensioner’s meal

<p>A tradie, who was filmed paying for a pensioner’s meal at McDonald’s in Bendigo, Victoria, this week has said that he only did what all Australians should do after noticing the elderly man fumbling with a handful of change.</p> <p>Dave Love, 42, generously offered to pay for the meal on Tuesday and the good deed was secretly recorded and has since gone viral.</p> <p>The elderly man who was the recipient of the act of kindness, Bert, is a widower who recently lost his daughter.</p> <p>“When I looked at that man I saw my dad, who has passed away. I just had to help him,” Dave told <em><u><a href="http://www.dailymail.co.uk"><strong>Daily Mail Australia</strong></a>.</u></em></p> <p>“Pensioners need our help. I just hope people who see the video remember to do a similar thing in the future.”</p> <p><iframe src="https://www.facebook.com/plugins/video.php?href=https%3A%2F%2Fwww.facebook.com%2Flangleyfamily%2Fvideos%2F10155685354745814%2F&amp;show_text=0&amp;width=267" width="267" height="476" style="border: none; overflow: hidden;" scrolling="no" frameborder="0" allowtransparency="true" allowfullscreen="true"></iframe></p> <p>The video was secretly captured by Melanie Langley, Dave’s partner, who explained that he regularly does kind things for strangers.</p> <p>“He has the best heart - he always puts himself last and would do anything for anyone,” Melanie, 39, said.</p> <p>Dave’s eldest daughter, Eliza, said she was proud of her dad.</p> <p>“He does this stuff all the time, one day he was really broke but saw an old lady needed some money for food at the supermarket and gave her the rest of the money he had til payday,” she said.</p> <p>Dave offered to pay for Bert’s meal alongside his own coffee at a McDonald’s in Bendigo, Victoria.</p> <p>Bert initially resisted Dave’s offer but eventually accepted it, saying: “Thank you very much… you're a gentleman, thank you.”</p> <p>In the video, Bert can then be seen moving away from the counter with his order number.</p> <p>Dave then handed him a $20 note, saying: “That's for your next coffee.”</p> <p>Since the video was shared online, Dave has received many messages praising his kindness.</p> <p>“It's not about me - it is about helping people out. I didn't do this for attention but I'm glad it has made people realise how far a little kindness can go,” he said.   </p> <p>“These people built our country so we can live the lives we have today - for my generation and the generation after us,” he said. </p> <p>“If I was prime minister tomorrow I would fix the pension.”</p> <p>Bert has since been given a year’s supply of McDonald’s.</p>

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20 years ago and now: Top toys compared

<p>A lot has changed in the world of toys in the past 20 years, but one item maintains its hold on children's hearts: the Hot Wheels car.</p> <p>"They are a simple toy but they are a fabulous toy," says Warehouse toy buyer Lonnica Van Engelen, of the classic collectible, which features in the toy department's top 10 sellers now, as it did 20 years ago.</p> <p>Also wildly popular in the late 90s were Tamagotchis, Polly Pockets and the boardgame Operation. While Operation is still around and Polly Pockets are due to make a return to shelves later this year, Tamagotchis have been superseded by technology. </p> <p>Children who once would have spent hours tending their virtual pet will now spend hours on the iPad.</p> <p>Van Engelen says the market for collectible toys, driven in part by the YouTube craze for unboxing videos, has grown "exponentially" in recent years. Children watch their favourite YouTubers build massive collections of toys, and they want to do that too. </p> <p>The most popular of these young superstars is American 7-year-old Ryan of ToysReview, who has been opening and playing with toys in front of a camera since he was three. He now makes an estimated $16 million a year, and his last name and location are kept secret to protect him. </p> <p>Ryan has reviewed Hot Wheels twice in the past year, racking up 3.4 million views for a post from two months ago, and 13 million views for a video posted seven months ago.</p> <p>Many of his most popular videos (the ones snagging up to 890 million views) feature the word "surprise" in the title. </p> <p>Sonya Brooks, a toy buyer and owner of Toy Fest in Christchurch, says surprise is a key element of a toy's success. The same delight that previous generations got from lucky dips is ignited in children who open an LOL Surprise, Smooshy Mushy Mystery Pack or Lost Kitties Blind Box – all top sellers, and all popular YouTube searches.</p> <p>"Even a year ago we didn't have this many collectibles in the top 10," says Van Engelen. "I think it comes down to children at a party. Children love to watch other children open presents. They are learning different ways to play."</p> <p>Brooks has also noticed a return to quality toys that will be passed from one generation to the next, possibly a reaction to all the plastic that comes with toys. Toys that inspire role play, like dolls and prams, are riding a wave of popularity.</p> <p>Of Hot Wheels she says, "You can't go past good old cars. I remember the first time my son picked up a car and put it on the floor and went vroom. He'd never had a vehicle, it's innate."</p> <p><strong>TOP TOYS 2018</strong> (in no particular order)</p> <ul> <li>Pomsies </li> <li>Zuru 5 Surprise Ball</li> <li>LOL Surprise Confetti Pop</li> <li>Hot Wheels basic cars</li> <li>LEGO Millennium Falcon</li> <li>Play-doh single tub</li> <li>Smooshy Mushy Mystery Pack</li> <li>Lost Kitties Blind Box</li> <li>Monopoly Here and Now</li> <li>Zuru Schnooks Plush Series 2</li> </ul> <p><strong>TOP TOYS 1998</strong> (in no particular order)</p> <ul> <li>Brick Game 9 in 1</li> <li>Chatter Rings</li> <li>Pro Yo II</li> <li>Tamagotchi</li> <li>Hot Wheels basic cars</li> <li>Barbie Picnic Van</li> <li>Super Soaker</li> <li>Polly Pocket</li> <li>Operation</li> <li>Magna Doodle</li> </ul> <p><em>Source: The Warehouse</em></p> <p><em>Written by Eleanor Black. Republished with permission of <a href="http://www.stuff.co.nz"><strong><u>Stuff.co.nz.</u></strong> </a></em></p>

