Markets are above their historic average, though there is a raging argument on the extent.

What could cause next crash

There is no way of timing a downturn – one either chooses to limit risk in a portfolio or learns to live with it.

With pre-auction purchases increasingly a possibility, buyers can take a few steps to maximise the chances of a good result.

How to buy before auction

Know the rules and how these negotiations work to stand the best chance of walking away with the keys in a changing market.