Money
Borrowing
Home loan discounts aren't all they're cracked up to be
The widespread practice of banks offering interest rate discounts is less helpful to customers than you might think.
- by Clancy Yeates
Latest
Analysis
Home loans
Now's the time to fix (half) your home loan rate
There are signs of movement from the Reserve Bank.
- by Nicole Pedersen-McKinnon
Analysis
Credit cards
How your credit card could hurt your chances of a home loan
Racking-up debt on the plastic is back in vogue, and it could be more costly than you think.
- by John Collett
Money apps
Afterpay tightens ID checks, caps late fees as regulator eyes sector
Afterpay's business is booming, but it is taking steps to ease fears that its 'buy now, pay later' app could prove to be a debt trap.
- by John Collett
Analysis
Property market
Will the bank royal commission damage house prices?
A new wave of warnings about the continued fall in house prices has emerged.
- by Elizabeth Knight
Q&A
Ask an expert
Before and after (pay): fintech firms target fragile self esteem
Personal finance expert Nicole Pedersen-McKinnon answers your questions.
- by Nicole Pedersen-McKinnon
Home loans
First home buyers getting older
Older first-time buyers are becoming more common in expensive capital city markets and face challenges in securing finance.
- by John Collett
Opinion
Interest rates
The next rate rise is coming ... but maybe not from the Reserve Bank
When the United States sneezes, Australian rates go up.
- by Scott Phillips
Opinion
Consumer rights
Why Afterpay 'broke AF' ad campaign is so very wrong
Afterpay and other companies such as Nimble are making it too easy for young people to pay for things they can’t afford.
- by Melissa Browne
Q&A
Ask an expert
Why does the bank want to give me a bigger mortgage?
Personal finance expert Nicole Pedersen-McKinnon answers your questions.
- by Nicole Pedersen-McKinnon
Mortgage offset accounts can leave you worse off
You'd think mortgage offset accounts would be fairly simple to understand, but offset accounts vary in how they work.
- by John Collett