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Mortgage offset accounts can leave you worse off

Mortgage offset accounts can leave you worse off

You'd think mortgage offset accounts would be fairly simple to understand, but offset accounts vary in how they work.

  • by John Collett

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Revealed: the $370k saving you can get by shopping for a home loan
Exclusive
Home loans

Revealed: the $370k saving you can get by shopping for a home loan

The gap between the cheapest and most expensive home loans can leave borrowers paying hundreds of thousands of dollars more in interest over 30 years.

  • by John Collett
The best way to save for a rainy day
Q&A
Ask an expert

The best way to save for a rainy day

Personal finance expert Nicole Pedersen-McKinnon answers your questions.

  • by Nicole Pedersen-McKinnon
The attractions of interest-only loans
Opinion
Home loans

The attractions of interest-only loans

Despite the tighter regulations governing interest only loans, potential borrowers can obtain substantial benefits from this source of funds.

  • by Daryl Dixon
Nicole helps… choose the best balance transfer credit card
Q&A
Household debt

Nicole helps… choose the best balance transfer credit card

Personal finance expert Nicole Pedersen-McKinnon answers your questions.

  • by Nicole Pedersen-McKinnon
Are you using credit cards like a pokies addict?
Opinion
Credit cards

Are you using credit cards like a pokies addict?

It's easy to assume gambling addiction is something that happens to other people, but many people have an unhealthy relationship with credit cards.

  • by Catherine Robson
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How to bust out of credit card debt
Opinion
Credit cards

How to bust out of credit card debt

Psychological and practical tricks to keep you focused on clearing your debts.

  • by Caitlin Fitzsimmons
Why you should always pay off your credit card in full before you save
Borrowing

Why you should always pay off your credit card in full before you save

Weight loss and personal budgets have a lot in common - everyone has an opinion.

  • by Caitlin Fitzsimmons
Your unused, emergency card limit now risks your credit rating
ANALYSIS
Borrowing

Your unused, emergency card limit now risks your credit rating

Your credit score will be recalculated from July 1, and a high card limit will cost you.

  • by Nicole Pedersen-McKinnon