![Marcus Bohman, 40, joined Gamblers Anonymous and saw a psychologist to help him stop gambling.](http://web.archive.org./web/20170924171821im_/https://www.fairfaxstatic.com.au/content/dam/images/g/y/k/c/t/f/image.related.wideLandscape.940x529.gyjlc3.12uqus.png/1506175719760.jpg)
Money features
![Rick Evans buys and sells camera gear using Gumtree and eBay.](http://web.archive.org./web/20170924171821im_/https://www.fairfaxstatic.com.au/content/dam/images/g/y/m/t/6/e/image.related.landscape.120x80.gylr1l.png/1506231291419.jpg)
Average household has $5400 worth of unwanted items they could sell online, report finds
Buying and selling of preloved personal goods could be worth $43.5 billion a year and has grown by almost $4 billion over the past year.
![Saman Shad and her husband really wanted a third child, but it was about emotion not status.](http://web.archive.org./web/20170924171821im_/https://www.fairfaxstatic.com.au/content/dam/images/g/u/u/6/n/l/image.related.landscape.120x80.gyn4a7.png/1506070904243.jpg)
Why wealthy families are opting for more kids
A couple with two kids seems to be the clichéd family make-up and for many also the ideal. But what if you throw another child into the mix – by choice?
![Lovisa is doing well for Angie Ellis.](http://web.archive.org./web/20170924171821im_/https://www.fairfaxstatic.com.au/content/dam/images/g/l/3/s/q/2/image.related.landscape.120x80.gymnva.png/1506162128147.jpg)
Ellis' pick of Lovisa keeps her in the lead in Year-Long Shares Race
Into the final quarter of the Year-Long Shares Race, Angie Ellis of 80 20 Investments holds on to her lead over the second-placed competitor.
![Margaret and her husband have helped their adult sons buy homes but worry about the grandkids.](http://web.archive.org./web/20170924171821im_/https://www.fairfaxstatic.com.au/content/dam/images/g/y/l/6/y/r/image.related.landscape.120x80.gyl6wl.png/1505952899716.jpg)
'We had it luckier': why Margaret helped sons buy homes
Like many of her generation, Margaret Wyatt, 80, worries about the cost of housing for her grandchildren.
![There are Nant Whisky Bars in Brisbane, Melbourne and Hobart.](http://web.archive.org./web/20170924171821im_/https://www.fairfaxstatic.com.au/content/dam/images/g/y/l/f/p/o/image.related.landscape.120x80.gylfbn.png/1506060140752.jpg)
Investing in Nant Whisky barrels seemed too good to be true - and it was
In 2013 Nant Distilling Company launched a nationwide marketing campaign using full-page advertisements in major newspapers. The offering was almost irresistible.
![The rates offered for online savings accounts have been falling rapidly.](http://web.archive.org./web/20170924171821im_/https://www.fairfaxstatic.com.au/content/dam/images/g/u/2/8/o/h/image.related.landscape.120x80.gylsjq.png/1506175782355.jpg)
'Be a rate tart': switch savings accounts to get rates above 3pc
Financial expert Nicole Pedersen-McKinnon says becoming a rate tart is the only way to get decent interest on savings accounts, without meeting onerous conditions.
![AustralianSuper will make life insurance opt-in rather than opt-out for workers under the age of 25.](http://web.archive.org./web/20170924171821im_/https://www.fairfaxstatic.com.au/content/dam/images/g/y/m/0/c/a/image.related.landscape.120x80.gylzp5.png/1506173688814.jpg)
Move to opt-in life insurance for young members is welcome
Insurance premiums will reduce the rate of growth of super balances but obtaining needed coverage in a super fund has several attractions.
![Retirement planning often hinges on the specific details. Illustration: Michael Mucci](http://web.archive.org./web/20170924171821im_/https://www.fairfaxstatic.com.au/content/dam/images/g/y/l/y/t/0/image.related.landscape.120x80.gyly9p.png/1506260872367.jpg)
How to consolidate New Zealand super into an Australian account
Financial expert George Cochrane answers your questions about superannuation and retirement.
![Fitness guru Fred Liberatore knows your 50s are a crucial decade for fitness.](http://web.archive.org./web/20170924171821im_/https://www.fairfaxstatic.com.au/content/dam/images/g/y/l/x/9/d/image.related.landscape.120x80.gylx3t.png/1505969738555.jpg)
Why your 50s are a critical decade for fitness and finances
Fred Liberatore believes that living a healthy lifestyle is better than any pill for not only living longer, but also living happier.
![No one can agree on what exactly Bitcoin is: a currency, or a store of value like gold bars?](http://web.archive.org./web/20170924171821im_/https://www.fairfaxstatic.com.au/content/dam/images/g/y/i/p/w/i/image.related.landscape.120x80.gylbno.png/1506047218887.jpg)
Bitcoin's not a fraud … but don't risk it
If Bitcoin hadn't been invented by a shadowy tech guru, it could've been the invention of a movie.
![Super funds are holding more than $14 billion of lost super, while a further $3.75 billion of unclaimed super is held ...](http://web.archive.org./web/20170924171821im_/https://www.fairfaxstatic.com.au/content/dam/images/g/y/e/t/y/s/image.related.landscape.120x80.gylo3z.png/1505958334645.jpg)
$18b in lost super: the suburbs that top the list
Sydney's Liverpool, Campbelltown, Surry Hills, Darlinghurst and Bondi feature among the top 10 locations nationally for lost super funds.