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Is ageism affecting you?

<p><em><strong>Barbara Binland is the pen name of a senior, Julie Grenness, in Melbourne, Victoria, Australia. She is a poet, writer, and part-time English and Maths tutor, with over 40 years of experience. Her many books are available on Amazon and Kindle.</strong></em></p> <p>Yah, we made it! We got old! Now we are ageing in the millennial world, which we have played a part in creating.</p> <p>Is ageism affecting you? Ageism is simply discrimination against older people in the workforce, in the media, in advertising, and in the social scene.</p> <p>One of the major areas where ageism is evident, is in the employment of older workers. Older workers can provide years of experience, life skills, and be great mentors to younger workers. But nearly a third of the officially unemployed workers are aged 45-65 years old. If someone loses their job at this age, they may never gain more than a casual, part-time position. These are the vital years pre-retirement, when employees build up savings and superannuation for their golden years.</p> <p>Basically, many employers do discriminate against hiring older workers from their candidates. Some unemployed older worker can retrain, but may battle an overlooked prejudice, the ageism of the potential employer. These retrained workers may never gain employment. If they do, they may have only 5-10 years of working life remaining. Many employers prefer to hire someone younger.</p> <p>Ageism is also evident in the media. For instance, no weather girl on the television is an old, grey, fat woman. Weather girls are anorexic, beautiful, blonde bimbos who can barely read an autocue. Maybe old, fat, grey women don’t want to be weather girls. That’s okay. Maybe they do, and the employers in television land hire young, attractive babes. That is ageism.</p> <p>On the other hand, ageism can factor in a reverse situation. An older, more experienced nurse, doctor, allied health professional, or a teacher, can still attract job opportunities. Society regards their experience as both valid and valuable. In my personal experience, as a teacher/tutor for 42 years, I receive part-time job offers as a tutor, several times per week. Nice to be asked.</p> <p>Moreover, seniors have discounts on travel fares, a senior’s card discount on purchases, and some concessions with their pensions. But is the level of the senior’s pension, a sign of ageism itself? Most household budgets are eroded by the cost of food and bills.</p> <p>What are your experiences? Is ageism affecting you?</p>

Retirement Life

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Is ageism affecting you?

