![Gym owner, Luke Champion, uses Afterpay to pay for small purchases and he always makes his repayments on time](http://web.archive.org./web/20171009030103im_/https://www.fairfaxstatic.com.au/content/dam/images/g/y/s/n/4/6/image.related.wideLandscape.940x529.gysn40.12uqus.png/1507262247519.jpg)
Money features
![Geoff Wilson says the value of the pro bono support is well exceeding the investments in the charities.](http://web.archive.org./web/20171009030103im_/https://www.fairfaxstatic.com.au/content/dam/images/g/s/n/c/6/y/image.related.landscape.120x80.gywn4d.png/1507445512715.jpg)
Geoff Wilson's $6.8m funds aim to improve life for youth
Australia's first intensive outpatient program for young people with eating disorders and a targeted mental health national awareness campaign are among projects that investment guru Geoff Wilson's social investment funds are supporting.
![Winston Churchill can offer a lesson on the banks.](http://web.archive.org./web/20171009030103im_/https://www.fairfaxstatic.com.au/content/dam/images/g/t/o/i/j/h/image.related.landscape.120x80.gyvbjs.png/1507198889655.jpg)
Winston Churchill's coins offer clue to bank motives
The unexpected "generosity" of the Commonwealth Bank in abolishing fees for withdrawals at ATMs has been well publicised. As expected, all the other banks quickly followed suit and there were headlines galore about the difference it would make to their customers.
![How can you tell if a company is doing what it says?](http://web.archive.org./web/20171009030103im_/https://www.fairfaxstatic.com.au/content/dam/images/g/r/x/8/3/3/image.related.landscape.120x80.gyuspi.png/1507173797655.jpg)
How to tell if a company is really doing good
Increasingly, consumers and employees want to know if a business is about more than just profits.
![Cobalt, which is in great demand, has helped Andrews increase his lead.](http://web.archive.org./web/20171009030103im_/https://www.fairfaxstatic.com.au/content/dam/images/g/p/b/7/d/l/image.related.landscape.120x80.gyvhgy.png/1507503103490.jpg)
European Cobalt increases Money reader's lead
Money reader Scott Andrews has increased his lead over Angie Ellis of 80 20 Investments in week two of the four-week Shares Race.
![Secrets of success: Theresa Albioli and Tony De Marco have hit the sweet spot with their holiday accommodation business](http://web.archive.org./web/20171009030103im_/https://www.fairfaxstatic.com.au/content/dam/images/g/y/t/4/0/t/image.related.landscape.120x80.gyum1s.png/1507408413557.jpg)
'It was crippling us': How to avoid the pitfalls of holiday homes
Holiday and short-term letting websites are making it easier to profit from that property.
![There are risks to passive investment.](http://web.archive.org./web/20171009030103im_/https://www.fairfaxstatic.com.au/content/dam/images/g/y/o/o/c/t/image.related.landscape.120x80.gyutgd.png/1507174684535.jpg)
Passive investment is positive but far from a panacea
The rapid growth of passive investment may carry risks for the broader market.
![Telstra's share price has sunk like a stone recently.](http://web.archive.org./web/20171009030103im_/https://www.fairfaxstatic.com.au/content/dam/images/g/y/l/6/6/x/image.related.landscape.120x80.gyusbm.png/1507172455530.jpg)
Should we cash in shares to fix our home?
Remember: Buy low, sell high.
![Multiple credit card applications will drive down your credit rating.](http://web.archive.org./web/20171009030103im_/https://www.fairfaxstatic.com.au/content/dam/images/g/t/u/g/j/w/image.related.landscape.120x80.gyur22.png/1507168546862.jpg)
![The family economics equation: parents give very unequally while they are alive, but provide to have their estates ...](http://web.archive.org./web/20171009030103im_/https://www.fairfaxstatic.com.au/content/dam/images/g/y/4/k/w/q/image.related.landscape.120x80.gyn3v4.png/1507321403237.jpg)
Why some kids get more parental cash than their siblings
Parental perception of their children's success – or income status – plays a critical role.
