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Insurances
- Professional Indemnity Insurance (PII)
- Risk Management Guide
- Public Liability Insurance
- Associations Liability Insurance (ALI) (including Directors and Officers cover)
- Office Pack insurance and Volunteers' Personal Accident Insurance
- NACLC & State Associations Policy
- State and Territory PII Representatives
NACLC manages a number of bulk insurance schemes for the benefit of CLCs. Centres that are full members of a state or territory CLC Association, have access to highly discounted insurance schemes, coordinated by NACLC. The current offerings include Professional Indemnity Insurance and Associations Liability Insurance (including Directors and Officers Insurance), as well as free Public Liability insurance. As the master policy holder, NACLC works closely with a broker, McDougall Kelly Martinis, to arrange these insurances.
A brief summary of each of the insurances is below. Member centres can find policy documents, renewal forms, the Risk Management Guide, and information on making notifications on the NACLC Members' page.
Professional Indemnity Insurance (PII)
The National Professional Indemnity Insurance (PII) scheme and its associated risk management regime is a successful and cost-effective way for member centres to manage both their risk and their PII. Almost 90% of CLCs participate in the scheme.
The Risk Management Guide, annual cross-checks and compulsory state PII meetings help individual centres understand and manage risk in their legal practice, identify possible new risks and act to minimise risks and prevent and/or mitigate claims being made against them.
The scheme also gives centres and their people responsible for the legal practice access to an experienced PII state representative (and through them, the National PII Network) who can assist them with any questions they may have about their risk and managing their files and legal work. PII State representatives generously volunteer their time to supporting centre workers with risk and insurance issues and are a great resource for all but particularly for less experienced, lawyers and centres.
To contact a PII representative, please click here. The PII policy documents are available for member centres only here.
Risk Management Guide
The Risk Management Guide is available for member centres only on the NACLC Members' page.
Public Liability Insurance
NACLC covers the cost of public liability insurance cover to all centres that are full members of state or territory CLC associations. The national group policy provides public liability cover for each centre to the limit of $20 million per year, at no cost to the centre.
The policy documents are available for member centres only here.
Associations Liability Insurance (ALI) (including Directors and Officers cover)
NACLC also coordinates a group Associations Liability Insurance (ALI) scheme, and almost 85% of CLCs participate in the scheme.
The ALI policy covers centres’ Board Members (past, present and future) against claims for ‘wrongful acts’ committed or alleged to have been committed by them in their capacity as Directors or Officers of the centre. It also provides cover for the Legal Centre, Centre Manager and Board Members against Employment Practice Claims, such as wrongful dismissal or discrimination claims. Claims for wrongful acts including defamation are also covered.
The policy documents are available for member centres only here.
Office Pack insurance and Volunteers' Personal Accident insurance
Many centres also obtain Office Pack insurance and/or Volunteers’ Personal Accident insurance, among their additional insurance needs. NACLC does not arrange these policies for centres, however centres have access to comprehensive and competitively priced insurances through NACLC’s insurance broker. Centres should contact an insurance broker directly about these policies or the centre's other insurance needs.
NACLC & State Associations ALI policy
NACLC and the State Associations have a separate Associations Liability Insurance (ALI) policy to that for CLCs. Associations covered are NACLC, CLC Qld, CLCNSW, the Federation of CLCs (Victoria), SACCLS, CLC Tas and CLCAWA.
State and Territory PII Representatives
WA | ACT |
NSW Annette Van Gent (co-rep) Hilary Kincaid (co-rep) | NT |
QLD Rachel Neil Women's Legal Service Queensland 387 Ipswich Road, Annerley QLD 4103 P: 07 3392 0644 F: 07 3392 0658 E: rneil@wlsq.org.au | |
SA | |
TAS Jess Feehely (co-rep) | VIC |
NACLC |