<p><em><strong>Barbara Binland is the pen name of a senior, Julie Grenness, in Melbourne, Victoria, Australia. She is a poet, writer, and part-time English and Maths tutor, with over 40 years of experience. Her many books are available on Amazon and Kindle.</strong></em></p> <p>Yah, we made it! We got old! Now we are ageing in the millennial world, which we have played a part in creating.</p> <p>Is ageism affecting you? Ageism is simply discrimination against older people in the workforce, in the media, in advertising, and in the social scene.</p> <p>One of the major areas where ageism is evident, is in the employment of older workers. Older workers can provide years of experience, life skills, and be great mentors to younger workers. But nearly a third of the officially unemployed workers are aged 45-65 years old. If someone loses their job at this age, they may never gain more than a casual, part-time position. These are the vital years pre-retirement, when employees build up savings and superannuation for their golden years.</p> <p>Basically, many employers do discriminate against hiring older workers from their candidates. Some unemployed older worker can retrain, but may battle an overlooked prejudice, the ageism of the potential employer. These retrained workers may never gain employment. If they do, they may have only 5-10 years of working life remaining. Many employers prefer to hire someone younger.</p> <p>Ageism is also evident in the media. For instance, no weather girl on the television is an old, grey, fat woman. Weather girls are anorexic, beautiful, blonde bimbos who can barely read an autocue. Maybe old, fat, grey women don’t want to be weather girls. That’s okay. Maybe they do, and the employers in television land hire young, attractive babes. That is ageism.</p> <p>On the other hand, ageism can factor in a reverse situation. An older, more experienced nurse, doctor, allied health professional, or a teacher, can still attract job opportunities. Society regards their experience as both valid and valuable. In my personal experience, as a teacher/tutor for 42 years, I receive part-time job offers as a tutor, several times per week. Nice to be asked.</p> <p>Moreover, seniors have discounts on travel fares, a senior’s card discount on purchases, and some concessions with their pensions. But is the level of the senior’s pension, a sign of ageism itself? Most household budgets are eroded by the cost of food and bills.</p> <p>What are your experiences? Is ageism affecting you?</p>

Retirement Life

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Why you should learn one new thing every day in retirement

<p><em><strong><span style="text-decoration: underline;"><a href="http://www.megangiles.com/" target="_blank">Megan Giles</a></span>, Retirement Transition Consultant, supports those approaching retirement to successfully transition and create a retirement they will love to live!</strong></em></p> <p>Learn one new thing in retirement, you say? Why on earth would I want to do that, you muse to yourself. I’ve worked hard over the years and now it is finally time to kick back, relax and enjoy the fruits of my labours.</p> <p>Why is it important to keep learning, especially in retirement? There are a number of reasons.</p> <ol> <li><strong>Curiosity is fantastic for ensuring strong social connections in retirement.</strong> People who are interested in others tend to be perceived as interesting themselves. As social beings we tend to gravitate towards people who are interesting and have a sense of energy about them. The friendships established during our working life start to (naturally) drift away as routines change in retirement and so this becomes all the more important.</li> <li><strong>As the saying goes ‘use it or lose it’.</strong> The most effective way to keep your mind sharp and prevent mental decline is to keep using it!</li> <li><strong>Set yourself up for success.</strong> Learning requires us to challenge what we thought we knew and be willing to try different things. This in turn makes us more adaptable to new situations and more confident in how we step into the world. In acknowledging that retirement can be a time of transition and upheaval, wouldn’t it be great to know you were stepping into it on the front foot.</li> </ol> <p>What is that one thing that you muse over and think ‘I’d love to learn that, if only I had time…’. Why not make the time? Rather than thinking of learning as an arduous journey, such as a three year (full time!) university degree or learning a language fluently, why not start small and commit to learning just one thing each day. Perhaps learn just one new Spanish word each day (and practice using it!) or read one article about a topic you are passionate about. Imagine what you can learn over the course of a year!</p> <p><strong>After ideas for one new thing you could learn each and every day? </strong></p> <p>Here are 20 ideas to get you started!</p> <ul> <li>The name of your neighbours (particularly if you’ve recently moved)</li> <li>The one thing your grandchildren enjoyed most at school today</li> <li>Your significant other’s greatest wish for retirement</li> <li>How to take better care of your health (and ensure you are able to live out your retirement dreams)</li> <li>A new recipe for dinner</li> <li>How to compost</li> <li>How to grow your own vegetables</li> <li>The names of the plants in your garden</li> <li>Trace your family tree</li> <li>The history of your local area, particularly the indigenous history</li> <li>First aid</li> <li> How to SnapChat or tweet (and keep up with the grandkids!)</li> <li>How to blog</li> <li>Join a bookclub</li> <li>How to stand-up paddle board / yoga/ cycle</li> <li>How to drive a 4X4</li> <li>To play the ukulele</li> <li>To sing (why not head along to one of the many Pub Choirs popping up around the country!)</li> <li>Build your own pizza oven</li> <li>Creative writing</li> <li>Up-cycling furniture (and update your home to reflect your new lifestyle in retirement)</li> </ul> <p>MREC-TAG-HERE</p> <p><strong>Where to start?</strong></p> <p>There are fantastic interest groups and classes both in your community and online. Browse the web or pick up a copy of the local paper and see what’s on near you.  </p> <p>You don’t need to spend the whole day learning, or even one hour. Commit to just 15 mins of focused learning each and see where that takes you.</p> <p align="center"><em>‘You are never too old to set another goal or to dream a new dream’ – C.S. Lewis</em></p>