![CBA chief executive Ian Narev would have keenly felt the drop in his pay.](http://web.archive.org./web/20171009030103im_/https://www.fairfaxstatic.com.au/content/dam/images/g/x/s/p/7/w/image.related.landscape.120x80.gysn9p.png/1507511476375.jpg)
CEO pay is obscene but it's not the real issue
Yes the pay is obscene, but don't be distracted.
![Taking more risk with super will likely pay off for younger fund members.](http://web.archive.org./web/20171009030103im_/https://www.fairfaxstatic.com.au/content/dam/images/z/q/w/k/3/image.related.landscape.120x80.gyr9gz.png/1507209553074.jpg)
Upping the risk will pay off for younger super fund members
Younger super fund members will be better off in one of their fund's more aggressive investment options.
![A reader asks if CGT will apply to her mother's unit.](http://web.archive.org./web/20171009030103im_/https://www.fairfaxstatic.com.au/content/dam/images/g/y/r/8/y/e/image.related.landscape.120x80.gyt9e5.png/1507070400753.jpg)
Do the dead pay capital gains tax?
I am a bit confused about the possibility of claiming a tax deduction for contributions to superannuation since the Government changed the rules from July 1, 2017.
![If you're detoxing your body, why not detox your bank balance as well?](http://web.archive.org./web/20171009030103im_/https://www.fairfaxstatic.com.au/content/dam/images/g/t/s/4/e/p/image.related.landscape.120x80.gyt075.png/1507001570632.jpg)
A 10-step financial detox to get fit for Christmas
There is still time to make sure you finish the year well and are on a better financial footing to launch into 2018.
![There are steps you can take to sort out your superannuation.](http://web.archive.org./web/20171009030103im_/https://www.fairfaxstatic.com.au/content/dam/images/g/s/q/g/s/a/image.related.landscape.120x80.gysn1w.png/1506980150440.jpg)
How to super proof your death
Columinst Noel Whittaker helps readers with their financial conundrums.
![Chelsea Crichton is earning up to three times the interest on her savings after switching from her bank to peer-to-peer ...](http://web.archive.org./web/20171009030103im_/https://www.fairfaxstatic.com.au/content/dam/images/g/y/p/o/m/a/image.related.landscape.120x80.gyqogq.png/1506998192007.jpg)
Why Chelsea took all her savings and lent it to total strangers
Peer-to-peer lender, RateSetter, says 56 per cent of money invested with it is from savers withdrawing their money from their bank savings accounts.
![Scott Andrews is doing well from Living Cell Technologies, which develops cell therapies for neurodegenerative diseases.](http://web.archive.org./web/20171009030103im_/https://www.fairfaxstatic.com.au/content/dam/images/g/v/0/z/9/f/image.related.landscape.120x80.gyr44q.png/1506952605415.jpg)
Money reader takes early lead in first round of new four-week Shares Race
Money reader Scott Andrews has thrown down the gauntlet to Angie Ellis, of 80 20 Investments, as racers start new round.
![In the case of Bali's Mount Agung, you need to have bought your insurance before the current threat of eruption and ...](http://web.archive.org./web/20171009030103im_/https://www.fairfaxstatic.com.au/content/dam/images/g/y/n/9/y/4/image.related.landscape.120x80.gyqdrt.png/1506575973205.jpg)
What you need to know if the Bali volcano threatens your holiday
Nicole helps … determine your Bali refund rights.
![Almost everybody you know will have some story about hassles caused by a badly prepared will, or worse still – no will ...](http://web.archive.org./web/20171009030103im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/m/a/9/k/image.related.landscape.120x80.gyqdew.png/1506566073703.jpg)
Cost of having no will far higher than the fees to get it right
Nearly 50 per cent of people die without a will, and most of the remainder seem content to use a "do it yourself" job from the local stationery shop.
