More protected when you buy and sell.
How PayPal works.
![image description](http://web.archive.org./web/20180131153236im_/https://www.paypalobjects.com/digitalassets/c/website/marketing/apac/au/home/AU-personal-step1.png)
1
Sign up for free
Then link your bank accounts and cards.
![image description](http://web.archive.org./web/20180131153236im_/https://www.paypalobjects.com/digitalassets/c/website/marketing/apac/au/home/AU-personal-step2.png)
2
Choose PayPal at checkout
Log in with your email address and password.
![image description](http://web.archive.org./web/20180131153236im_/https://www.paypalobjects.com/digitalassets/c/website/marketing/apac/au/home/AU-personal-step3.png)
3
Confirm the payment
Choose your preferred bank account or card and shipping address.
![image description](http://web.archive.org./web/20180131153236im_/https://www.paypalobjects.com/digitalassets/c/website/marketing/apac/au/home/AU-personal-step4.png)
4
We’ll pay the seller
They’ll then fulfil your order. We’ll email you a payment confirmation.
Why PayPal?
![Safer](http://web.archive.org./web/20180131153236im_/https://www.paypalobjects.com/digitalassets/c/website/marketing/apac/au/icons/safer-icon.png)
Safer
We keep your financial information securely encrypted so you can pay online with confidence, even if you don’t know the seller.
![Flexible](http://web.archive.org./web/20180131153236im_/https://www.paypalobjects.com/digitalassets/c/website/marketing/apac/au/icons/au-icon-cards-white.png)
Flexible
Link all your cards and bank accounts and choose which one to use at checkout. You don’t need money in your PayPal account and you’ll keep earning reward points.*
![Convenient](http://web.archive.org./web/20180131153236im_/https://www.paypalobjects.com/digitalassets/c/website/marketing/apac/au/icons/convenient-icon.png)
Convenient
Pay with PayPal on millions sites on your computer or mobile, and in apps. Activate One Touch™ to check out in one click.
![Protected](http://web.archive.org./web/20180131153236im_/https://www.paypalobjects.com/digitalassets/c/website/marketing/apac/au/icons/AU-icon-shield-white.png)
Protected
You can be refunded with Buyer Protection if something goes wrong. We can also refund your return shipping costs if you need to send something back.
Looking for business solutions?
PayPal makes it easy to get paid securely anywhere you do business:
online, on mobile, in person or via an invoice.