Retirement Life

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Remembering all the sports we played in our childhoods

<p><em><strong>Barbara Binland is the pen name of a senior, Julie Grenness, in Melbourne, Victoria, Australia. She is a poet, writer, and part-time English and Maths tutor, with over 40 years of experience. Her many books are available on Amazon and Kindle.</strong></em></p> <p>Let’s reminisce, about sports. Now the baby boomers can gaze at sport on colour television practically any time of day or night. Or we can participate in seniors’ golf, or gyms that never used to exist, or walking or cycling. Or we can join in any physical activity that we like, depending on our age, our physical capabilities, and our finances.</p> <p>Let’s reminisce...Once, when we were young, most of us learnt to swim. It is still Australia’s most popular sport, for folk of any age. If people lived near the beach, they soon learnt to swim. For suburbanites, such as our family, there was a river nearby. Our parents drove us there in a hot car. Air conditioning was winding down the windows. No seatbelts, no heated pools, no lifeguards, or swimming coaches. Mum would say, “Go and swim.” She would read a book, with a thermos of tea. Our dad said, “Don’t come back if you drown.” He would promptly go to sleep, and snore all afternoon. So we did not drown, and always came back at 4 pm. At our schools, teachers took us swimming in the council pool, cold, deep, outdoors, whatever the weather. Boy, did we swim and survive!</p> <p>Then, there was football. In Melbourne, it was, and still is, Australian Rules Football. I guess things were similar in rugby states. There was no live or delayed football telecast on television. All games were played on Saturday afternoons only. The matches were played at suburban parochial grounds, sort of like tribal warfare. Yes, Saturday afternoons in cold, grey Melbourne, still evoke golden memories of radio broadcasts blaring football across the suburban large backyards. It was all accompanied by lawnmowers, and the inhalation of new mown grass. Let’s reminisce…</p> <p>Indeed, many people, football tragics or not, still support their old family football club. They bring their children and grandchildren up to follow them too. But, these days, it is a professional, televised, corporate game, too many umpires, a corporate exercise. Football is played now at massive, expensive city stadiums, many kilometres away. Some might regard the modern players as overpriced, drugged up individuals, underemployed ‘superstars’.</p> <p>Maybe we long for the days when there was only one umpire, when it was all about the team, the guernsey, and the lure of the premiership flag. In those ‘good old days’, boys learnt football skills playing kick to kick until dusk, in suburban backyards, or in the quiet streets. They played with their brothers, their dads, or their mates. Years later, when I was teaching primary school, the boys played football kick to kick on a gravel playground. Did it make them better footballers? A lot of football supporters now turn to local suburban football clubs, to gain the camaraderie of the days when men played like men.</p> <p>Let’s reminisce, about cricket. When we were growing up, somewhere in middle Australia, our dad, a former sporting champion, taught us to play cricket. Endless summer afternoons of continuous cricket, ‘tip and run’, also popular for sport at school. The eternal arguments over decisions, usually won by the senior sibling. We had no helmets or padding, no third umpire. Little boys all wanted to be captain of Australia, and win the Ashes before lunch on the first day, off their own bat. Some things never change!</p> <p>Let’s reminisce… Way back when, Australia reached the pinnacle of tennis excellence. In suburbia there were outdoor grass courts, for children to practise their skills. We admired the Greats- Rosewall, Laver, John Newcombe, Margaret Court, among others. But, for us, our tennis equipment was two second hand racquets, plus a tennis ball attached to a long elastic string. This was tied to a brick. If the elastic string snapped, the ball sailed over the back fence—end of tennis!</p> <p>We did play other team sports, as young girls. Cross ball was a favourite. It was a fun way to learn about playing for the team. Skipping ropes were also popular. Before netball, girls played its ancestor, called basketball, which was different from modern basketball.</p> <p>So, the baby boomers did not have much current equipment, or uniforms. But neither did most of our sporting heroes. Test cricketers wore no helmets. Footballers worked in full time jobs, and played the game on Saturdays, after limited training in all types of weather, with few facilities. Yet some of the records and standards are only now being superseded in the 21st century. After all these years, would you say that they were better, tougher, sporting men and women? Or is nostalgia a place that does not really exist?</p> <p>Let’s reminisce… What are your memories of sport?</p> <p><em>Image credit: Pinterest</em></p>

