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How to bust out of credit card debt

How to bust out of credit card debt

Psychological and practical tricks to keep you focused on clearing your debts.

  • by Caitlin Fitzsimmons

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Why you should always pay off your credit card in full before you save
Borrowing

Why you should always pay off your credit card in full before you save

Weight loss and personal budgets have a lot in common - everyone has an opinion.

  • by Caitlin Fitzsimmons
Your unused, emergency card limit now risks your credit rating
ANALYSIS
Borrowing

Your unused, emergency card limit now risks your credit rating

Your credit score will be recalculated from July 1, and a high card limit will cost you.

  • by Nicole Pedersen-McKinnon
Why debt consolidation loans are often financially irresponsible
Borrowing

Why debt consolidation loans are often financially irresponsible

A "consolidation loan" was once described by a cynic as "putting all your hard-to-pay loans into one impossible-to-pay loan".

  • by Noel Whittaker
How much your home loan repayments could rise this year – and how to stop it
Borrowing

How much your home loan repayments could rise this year – and how to stop it

2018 has kicked off with increased talk of interest rate hikes.

  • by Nicole Pedersen-McKinnon
The lessons for borrowers from the car industry
Borrowing

The lessons for borrowers from the car industry

The Royal Commission will have maximum benefit if it ensures that well intentioned Australians don't inadvertently have their foot on the accelerator when it comes to household debt.

  • by Catherine Robson
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There's good and bad in comprehensive credit reporting
Borrowing

There's good and bad in comprehensive credit reporting

Those with a chequered credit history could find it more difficult to obtain credit this year, or pay a higher rate of interest, with the Turnbull government forcing the big banks to join the comprehensive reporting regime.

  • by John Collett