![Given that interest rates are seen to be heading up in coming months and years, and the property market is arguably ...](http://web.archive.org./web/20171009030103im_/https://www.fairfaxstatic.com.au/content/dam/images/g/v/9/u/t/c/image.related.landscape.120x80.gyqcpx.png/1506952558945.jpg)
How to decide which assets to sell when your income falls short
Financial expert George Cochrane answers your questions.
![I don't know how many seconds you save by using the tap-and-go eftpos terminals, but it sure feels fast and super-convenient.](http://web.archive.org./web/20171009030103im_/https://www.fairfaxstatic.com.au/content/dam/images/z/t/4/9/c/image.related.landscape.120x80.gyqdo4.png/1506566657653.jpg)
The price of convenience may be higher than you think
As we move away from payments in cash to technology-enabled transactions, other issues arise.
![The rising dollar should provide a spur to invest offshore.](http://web.archive.org./web/20171009030103im_/https://www.fairfaxstatic.com.au/content/dam/images/g/y/o/o/d/b/image.related.landscape.120x80.gyr98i.png/1506774848561.jpg)
Home is not where the returns are
Despite Australia representing only 2 per cent of the world's gross domestic product, Australian self-managed superannuation fund investors on average have almost 70 per cent of their investment portfolios in Australian-focused assets.
![More taxpayers are receiving 'please explain' letters from the Tax Office](http://web.archive.org./web/20171009030103im_/https://www.fairfaxstatic.com.au/content/dam/images/1/0/b/m/n/r/image.related.landscape.120x80.gyq9ay.png/1506907610846.jpg)
What to do if targeted for a tax audit
The Tax Office's new data matching technology is catching out more taxpayers than ever.
![Paid parental leave delivers long-term savings in health costs.](http://web.archive.org./web/20171009030103im_/https://www.fairfaxstatic.com.au/content/dam/images/g/x/g/4/j/g/image.related.landscape.120x80.gyqctt.png/1506579548091.jpg)
The case for splitting the cost of having a baby
Babies have plenty going for them but they're hardly cash-positive.
![Jay Stiles is pleased with the results after switching to his super fund's ethical option three years ago.](http://web.archive.org./web/20171009030103im_/https://www.fairfaxstatic.com.au/content/dam/images/g/y/k/x/5/v/image.related.landscape.120x80.gylz0r.png/1506421027277.jpg)
Super members give up returns to invest with a conscience
The socially responsible investment of the for the health and community services super fund, Hesta, has blitzed its rivals over all time frames up to 10 years.
![One way to save money on health insurance is to increase your excess.](http://web.archive.org./web/20171009030103im_/https://www.fairfaxstatic.com.au/content/dam/images/g/x/d/s/o/p/image.related.landscape.120x80.gyld4j.png/1505952916795.jpg)
Why my health fund hates me, but I love it
Financial expert Nicole Pedersen-McKinnon shares five ways to get the most out of private health insurance.
![We aren't always rational when it comes to our money.](http://web.archive.org./web/20171009030103im_/https://www.fairfaxstatic.com.au/content/dam/images/g/r/k/o/e/t/image.related.landscape.120x80.gyoty0.png/1506391435532.jpg)
Five 'nudges' that will make you money
One of the truly new parts of economic theory is the belated realisation - or perhaps we should say acceptance - that people aren't the purely rational automatons that the academics had previously assumed.
![Our biggest super funds are getting bigger by world standards, which bodes well for their members](http://web.archive.org./web/20171009030103im_/https://www.fairfaxstatic.com.au/content/dam/images/g/s/c/9/7/m/image.related.landscape.120x80.gymyw0.png/1506952629129.jpg)
Minnow super funds left behind by the giants
Australia's largest super funds are rapidly working their way up the world rankings by size. But what does that mean for the members of the minnows?
![The plan was to streamline tax time for most of us.](http://web.archive.org./web/20171009030103im_/https://www.fairfaxstatic.com.au/content/dam/images/g/w/x/6/i/7/image.related.landscape.120x80.gyn2m6.png/1506415378099.jpg)
How can you avoid mortgage stress?
Financial expert Noel Whittaker answers your questions.