Retirement Life

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Grandparents forced to sell homes and use super to care for their grandchildren

<p>Grandparents who have custody of their grandchildren – often amid concerns of domestic violence, drug abuse or neglect by the children’s parents – are struggling to make ends meet with many forced to sell their homes or dip into their superannuation just to ensure their grandchildren have a home to grow up in.</p> <p>As grandparents are classified as kindship carers, they are not formally recognised for financial support from the NSW Government as they took custody of the children without the involvement of the state's Department of Family and Community Services (FACS).</p> <p>If they had, grandparents would receive the same assistance as foster carers — worth between $484 and $733 a fortnight per child, depending on the child's age — and could apply for extra financial support.</p> <p>Now support groups and not-for-profits are calling for a change in the law to treat grandparents the same as foster carers, noting that there is a growing number of families left without enough support.</p> <p>"Mirabel know of more than 500 families across NSW and 300 of those at least are in the Hunter region, the Greater Hunter Region and I would say 300 of those are not receiving the allowance from the state agency," Mirabel Foundation support worker Karen Lizasoain told <span style="text-decoration: underline;"><strong><a href="http://www.abc.net.au/news/2018-05-18/grandparents-dipping-in-superannuation-to-care-for-grandkids/9692742">ABC News.</a> </strong></span></p> <p>"We don't know how many families it is exactly, because no-one is getting those statistics of how many families are not being attended to by FACS.</p> <p>"Often, the grandparents are retired or close to retirement age and many of them are living on an aged pension, some on [a] disability pension."</p> <p>Ms Lizasoain believes the under-resourcing and funding of FACS is part of the problem as it forces grandparents to take matters in their own hands.</p> <p>"If grandparents are concerned about their grandchildren and they report it to FACS, they report multiple times, they keep reporting, but nothing is done, and the children remain in danger," Ms Lizasoain said.</p> <p>"Then they go in and they take the children into a safe place. If this happens, the state agency says that's good, the children are safe now, and they just leave that family alone with no help whatsoever."</p> <p>In a statement, FACS said they do not have a role in informal arrangements.</p> <p>"FACS does not have a role in informal family arrangements or Family Court orders where there are no child protection concerns," the department said.</p> <p>"It is not appropriate for state child protection agencies to regulate family arrangements for the purpose of financial assistance.</p> <p>"Providing financial support to families is the responsibility of the Australian Government via Centrelink."</p>

Retirement Life

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Pensioners retiring overseas because they can’t afford to live in Australia

<p>As senior Aussies struggle to manage with the increased cost of living and property prices, more retirees are relocating overseas.</p> <p>In 2016, 11,660 Australians aged over 55 relocated overseas – a significant jump from the 7,910 who moved in 2005, according to ABS data.</p> <p>The destinations that most retirees are choosing to move to include New Zealand, Italy, Greece and Spain.</p> <p>If an Aussie pensioner lives abroad, access to their pension is reliant on several factors including the length of their time away, whether their assets or income have change and whether the pension is delivered through a social security agreement with another country.</p> <p>Australia has <a href="https://www.dss.gov.au/about-the-department/international/international-social-security-agreements/overview-international-social-security-agreements" target="_blank"><strong><span style="text-decoration: underline;">31 agreements</span></strong></a> with countries such as Italy and Spain that overcome barriers to pension payment.</p> <p>However, if a pensioner returns to Australia after living abroad, and they travel outside the country for six weeks within two years of returning, they could receive payment cuts.</p> <p>It is important for pensioners to log their travel plans through Centrelink’s <a href="https://www.humanservices.gov.au/individuals/services/centrelink/centrelink-online-accounts" target="_blank"><strong><span style="text-decoration: underline;">online portal</span></strong></a> if they are planning on going overseas for more than six weeks.</p> <p>"When looking at the aged pension it's always good advice to sit down with a financial planner before moving overseas permanently as everyone has different access rights and you may find yourself stranded," says Ryan Cullinan, an international financial adviser for Compare Return told the <a href="http://www.abc.net.au/news/2018-05-16/pensioners-retiring-overseas-because-they-cant-afford-australia/9762418" target="_blank"><strong><span style="text-decoration: underline;">ABC.</span></strong></a></p> <p>Aussies who live abroad for more than five years, and permanent residents living overseas for more than a year, also forfeit the right to Medicare and don’t have to pay the Medicare levy.</p> <p>In 2013, Norah Ohrt relocated to the Spanish town of Mortas. She lives in a three-bedroom loft and has breathtaking views of the old cobbled city.</p> <p>With the reduced cost of food, council rates and water, Norah relies on her pension to cover all her bills.</p> <p>She renovated her $65,000 home using her superannuation and is just one of the many Aussies who are tempting their Aussie friends to spend their retirement in another country.</p> <p>"If you're on an Australian pension and struggling, I would strongly suggest that you look to alternatives, particularly if you have a second language that you can use," Norah told ABC News. </p> <p>Have you considered relocating and retiring in another country? Let us know in the comments below. </p>