![Paying close attention to the utterances of US Federal Reserve chairwoman Janet Yellen won't help you pick individual stocks.](http://web.archive.org./web/20170924171821im_/https://www.fairfaxstatic.com.au/content/dam/images/g/y/c/w/2/o/image.related.landscape.120x80.gyl9k7.png/1506175817696.jpg)
Investors should tune out PowerPoint and 'macro crap'
Two more time-wasters for investors: watching Powerpoint presentations and listening too closely to the economists at big institutions.
![Artificial intelligence is going to change the work of millions, but it doesn't have to mean the robot-led devastation ...](http://web.archive.org./web/20170924171821im_/https://www.fairfaxstatic.com.au/content/dam/images/g/y/c/q/q/5/image.related.landscape.120x80.gylkc1.png/1505905939741.jpg)
Money: innovation special 2017
Stories on innovation in personal finance and investment.
![Australian share prices have a way to go before recovering their pre-GFC high.](http://web.archive.org./web/20170924171821im_/https://www.fairfaxstatic.com.au/content/dam/images/g/r/k/o/e/s/image.related.landscape.120x80.gyic9e.png/1505920238112.jpg)
Australian shares unlikely to wake soon from their 10-year torpor
Returns from Australian shares have not been as good as for most overseas markets.
![Investors are buying the tech names they know such as Facebook, Apple, Microsoft and Amazon.](http://web.archive.org./web/20170924171821im_/https://www.fairfaxstatic.com.au/content/dam/images/g/n/f/8/7/q/image.related.landscape.120x80.gyh5rh.png/1505364692018.jpg)
Investors pile into Wall Street tech giants
Tech stocks are potentially more rewarding than companies operating in other sectors of the economy, but also riskier.
![Alistair Bentley, founder of Simply Wall Street, is excited about the potential of artificial intelligence but wary of ...](http://web.archive.org./web/20170924171821im_/https://www.fairfaxstatic.com.au/content/dam/images/g/y/i/3/g/d/image.related.landscape.120x80.gyghum.png/1505833159699.jpg)
How artificial intelligence is changing personal finance
There seems to be an app for everything these days, except for one that can make you a millionaire. Yet.
![Trov is offering on-demand insurance, including for the new iPhone.](http://web.archive.org./web/20170924171821im_/https://www.fairfaxstatic.com.au/content/dam/images/g/y/i/p/7/o/image.related.landscape.120x80.gyiooc.png/1505920294619.jpg)
Insurance is having a makeover and Trov is just the start
If you bought a new iPhone, there are better ways to insure it besides AppleCare.
![The Shares Race's best-performer, Argosy, is counting on growing demand for lithium-ion batteries used in electric cars.](http://web.archive.org./web/20170924171821im_/https://www.fairfaxstatic.com.au/content/dam/images/g/r/d/9/l/3/image.related.landscape.120x80.gyi0f7.png/1505553604134.jpg)
Lithium pick powers Pritchard to victory in the shares race
A big lift in the share price of Richard Pritchard's pick of lithium miner Argosy helped the Chartist to increase his lead over his main challenger in the final week of the four-week Shares Race and take line honours.
![Squeezed and anxious households reduce their spending.](http://web.archive.org./web/20170924171821im_/https://www.fairfaxstatic.com.au/content/dam/images/g/j/c/s/y/1/image.related.landscape.120x80.gyi1w0.png/1505736323222.jpg)
Chill. Electricity isn't that expensive, really
What if I told you you were paying no more for electricity than in 1984?
![Ange MacAlpine, 29, works remotely in the finance sector from a property in The Marra in outback NSW.](http://web.archive.org./web/20170924171821im_/https://www.fairfaxstatic.com.au/content/dam/images/g/y/h/9/a/3/image.related.landscape.120x80.gyh6vt.png/1505490059016.jpg)
Meet the woman delivering remote work to rural Australia
While the cost of living outside a capital city is cheaper, without an income it is a moot point.
![Apartment over-supply is a problem in some areas.](http://web.archive.org./web/20170924171821im_/https://www.fairfaxstatic.com.au/content/dam/images/g/x/4/z/k/a/image.related.landscape.120x80.gyi1t4.png/1505437974806.jpg)
The rising pressure on new property investors
Higher stamp duty rates for foreign investors and APRA's tightening of bank lending regulations on investment loans have reduced new investor housing demand especially for apartments.
![More than half the money being put into P2P loans is coming out of bank accounts.](http://web.archive.org./web/20170924171821im_/https://www.fairfaxstatic.com.au/content/dam/images/g/p/j/c/0/o/image.related.landscape.120x80.gyhd57.png/1505490037976.jpg)
How technology is disrupting wealth creation
In the past five years we've seen an astonishing disruption in financial services that gives consumers different ways to invest.
![The first rate hike from the RBA probably will not be before year-end.](http://web.archive.org./web/20170924171821im_/https://www.fairfaxstatic.com.au/content/dam/images/g/x/j/h/a/i/image.related.landscape.120x80.gyfxws.png/1505382458833.jpg)
Why higher interest rates would mean lower share prices
The economy is important for the sharemarket, but the Reserve Bank has a greater influence.
![The Acorns app rounds-up each purchase you make and stores it in an investment portfolio for you.](http://web.archive.org./web/20170924171821im_/https://www.fairfaxstatic.com.au/content/dam/images/g/m/y/d/m/b/image.related.landscape.120x80.gyfrns.png/1505490085719.jpg)
Criticism of Acorns' fee structure is missing the point
Criticism of Acorns for its fee structure is missing the point.