Retirement Life

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Life in retirement: Why it’s never too late to start a business

<p><em><strong><span style="text-decoration: underline;"><a href="http://www.megangiles.com/" target="_blank">Megan Giles</a></span>, Retirement Transition Consultant, supports those approaching retirement to successfully transition and create a retirement they will love to live!</strong></em></p> <p>Think you’re too old to start a business? Think again. The 55+ age bracket is the fastest growing demographic for launching a new business and proves that age is no barrier to entrepreneurship. A recent US study found that almost 40% of Baby Boomer respondents indicated they were interested in starting a business or not-for-profit in retirement. And why not! Retirement provides a wonderful opportunity to pursue your passion on your own terms and earn an income in the process.</p> <p><em>As Jill says, “I love being over 60 and just figuring out my new career. So many wonderful things still to come”</em></p> <p>Why kick back in the recliner if you would rather be doing something else?</p> <p><strong>How a business can help realise your purpose in retirement</strong></p> <p>There are a number of motivators for starting a business after stepping away from one’s ‘real’ career. It might be that you developed a specific or highly desirable skill set during your career and don’t want your skills to lose currency.  It might be that you have a hobby and are excited to purpose it with passion, or that you are an empty nester with more time on your hands and want to do something meaningful with your days. Whatever your motivation, why not give it a go! Remember that there is nothing wrong with making money by serving and delivering great value to others.</p> <p><strong>The unique contribution that Baby Boomers have to offer</strong></p> <p>One of the most powerful points of difference that retirees have to offer is the ability to identify with, and respond to, the needs of a fast growing consumer demographic – the Baby Boomers themselves.</p> <p>According to the <span style="text-decoration: underline;"><strong><a href="http://www.abs.gov.au/ausstats/abs%40.nsf/94713ad445ff1425ca25682000192af2/1647509ef7e25faaca2568a900154b63?OpenDocument" target="_blank">ABS</a></strong></span>, at least 15% of the Australia population in 2017 were 65 or older, which accounts for 3.4 million people! Baby Boomers constitute a significant part of the consumer market and are inclined to do business with other Baby Boomers because they ‘get’ them. They think to themselves ‘you’ve been where I’ve been and you understand what I need’.</p> <p><em>As Ange* reflects “I’m 67 and most of the women I work with are baby boomers too. One of the things I realised is that women of a certain age come from a place of wisdom. We’ve lived, we’ve learned, we synthesise so much…And we’re truly experts on what we do because we have that deeper knowledge that goes beyond textbook knowledge”</em></p> <p>Challenge the stereotypes that retirees are past it and out of touch. Your experience, networks and resilience are just three valuable qualities you will bring to the entrepreneurial world.</p> <p><strong>Setting off on the right foot - Key actions to take when starting a business in retirement</strong></p> <p><strong>1. Do market research.</strong> For the greatest chance of success it is important to ensure you are solving a problem in a marketplace. Who is your ideal client? Can you describe them – what they like doing, how they spend their time, and what is important to them. Do you know someone who fits this description? Chat to them and find out if what you want to offer will appeal to them? Test and refine. Find some more people to speak with. Test and refine again.</p> <p><strong>2. Stop and reflect.</strong> Take a moment to stop and reflect on your strengths, your proudest moments, the challenges you have overcome and what you are truly passionate about. This will provide a positive foundation to build your business on. Remember that you don’t need to compete with the 20-somethings in this digital age. Offerings do not have to be tech-based to succeed.</p> <p><strong>3. Plan.</strong> Identify the problem or opportunity and assess if you have the right skills to respond. If there are any gaps consider if you need to bring in some expertise, be that coaching, outsourcing or upskilling. Don’t be afraid to use your connections and embrace technology. Determine how much money you are willing to outlay, how many items/sessions you need to sell to break even (and better yet earn a profit) and then make that one of your goals.</p> <p><strong>4. Set ground rules.</strong> Make the distinction between work and personal time. Remember, retirement is about lifestyle – you don’t want your business to become all-consuming. Set these expectations early and hold yourself to account!</p> <p><strong>One bonus tip</strong> – it is not worth losing a friendship over a business. Before you launch a venture with a friend, ensure that your skills are complementary and create some ground rules about how the two of you are going to work together and speak up when things are not going as anticipated.</p> <p><em>After a long and successful career in recruitment, Lisa* established a personal image business. Through her career she frequently advised on creating a high impact first impression and recognised the importance of feeling good in one’s skin. She also had an amateur interest in styling with friends regularly asking ‘what should I wear to that important dinner’ or ‘what shoes go with this outfit’. Not surprisingly she created a business supporting women approaching retirement to transition from a corporate wardrobe to a more relaxed style. She appreciated that women (like herself) still want to look smart but reflect a new energy in retirement.</em></p> <p><em>Lisa has built her business via word-of-mouth, some networking and an online presence. She is conscious of the number of clients she takes on each week as she wants her business to be a joy, not a burden. To her, business is about pursuing something that lights her up (and being rewarded for it!).</em></p> <p>The Baby Boomers have always been the ones to break the rules and to challenge the social norms. Why should that be any difference in retirement? Why retire in the traditional sense of the word if you’re excited to be doing something else?</p>

Retirement Life

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Should the Country Women’s Association join the gender politics debate?

<p>The Country Women’s Association is renowned in our nation for promoting family values and traditional recipes for almost 100 years.</p> <p>But several motions put forward at the organisation’s recent annual state conference – including a push to make gender-neutral uniforms “mandatory” in public school across NSW – have divided members and the public.</p> <p>Sydney City Branch president Elizabeth Nash introduced a proposal that states: “The policy of CWA of NSW shall be to advocate for the NSW government to amend its School Uniform Policy so that gender-neutral uniforms are mandatory for all public schools.”</p> <p>“The NSW government leaves the school community to decide on its uniforms. This has resulted in an inconsistent approach in uniform policy across NSW,” Sydney members wrote.</p> <p>However, the proposal was defeated with the final tally showing 285 votes against and 192 votes in favour.</p> <p>Another CWA motion advocates decriminalising sections of the NSW Crimes Act concerning administering or supplying drugs to have an abortion, and a separate motion advocates for “protection against violence and assaults for all health employees”.</p> <p>NSW CEO Danica Leys said the CWA was not the “conservative” organisation it was often mistaken for.</p> <p>“One of the interesting things about CWA is it’s often thought about as being perhaps quite an old-fashioned, conservative organisation but the reality is far from that,” she said.</p> <p>However, the CWA’s recent forays into politically-charged issues has copped criticism with a <span style="text-decoration: underline;"><strong><a href="https://www.dailytelegraph.com.au/rendezview/why-is-the-cwa-joining-the-gender-politics-crusade/news-story/582b063641bbe0f0ec18ee4826464722">The Daily Telegraph opinion piece</a></strong></span> asking: Why is the CWA joining the gender politics crusade?</p> <p>Louise Roberts writes in her piece: “Are we now at the level where there is not a single space ‘safe’ from gender debate?”</p> <p>She adds: “It’s outrageous to assume the CWA has a culture and an image that needs changing.</p> <p>Yes, the CWA will lobby for women and families and for the bush. They’ll also work quietly in the background, thanks all the same, and get on with helping whoever needs them.</p> <p>It’s like a thousand mums all with your best interests at heart.”</p> <p>She concludes: “Why do people feel the need to ‘fix’ this organisation like this? Why is ‘conservative’ a dirty word? It takes all kinds in this world. The CWA might not be a bunch of bra burners but that doesn’t mean they’re not a collective group of strong women who are making a difference.”</p>

Retirement Life